How do I schedule a tour of 6821 HABITAT Drive, St. Cloud, FL 34773?

Use the Tour button on this listing to request a showing of 6821 HABITAT Drive, St. Cloud, FL 34773. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 6821 HABITAT Drive, St. Cloud, FL 34773 still available?

6821 HABITAT Drive, St. Cloud, FL 34773 is currently listed as Active, and has been on the market 5 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 6821 HABITAT Drive, St. Cloud, FL 34773?

With 20% down ($109,800) on the $549,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 6821 HABITAT Drive, St. Cloud, FL 34773 is about $2,885/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 6821 HABITAT Drive, St. Cloud, FL 34773?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 6821 HABITAT Drive, St. Cloud, FL 34773. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 6821 HABITAT Drive, St. Cloud, FL 34773 have an HOA fee?

Yes: 6821 HABITAT Drive, St. Cloud, FL 34773 carries an HOA fee of about $116 annually (Harmony Residential Owners Association). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 6821 HABITAT Drive, St. Cloud, FL 34773?

Often, yes. The right offer on 6821 HABITAT Drive, St. Cloud, FL 34773 depends on how it's priced against comparable single family sales in St Cloud, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

5 Days on Market

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$549,000

6821 HABITAT Drive

St Cloud, FL 34773

HARMONY NBHD H-1

Explore the area: Osceola County real estate

Price Check

How this price compares

List price: $549,000
Price per sq ft: $184
Original price: Unchanged
Days on market: 5

This 4-bedroom single-family home is listed at $549,000, or $184 per square foot. It has been on the market for 5 days.

Bedrooms

Bathrooms

2,978

Living Sq Ft

2015

Year Built

Estimated monthly payment

$2,885 /mo

Principal and interest only, based on $109,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $549,000
Days on Site: 5 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 2,978 sqft
Total Sq Ft: 3,709 sqft
Lot Size: 0.14 Acres
Year Built: 2015
Property Type: Single Family
MLS #: B26079246
Property Tax: $8,444 (2025)
HOA Fees: $116 / Annually
Subdivision: HARMONY NBHD H-1
County: Osceola
Status: Active
Special Conditions: Standard

About This Property

Experience elevated Florida living in the picturesque, master-planned community of Harmony. Surrounded by mature trees, lush landscaping and scenic natural beauty, residents enjoy a golf course, clubhouse, resort-style community pool, playground and inviting outdoor spaces. The elementary, middle and high schools are all located within approximately one mile. Shopping and everyday essentials are just minutes away, and the community is centrally positioned for convenient access to Walt Disney World, Orlando International Airport and Melbourne Beach. This spacious two-story residence blends a homey style with everyday versatility. The open-concept kitchen and living area are ideal for entertaining. The dry bar (or coffee bar) and separate pantry provide additional storage and convenience. The downstairs living area can serve as a formal sitting room, and the front dining room can easily be used as an elegant home office or study. Upstairs are four bedrooms, two full bathrooms and an expansive second living area—perfect for a media room, game room, fitness area or informal living space. Outside, a screened private pool and rear patio create a relaxing setting for year-round enjoyment. It is the perfect setting for everyday indoor-outdoor living or friendly gatherings. A pool-access bathroom is the perfect touch to keep wet feet from the main living area. The welcoming front porch complements the home's timeless appeal. Offering flexible living spaces, a private pool and outstanding community amenities, this distinctive Harmony residence delivers an exceptional combination of comfort, beauty and resort-inspired Florida living. Come home to your own oasis and turn this dream of a home into your reality.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 2015
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Concrete / Driveway / Garage
Direction Faces: South
Lot Size (Acres): 0.14
Living Sq Ft: 2,978
Total Sq Ft: 3,709
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: RES

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Oven / Range / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Carpet / Ceramic Tile / Laminate
Interior Features: Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Kitchen Island / Kitchen Dining Combo / Pantry / Tub Shower / Upper Level Primary / Walk In Closets
Laundry: Laundry Closet / Upper Level
Windows: Blinds / Drapes
Main Level Bedrooms: 0
Main Level Baths: 1
Total Rooms: 8

Exterior Features

Construction: Block / Concrete / Stucco / Vinyl Siding
Roof: Shingle
Exterior Features: Outdoor Living Area
Architectural Style: Traditional
Private Pool: Yes
Pool Features: Concrete / Heated / In Ground / Pool Equipment / Screen Enclosure
Patio & Porch: Covered / Patio / Porch / Screened
Lot Features: Less Than Quarter Acre
View: Lake

Community & HOA

HOA Fee: $116 / Annually
HOA Name: Harmony Residential Owners Association
HOA Includes: Common Areas
Association Amenities: None
Community Features: Home Owners Association
Utilities: None
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional
Restrictions: No Boats / No Rv / No Trailer Parking / Ok To Lease
MLS Area: 5940 - Other Florida County

About the Area

St. Cloud

View St. Cloud Real Estate →

Homes for Sale: 138
Under Contract: 0
Median List Price: $422,450
Median $/Sq Ft: $206
Avg Days on Market: 197

View all 138 homes for sale in St. Cloud →

Frequently Asked Questions

How do I schedule a tour of 6821 HABITAT Drive, St. Cloud, FL 34773?: Use the Tour button on this listing to request a showing of 6821 HABITAT Drive, St. Cloud, FL 34773. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 6821 HABITAT Drive, St. Cloud, FL 34773 still available?: 6821 HABITAT Drive, St. Cloud, FL 34773 is currently listed as Active, and has been on the market 5 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 6821 HABITAT Drive, St. Cloud, FL 34773?: With 20% down ($109,800) on the $549,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 6821 HABITAT Drive, St. Cloud, FL 34773 is about $2,885/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 6821 HABITAT Drive, St. Cloud, FL 34773?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 6821 HABITAT Drive, St. Cloud, FL 34773. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 6821 HABITAT Drive, St. Cloud, FL 34773 have an HOA fee?: Yes: 6821 HABITAT Drive, St. Cloud, FL 34773 carries an HOA fee of about $116 annually (Harmony Residential Owners Association). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 6821 HABITAT Drive, St. Cloud, FL 34773?: Often, yes. The right offer on 6821 HABITAT Drive, St. Cloud, FL 34773 depends on how it's priced against comparable single family sales in St Cloud, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of KFortuna Sunshine Realty Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$549,000