$1,999,000
862 Cardinal Lane
Key Largo, FL 33037
WINSTON WATER WAYS AMD
Explore the area: Monroe County real estate
Price Check
How this price compares
- List price
- $1,999,000
- Price per sq ft
- N/A
- Original price
- $2,451,000
- Days on market
- 383
This 4-bedroom single-family home is listed at $1,999,000. The asking price has come down 18.4% from its original $2,451,000. It has been on the market for 383 days.
Estimated monthly payment
$10,506 /mo
Principal and interest only, based on $399,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $1,999,000
- Days on Site
- 383 Days
- Bedrooms
- 4
- Total Baths
- 4
- Full Baths
- 4
- Lot Size
- 0.16 Acres
- Year Built
- 2025
- Property Type
- Single Family
- MLS #
- A11859516
- Property Tax
- $2,931 (2024)
- Subdivision
- WINSTON WATER WAYS AMD
- County
- Monroe
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
OWNER FINANCING!! Experience Elevated Coastal Living - Brand New Oceanside Pool Home with Dock in Key Largo Welcome to your dream waterfront retreat in Key Largo! This stunning brand-new, 4 bedroom and 4 bath custom-built pool home combines sleek modern design with top-tier amenities, offering the perfect blend of style and comfort. Let's start with your Outdoor Paradise. Step outside to your private heated and chilled saltwater pool with a 5'-6'' depth, massage jets, beach shelf with umbrella holder, five LED lights, and a safety net for peace of mind. The expansive 15' x 40' dock features polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, 30-amp and 120V receptacles—ideal for boating enthusiasts.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2025
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 0
- Parking
- Attached Carport / Covered / Carport / Driveway / Paver Block / Parking Pad
- Direction Faces
- Southeast
- Lot Size (Acres)
- 0.16
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- is
Interior Features
- Appliances
- Dryer / Dishwasher
- Cooling
- Central Air / Ceiling Fans
- Heating
- Other
- Flooring
- Tile
- Interior Features
- Entrance Foyer / High Ceilings / Main Level Primary / Upper Level Primary / Vaulted Ceilings / Walk In Closets
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block
- Roof
- Metal
- Exterior Features
- Built In Barbecue / Balcony / Barbecue / Lighting / Outdoor Living Area
- Private Pool
- Yes
- Pool Features
- In Ground
- Patio & Porch
- Open / Patio / Balcony
- Waterfront
- Yes
- Waterfront Features
- Canal Front
- Frontage
- Waterfront
- Frontage Length
- 40.00 ft
- View
- Canal / Water
Community & HOA
- Association Amenities
- None
- Pets Allowed
- No Pet Restrictions / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / Owner Will Carry
- Restrictions
- Rental Restriction
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Area
- Homes for Sale
- 158
- Under Contract
- 0
- Median List Price
- $859,000
- Median $/Sq Ft
- $672
- Avg Days on Market
- 171
Frequently Asked Questions
- How do I schedule a tour of 862 Cardinal Lane, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 862 Cardinal Lane, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 862 Cardinal Lane, Key Largo, FL 33037 still available?
- 862 Cardinal Lane, Key Largo, FL 33037 is currently listed as Active, and has been on the market 383 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 862 Cardinal Lane, Key Largo, FL 33037?
- With 20% down ($399,800) on the $1,999,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 862 Cardinal Lane, Key Largo, FL 33037 is about $10,506/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 862 Cardinal Lane, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 862 Cardinal Lane, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 862 Cardinal Lane, Key Largo, FL 33037?
- 862 Cardinal Lane, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 862 Cardinal Lane, Key Largo, FL 33037?
- Often, yes. The right offer on 862 Cardinal Lane, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of American Caribbean Real Estate
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$1,999,000
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Listed by Joy C Martin, American Caribbean Real Estate
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