








Price Check
How this price compares
- List price
- $495,000
- Price per sq ft
- $1,031
- Original price
- $699,000
- Days on market
- 601
This 1-bedroom single-family home in Rock Harbor Manor is listed at $495,000, or $1,031 per square foot. The asking price has come down 29.2% from its original $699,000. It has been on the market for 601 days.
Estimated monthly payment
$2,601 /mo
Principal and interest only, based on $99,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $495,000
- Days on Site
- 601 Days
- Bedrooms
- 1
- Total Baths
- 1
- Full Baths
- 1
- Living Area
- 480 sqft
- Year Built
- 1948
- Property Type
- Single Family
- MLS #
- A11734980
- Property Tax
- $5,890 (2024)
- Subdivision
- Rock Harbor Manor
- County
- Monroe
- Status
- Active
About This Property
Fantastic Opportunity to get yourself a chic loft in Key Largo. Newly acquired vacation rental license allows for short-term rentals from this loft! Modern, open, and renovated, absolutely ready for you. A cool vibe for a weekend getaway or a rental opportunity. (SR zoning) Shown by appointment.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1948
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Driveway
- Direction Faces
- North
- Living Sq Ft
- 480
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- SR
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Refrigerator / Washer
- Cooling
- Wall Window Units
- Heating
- Other
- Flooring
- Tile
- Interior Features
- Built In Features / Eat In Kitchen / None / Separate Shower
Exterior Features
- Construction
- Block
- Roof
- Other
Community & HOA
- Association Amenities
- None
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Community
- Homes for Sale
- 2
- Under Contract
- 0
- Median List Price
- $1,722,500
- Median $/Sq Ft
- $1,237
- Avg Days on Market
- 612
Frequently Asked Questions
- How do I schedule a tour of 98703 Overseas Highway, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 98703 Overseas Highway, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 98703 Overseas Highway, Key Largo, FL 33037 still available?
- 98703 Overseas Highway, Key Largo, FL 33037 is currently listed as Active, and has been on the market 601 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 98703 Overseas Highway, Key Largo, FL 33037?
- With 20% down ($99,000) on the $495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 98703 Overseas Highway, Key Largo, FL 33037 is about $2,601/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 98703 Overseas Highway, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 98703 Overseas Highway, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 98703 Overseas Highway, Key Largo, FL 33037?
- 98703 Overseas Highway, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 98703 Overseas Highway, Key Largo, FL 33037?
- Often, yes. The right offer on 98703 Overseas Highway, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of American Caribbean Real Estate
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$495,000
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Listed by Joy C Martin, American Caribbean Real Estate
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