How do I schedule a tour of 95984 Mimosa Drive, Fernandina Beach, FL 32034?

Use the Tour button on this listing to request a showing of 95984 Mimosa Drive, Fernandina Beach, FL 32034. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 95984 Mimosa Drive, Fernandina Beach, FL 32034 still available?

95984 Mimosa Drive, Fernandina Beach, FL 32034 is currently listed as Active, and has been on the market 120 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 95984 Mimosa Drive, Fernandina Beach, FL 32034?

With 20% down ($133,000) on the $665,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 95984 Mimosa Drive, Fernandina Beach, FL 32034 is about $3,495/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 95984 Mimosa Drive, Fernandina Beach, FL 32034?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 95984 Mimosa Drive, Fernandina Beach, FL 32034. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 95984 Mimosa Drive, Fernandina Beach, FL 32034 have an HOA fee?

Yes: 95984 Mimosa Drive, Fernandina Beach, FL 32034 carries an HOA fee of about $383 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 95984 Mimosa Drive, Fernandina Beach, FL 32034?

Often, yes. The right offer on 95984 Mimosa Drive, Fernandina Beach, FL 32034 depends on how it's priced against comparable single family sales in Fernandina Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

120 Days on Market

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$665,000

95984 Mimosa Drive

Fernandina Beach, FL 32034

ENCLAVE AT SUMMER BEACH

Explore the area: Nassau County real estate

Price Check

How this price compares

List price: $665,000
Price per sq ft: $489
Original price: $675,000
Days on market: 120

This 2-bedroom single-family home is listed at $665,000, or $489 per square foot. The asking price has come down 1.5% from its original $675,000. It has been on the market for 120 days.

Bedrooms

Bathrooms

1,360

Living Sq Ft

2022

Year Built

Estimated monthly payment

$3,495 /mo

Principal and interest only, based on $133,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $383/mo HOA are not included.

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Listing Snapshot

Price: $665,000
Days on Site: 120 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,360 sqft
Total Sq Ft: 1,360 sqft
Lot Size: 0.07 Acres
Year Built: 2022
Property Type: Single Family
MLS #: B26033129
Property Tax: $5,867 (2025)
HOA Fees: $383 / Monthly
Subdivision: ENCLAVE AT SUMMER BEACH
County: Nassau
Status: Active
Special Conditions: Standard

About This Property

Immaculately kept and fully furnished, this turnkey single-story home features the highly sought-after Cindi floor plan and is perfectly positioned between the The Ritz-Carlton, Amelia Island and Omni Amelia Island Resort, just moments from the ocean, fine dining, and casual island eateries. This 2BR/2BA home offers 1,360 sq ft of modern coastal living with high ceilings, ample storage, luxury vinyl plank flooring throughout, quartz countertop and an open-concept layout designed for easy living and entertaining. The spacious gourmet kitchen features stainless steel appliances, a center island, and a 5-ring gas stovetop with a bright, airy flow into the main living areas. Relax on the private screened porch or enjoy the nearby community pool within this premier gated community. Audio and Visual present. Inside cameras do not convey.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2022
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Parking: Detached / Garage
Direction Faces: East
Lot Size (Acres): 0.07
Living Sq Ft: 1,360
Total Sq Ft: 1,360
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: PUD

Interior Features

Appliances: Dryer / Dishwasher / Disposal / Microwave / Oven / Range / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Wood
Interior Features: Built In Features / Other
Laundry: Inside / Laundry Room / Other
Main Level Bedrooms: 2
Main Level Baths: 2
Furnished: Furnished

Exterior Features

Construction: Stucco
Roof: Barrel
Exterior Features: Built In Barbecue / Barbecue / Outdoor Kitchen
Pool Features: Association

Community & HOA

HOA Fee: $383 / Monthly
HOA Includes: Common Areas / Pools
Association Amenities: Beach Rights / Beach Access / Pool
Community Features: Home Owners Association / Gated
Security: Gated Community / Smoke Detectors
Utilities: Cable Available
Pets Allowed: Breed Restrictions / Yes
Financing Terms: Cash / Conventional / Va Loan
Restrictions: Other Restrictions / Ok To Lease
MLS Area: 5940 - Other Florida County

About the Area

Fernandina Beach

View Fernandina Beach Real Estate →

Homes for Sale: 8
Median List Price: $615,000
Median $/Sq Ft: $384
Avg Days on Market: 55

View all 8 homes for sale in Fernandina Beach →

Frequently Asked Questions

How do I schedule a tour of 95984 Mimosa Drive, Fernandina Beach, FL 32034?: Use the Tour button on this listing to request a showing of 95984 Mimosa Drive, Fernandina Beach, FL 32034. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 95984 Mimosa Drive, Fernandina Beach, FL 32034 still available?: 95984 Mimosa Drive, Fernandina Beach, FL 32034 is currently listed as Active, and has been on the market 120 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 95984 Mimosa Drive, Fernandina Beach, FL 32034?: With 20% down ($133,000) on the $665,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 95984 Mimosa Drive, Fernandina Beach, FL 32034 is about $3,495/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 95984 Mimosa Drive, Fernandina Beach, FL 32034?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 95984 Mimosa Drive, Fernandina Beach, FL 32034. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 95984 Mimosa Drive, Fernandina Beach, FL 32034 have an HOA fee?: Yes: 95984 Mimosa Drive, Fernandina Beach, FL 32034 carries an HOA fee of about $383 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 95984 Mimosa Drive, Fernandina Beach, FL 32034?: Often, yes. The right offer on 95984 Mimosa Drive, Fernandina Beach, FL 32034 depends on how it's priced against comparable single family sales in Fernandina Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Berkshire Hathaway HomeService Heymann Williams Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.

$665,000