How do I schedule a tour of 98703 Overseas Highway, Key Largo, FL 33037?

Use the Tour button on this listing to request a showing of 98703 Overseas Highway, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 98703 Overseas Highway, Key Largo, FL 33037 still available?

98703 Overseas Highway, Key Largo, FL 33037 is currently listed as Active, and has been on the market 576 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 98703 Overseas Highway, Key Largo, FL 33037?

With 20% down ($99,000) on the $495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 98703 Overseas Highway, Key Largo, FL 33037 is about $2,601/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 98703 Overseas Highway, Key Largo, FL 33037?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 98703 Overseas Highway, Key Largo, FL 33037. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 98703 Overseas Highway, Key Largo, FL 33037?

98703 Overseas Highway, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 98703 Overseas Highway, Key Largo, FL 33037?

Often, yes. The right offer on 98703 Overseas Highway, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

576 Days on Market

1 / 9

All Listings

$495,000

98703 Overseas Highway

Key Largo, FL 33037

Rock Harbor Manor

Explore the area: Monroe County real estate

Bedrooms

Bathrooms

480

Living Sq Ft

1948

Year Built

Estimated monthly payment

$2,601 /mo

Principal and interest only, based on $99,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $495,000
Days on Site: 576 Days
Bedrooms: 1
Total Baths: 1
Full Baths: 1
Living Area: 480 sqft
Year Built: 1948
Property Type: Single Family
MLS #: A11734980
Property Tax: $5,890 (2024)
Subdivision: Rock Harbor Manor
County: Monroe
Status: Active

About This Property

Fantastic Opportunity to get yourself a chic loft in Key Largo. Newly acquired vacation rental license allows for short-term rentals from this loft! Modern, open, and renovated, absolutely ready for you. A cool vibe for a weekend getaway or a rental opportunity. (SR zoning) Shown by appointment.

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General Features

Property Type: Single Family
Status: Active
Year Built: 1948
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 0
Parking: Driveway
Direction Faces: North
Living Sq Ft: 480
Sewer: Public Sewer
Water Source: Public
Zoning: SR

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Refrigerator / Washer
Cooling: Wall Window Units
Heating: Other
Flooring: Tile
Interior Features: Built In Features / Eat In Kitchen / None / Separate Shower

Exterior Features

Construction: Block
Roof: Other

Community & HOA

Association Amenities: None
Financing Terms: Cash / Conventional / FHA / Va Loan
MLS Area: 5940 - Other Florida County

Schools

Elementary School: Key Largo
Middle School: Key Largo
High School: Coral Shores

Frequently Asked Questions

How do I schedule a tour of 98703 Overseas Highway, Key Largo, FL 33037?: Use the Tour button on this listing to request a showing of 98703 Overseas Highway, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 98703 Overseas Highway, Key Largo, FL 33037 still available?: 98703 Overseas Highway, Key Largo, FL 33037 is currently listed as Active, and has been on the market 576 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 98703 Overseas Highway, Key Largo, FL 33037?: With 20% down ($99,000) on the $495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 98703 Overseas Highway, Key Largo, FL 33037 is about $2,601/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 98703 Overseas Highway, Key Largo, FL 33037?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 98703 Overseas Highway, Key Largo, FL 33037. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 98703 Overseas Highway, Key Largo, FL 33037?: 98703 Overseas Highway, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 98703 Overseas Highway, Key Largo, FL 33037?: Often, yes. The right offer on 98703 Overseas Highway, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of American Caribbean Real Estate

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.

$495,000