Price Check
How this price compares
- List price
- $2,950,000
- Price per sq ft
- $1,443
- Original price
- $3,600,000
- Days on market
- 623
This 4-bedroom single-family home in Rock Harbor Manor is listed at $2,950,000, or $1,443 per square foot. The asking price has come down 18.1% from its original $3,600,000. It has been on the market for 623 days.
Estimated monthly payment
$15,504 /mo
Principal and interest only, based on $590,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $2,950,000
- Days on Site
- 623 Days
- Bedrooms
- 4
- Total Baths
- 5
- Full Baths
- 5
- Partial Baths
- 0
- Living Area
- 2,044 sqft
- Total Sq Ft
- 4,252 sqft
- Lot Size
- 1.23 Acres
- Year Built
- 1965
- Property Type
- Single Family
- MLS #
- A11720502
- Property Tax
- $18,469 (2024)
- Subdivision
- ROCK HARBOR MANOR
- County
- Monroe
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure—measuring over 700 sq. ft. with soaring 11-foot ceilings—has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. •A kayaker's or paddleboarder's dream, with access to nearby mangrove trails. A secluded yet accessible location, offering privacy while remaining close to the best of the Keys. Don't miss the opportunity to own this unparalleled Keys sanctuary, where modern sophistication meets natural beauty. Schedule your private tour today and experience the allure of this remarkable retreat.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1965
- Property Condition
- Resale
- Number of Stories
- 3
- Levels
- Three Or More
- Garage Spaces
- 0
- Parking
- Driveway
- Direction Faces
- East
- Lot Size (Acres)
- 1.23
- Living Sq Ft
- 2,044
- Total Sq Ft
- 4,252
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- SR
Interior Features
- Appliances
- Dishwasher / Electric Range / Refrigerator
- Cooling
- Ceiling Fans / Electric
- Heating
- None
- Flooring
- Tile
- Interior Features
- Bedroom On Main Level / Upper Level Primary
Exterior Features
- Construction
- Block / Other
- Roof
- Other
- Exterior Features
- Balcony / Outdoor Living Area
- Private Pool
- Yes
- Pool Features
- Above Ground
- Patio & Porch
- Open / Balcony
- Lot Features
- One To Two Acres
- Waterfront
- Yes
- Waterfront Features
- Ocean Access
- Frontage Length
- 0.00 ft
- View
- Ocean
Community & HOA
- Association Amenities
- None
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 5940 - Other Florida County
Schools
- Elementary School
- Key Largo
- Middle School
- Key Largo
- High School
- Coral Shores
About the Community
- Homes for Sale
- 2
- Under Contract
- 0
- Median List Price
- $1,722,500
- Median $/Sq Ft
- $1,237
- Avg Days on Market
- 612
Frequently Asked Questions
- How do I schedule a tour of 98701 Overseas Highway, Key Largo, FL 33037?
- Use the Tour button on this listing to request a showing of 98701 Overseas Highway, Key Largo, FL 33037. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 98701 Overseas Highway, Key Largo, FL 33037 still available?
- 98701 Overseas Highway, Key Largo, FL 33037 is currently listed as Active, and has been on the market 623 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 98701 Overseas Highway, Key Largo, FL 33037?
- With 20% down ($590,000) on the $2,950,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 98701 Overseas Highway, Key Largo, FL 33037 is about $15,504/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 98701 Overseas Highway, Key Largo, FL 33037?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 98701 Overseas Highway, Key Largo, FL 33037. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 98701 Overseas Highway, Key Largo, FL 33037?
- 98701 Overseas Highway, Key Largo, FL 33037 is zoned for Key Largo (elementary), Key Largo (middle), Coral Shores (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 98701 Overseas Highway, Key Largo, FL 33037?
- Often, yes. The right offer on 98701 Overseas Highway, Key Largo, FL 33037 depends on how it's priced against comparable single family sales in Key Largo, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of American Caribbean Real Estate
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 25, 2026.
$2,950,000
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Listed by Joy C Martin, American Caribbean Real Estate
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