How do I schedule a tour of 862 Cardinal, FL 33037?

Use the Tour button on this listing to request a showing of 862 Cardinal, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 862 Cardinal, FL 33037 still available?

862 Cardinal, FL 33037 is currently listed as Active, and has been on the market 2 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 862 Cardinal, FL 33037?

With 20% down ($399,800) on the $1,999,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 862 Cardinal, FL 33037 is about $10,506/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 862 Cardinal, FL 33037?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 862 Cardinal, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 862 Cardinal, FL 33037?

862 Cardinal, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 862 Cardinal, FL 33037?

Often, yes. The right offer on 862 Cardinal, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

2 Days on Market

Loading photos…

All Listings

$1,999,000

862 Cardinal

Key Largo, FL 33037

Winston Waterway

Price Check

How this price compares

List price: $1,999,000
Price per sq ft: N/A
Original price: Unchanged
Days on market: 2

This 4-bedroom single-family home is listed at $1,999,000. It has been on the market for 2 days.

Bedrooms

Bathrooms

Living Sq Ft

2025

Year Built

Estimated monthly payment

$10,506 /mo

Principal and interest only, based on $399,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $1,999,000
Days on Site: 2 Days
Bedrooms: 4
Total Baths: 4
Full Baths: 4
Year Built: 2025
Property Type: Single Family
MLS #: A12100959
Property Tax: $3,094 (2025)
Subdivision: Winston Waterway
County: Other
Status: Active
Special Conditions: Listed As Is

About This Property

OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat. Contemporary Interior with Premium Appointments: Inside, the home continues the modern coastal aesthetic with carefully selected finishes and high-end features. Chef-inspired kitchen includes a 42'' GE Monogram counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combination, and wine cooler. Four beautifully appointed bathrooms feature smart electric toilets, rain and handheld shower systems, body jets, and frameless barn-style glass shower doors. Architectural details include soaring ceilings, 8' custom interior doors with smoked-glass inlays, and contemporary tile flooring throughout. Everyday convenience comes from dual inline water heaters and two Bosch stackable washer/drye Additional Property Features: Standing-seam 16" panel metal roof, Brick driveway with solar lighting, Spacious covered outdoor living area, Quick access to the Atlantic, Brand-new construction and Move-in ready Whether you're envisioning a private Keys getaway, a full-time waterfront residence, or a place where boating and outdoor living are part of everyday life, this newly completed Key Largo home offers an exceptional combination of modern design, private dockage and access to the Florida Keys lifestyle. Owner financing available with 30% down.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2025
Property Condition: New Construction
New Construction: Yes
Number of Stories: 2
Levels: Two
Garage Spaces: 0
Parking: Covered / Driveway / Paver Block
Direction Faces: South
Sewer: Public Sewer
Water Source: Public
Zoning: IS

Interior Features

Appliances: Dryer / Dishwasher / Electric Range
Cooling: Central Air / Ceiling Fans
Heating: Other
Flooring: Tile
Interior Features: Built In Features / Upper Level Primary / Walk In Closets

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Metal
Private Pool: Yes
Pool Features: In Ground
Waterfront: Yes
Waterfront Features: Canal Front
Frontage: Waterfront
Frontage Length: 40.00 ft
View: Canal

Community & HOA

Association Amenities: None
55+ Community: Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Ok To Lease / Rental Restriction
MLS Area: 5940 - Other Florida County

Schools

Elementary School: Key Largo
Middle School: Key Largo
High School: Coral Shores

About the Area

Key Largo

View Key Largo Real Estate →

Homes for Sale: 225
Median List Price: $899,000
Median $/Sq Ft: $699
Avg Days on Market: 155

View all 225 homes for sale in Key Largo →

Frequently Asked Questions

How do I schedule a tour of 862 Cardinal, FL 33037?: Use the Tour button on this listing to request a showing of 862 Cardinal, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 862 Cardinal, FL 33037 still available?: 862 Cardinal, FL 33037 is currently listed as Active, and has been on the market 2 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 862 Cardinal, FL 33037?: With 20% down ($399,800) on the $1,999,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 862 Cardinal, FL 33037 is about $10,506/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 862 Cardinal, FL 33037?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 862 Cardinal, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 862 Cardinal, FL 33037?: 862 Cardinal, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 862 Cardinal, FL 33037?: Often, yes. The right offer on 862 Cardinal, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of American Caribbean Real Estate

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 6, 2026.

$1,999,000