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1428 SE Summit Trail, Stuart, FL 34997
Active
40 Days on Market
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$750,000

1428 SE Summit Trail

Stuart, FL 34997

COVE LAKES PUD

Explore the area: Stuart homes for sale · Martin County real estate

How this price compares

List price
$750,000
Price per sq ft
$211
Original price
$800,000
Days on market
40

This 5-bedroom single-family home in ZIP 34997 is listed at $750,000, or $211 per square foot. The asking price has come down 6.3% from its original $800,000. It has been on the market for 40 days.

5
Bedrooms
5
Bathrooms
3,557
Living Sq Ft
2013
Year Built

Estimated monthly payment

$3,942 /mo

Principal and interest only, based on $150,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $360/mo HOA are not included.

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Listing Snapshot

Price
$750,000
Days on Site
40 Days
Bedrooms
5
Total Baths
5
Full Baths
4
Partial Baths
1
Living Area
3,557 sqft
Total Sq Ft
4,547 sqft
Lot Size
0.22 Acres
Year Built
2013
Property Type
Single Family
MLS #
B26025328
Property Tax
$5,713 (2025)
HOA Fees
$360 / Monthly
Subdivision
COVE LAKES PUD
Development
LEGACY COVE
County
Martin
Status
Active
Special Conditions
Standard

About This Property

Enjoy lakefront living in Legacy Cove. This impressive two-story home delivers 5-bedrooms, 4.5-baths, a loft, and over 3,500 square feet of living space. The kitchen anchors the main floor beautifully. A large center island with granite counters, bar seating for four, stainless steel appliances, a generous pantry, and 42" upper cabinets with glass mullions and rope moulding. The main floor also includes diagonal ceramic tile throughout, a guest suite with a private full bath, formal living and dining rooms, and a comfortable family room. Upstairs, a sprawling 20x13 loft offers the perfect flex space for a playroom, media room, or home office. The primary suite overlooks the lake with dual walk-in closets, separate granite vanities, soaking tub and separate shower. Two additional bedrooms and a second en-suite complete the upper level, leaving plenty of room for family and guests. Additional highlights include hurricane impact windows throughout, a widened brick paver driveway, a 3-car garage, and a covered patio and porch perfect for outdoor enjoyment. Legacy Cove offers resort-style amenities including a clubhouse, fitness center, community pool, tennis courts, and a children's play area. Conveniently located just minutes from downtown Stuart, shopping, dining, beaches, and I-95, this home combines luxury, location, and lifestyle in one rare offering.

Virtual Tour

General Features

Property Type
Single Family
Status
Active
Year Built
2013
Property Condition
Resale
Number of Stories
2
Levels
Two
Garage Spaces
3
Attached Garage
Yes
Parking
Attached / Covered / Driveway / Garage / Garage Door Opener
Direction Faces
North
Lot Size (Acres)
0.22
Living Sq Ft
3,557
Total Sq Ft
4,547
Structure Type
House
Sewer
Public Sewer
Water Source
Public
Zoning
SFR

Interior Features

Appliances
Cooktop / Dryer / Dishwasher / Electric Cooktop / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater / Washer
Cooling
Central Air / Ceiling Fans / Electric / Zoned
Heating
Central / Electric
Flooring
Carpet / Ceramic Tile
Interior Features
Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / Garden Tub Roman Tub / High Ceilings / Kitchen Island / Pantry / Split Bedrooms / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
Laundry
Washer Hookup / Inside / Laundry Room
Windows
Storm Windows
Main Level Bedrooms
1
Main Level Baths
1
Furnished
Unfurnished

Exterior Features

Construction
Block
Roof
Barrel / Concrete / Tile
Exterior Features
Outdoor Living Area / Room For Pool
Architectural Style
Mediterranean
Pool Features
Association
Patio & Porch
Covered / Patio / Porch
Lot Features
Sprinklers Automatic / Sprinkler System / Less Than Quarter Acre
Waterfront
Yes
Waterfront Features
Lake Front
View
Lake

Community & HOA

HOA Fee
$360 / Monthly
HOA Includes
Common Areas / Cable Tv / Maintenance Grounds / Recreation Facilities / Security
Association Amenities
Basketball Court / Clubhouse / Fitness Center / Pool / Sidewalks / Tennis Courts
Community Features
Home Owners Association / Gated / Street Lights
Security
Security System / Closed Circuit Cameras / Gated With Guard / Gated Community / Smoke Detectors
Utilities
Cable Available / Sewer Available / Water Available
Pets Allowed
Number Limit / Yes
Financing Terms
Cash / Conventional / FHA
Restrictions
Buyer Approval Required / No Rv
MLS Area
6070 - Stuart - South of Indian St

This home's HOA fee works out to $360 a month, in line with the $360 median across 3 homes for sale in this community. See the community's HOA fees

Schools

Elementary School
Pinewood (Martin)
Middle School
Dr. David L. Anderson
High School
Martin County

Cove Lakes Pud is a gated, waterfront community in Stuart, Martin County, Florida. Active listings are priced from $800,000 to $975,000. Homes were built between 2007 and 2013. Pure Equity lists homes in Cove Lakes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
3
Median List Price
$750,000
Median $/Sq Ft
$211
Avg Days on Market
72
View all 3 homes for sale in Cove Lakes →
How do I schedule a tour of 1428 SE Summit Trail, Stuart, FL 34997?
Use the Tour button on this listing to request a showing of 1428 SE Summit Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1428 SE Summit Trail, Stuart, FL 34997 still available?
1428 SE Summit Trail, Stuart, FL 34997 is currently listed as Active, and has been on the market 40 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1428 SE Summit Trail, Stuart, FL 34997?
With 20% down ($150,000) on the $750,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1428 SE Summit Trail, Stuart, FL 34997 is about $3,942/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1428 SE Summit Trail, Stuart, FL 34997?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1428 SE Summit Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1428 SE Summit Trail, Stuart, FL 34997 have an HOA fee?
Yes: 1428 SE Summit Trail, Stuart, FL 34997 carries an HOA fee of about $360 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1428 SE Summit Trail, Stuart, FL 34997?
1428 SE Summit Trail, Stuart, FL 34997 is zoned for Pinewood (Martin) (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1428 SE Summit Trail, Stuart, FL 34997?
Often, yes. The right offer on 1428 SE Summit Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Keller Williams Realty Of The Treasure Coast

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

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Listed by Bryce Miranda, Keller Williams Realty Of The Treasure Coast

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