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10317 SW Phineas Lane, Port St. Lucie, FL 34987
Active
27 Days on Market
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How this price compares

List price
$535,000
Price per sq ft
$195
Vs. nearby sales
7.1% below
Days on market
27

This 4-bedroom single-family home in Cadence Phase I is listed at $535,000, or $195 per square foot. The asking price has come down 2.7% from its original $550,000. It has been on the market for 27 days. The 6 most recent single-family home sales in the closings shown below sold at a median of $210 per square foot, so the asking price is 7.1% below what comparable homes here actually sold for.

4
Bedrooms
3
Bathrooms
2,747
Living Sq Ft
2024
Year Built

Estimated monthly payment

$2,812 /mo

Principal and interest only, based on $107,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $380/mo HOA are not included.

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Listing Snapshot

Price
$535,000
Days on Site
27 Days
Bedrooms
4
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
2,747 sqft
Total Sq Ft
3,475 sqft
Year Built
2024
Property Type
Single Family
MLS #
B26089617
Property Tax
$12,393 (2025)
HOA Fees
$380 / Monthly
Subdivision
CADENCE PHASE I
County
St Lucie
Status
Active
Special Conditions
Standard

About This Property

$10K SELLER INCENTIVE! Gorgeous 2024 Biscayne Bay model in gated Cadence at Tradition, Phase One. Still like new, but already has blackout curtains and a fence, saving a new-construction buyer around $10K. 4Bd/2.5Ba + office + homework station on an oversized lakefront lot with covered lanai. Spacious Great Room with casual dining, modern kitchen with island, wood cabinetry and pendant lights. Owner's suite with private bath and dual walk-in closets. Amenities: 2,035 sf cabana, pool, wading pool, grilling station, event lawn and more. HOA covers lawn, high-speed internet, enhanced cable, smart home security and gated entry. Incentive plus upgrades = real savings over new construction!

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
2024
Property Condition
Resale
Number of Stories
1
Levels
One
Garage Spaces
2
Attached Garage
Yes
Parking
Attached Carport / Attached / Carport / Driveway / Garage
Direction Faces
West
Living Sq Ft
2,747
Total Sq Ft
3,475
Structure Type
House
Sewer
Private Sewer
Water Source
Public
Zoning
N/A

Interior Features

Appliances
Dryer / Dishwasher / Gas Range / Microwave / Range / Refrigerator / Washer
Cooling
Central Air / Electric
Heating
Central / Natural Gas
Flooring
Carpet / Ceramic Tile / Tile
Interior Features
Kitchen Island / Multiple En Suite Bathrooms / Pantry / Storage / Walk In Closets
Laundry
Inside / Laundry Room
Windows
Skylights
Main Level Bedrooms
4
Main Level Baths
3
Total Rooms
7
Furnished
Unfurnished

Exterior Features

Construction
Block
Roof
Shingle
Exterior Features
Built In Barbecue / Barbecue
Architectural Style
Ranch
Pool Features
Association
Lot Features
Sprinklers Automatic
Waterfront
Yes
Waterfront Features
Lake Front
View
Lake / Water

Community & HOA

HOA Fee
$380 / Monthly
HOA Name
Campbell Properties
HOA Includes
Common Areas / Maintenance Grounds / Trash
Association Amenities
Cabana / Clubhouse / Pool / Trails
Community Features
Home Owners Association / Gated
Security
Fire Alarm / Gated Community / Smoke Detectors
Utilities
Cable Available / Electricity Available / Water Available
Pets Allowed
No Pet Restrictions / Yes
Financing Terms
Cash / FHA
Restrictions
No Boats / No Rv / No Truck / Ok To Lease
MLS Area
7800

This home's HOA fee works out to $380 a month, 92% above the $198 median across 14 homes for sale in Cadence Phase I. See Cadence Phase I HOA fees

Homes for Sale
14
Under Contract
3
Median List Price
$462,450
Median $/Sq Ft
$219
Avg Days on Market
82
View all 14 homes for sale in Cadence →
How do I schedule a tour of 10317 SW Phineas Lane, Port St. Lucie, FL 34987?
Use the Tour button on this listing to request a showing of 10317 SW Phineas Lane, Port St. Lucie, FL 34987. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 10317 SW Phineas Lane, Port St. Lucie, FL 34987 still available?
10317 SW Phineas Lane, Port St. Lucie, FL 34987 is currently listed as Active, and has been on the market 27 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 10317 SW Phineas Lane, Port St. Lucie, FL 34987?
With 20% down ($107,000) on the $535,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10317 SW Phineas Lane, Port St. Lucie, FL 34987 is about $2,812/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 10317 SW Phineas Lane, Port St. Lucie, FL 34987?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10317 SW Phineas Lane, Port St. Lucie, FL 34987. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 10317 SW Phineas Lane, Port St. Lucie, FL 34987 have an HOA fee?
Yes: 10317 SW Phineas Lane, Port St. Lucie, FL 34987 carries an HOA fee of about $380 monthly (Campbell Properties). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 10317 SW Phineas Lane, Port St. Lucie, FL 34987?
Often, yes. The right offer on 10317 SW Phineas Lane, Port St. Lucie, FL 34987 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of LoKation

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

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Listed by Leandro Jose Arrieta, LoKation

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