Palm City · Martin County
34990 Homes for Sale & Real Estate Listings
Zip code 34990 covers Palm City in Martin County, Florida. There are 296 homes for sale in 34990 right now, updated from the MLS.
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34990 Market at a Glance
Live MLS · Updated Oct 14, 2026
- Active Inventory
- 300
- New Listings (30d)
- 102
- Pending Sales
- 89
- Median List Price
- $629,900
- Closed Sales (September)
- 60+66.7% YoY
- Median Sale Price (September)
- $670,000+23.5% YoY
- Months of Inventory
- 7.0
- Avg Days on Market
- 110
Residential MLS data for 34990, updated nightly. View full market reports →
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About Zip Code 34990
Zip code 34990 covers Palm City in Martin County, Florida. There are 296 homes for sale in 34990 right now, updated from the MLS. The median list price is $629,900.
Market Overview
34990 real estate market
There are 296 active listings for sale in zip code 34990 right now. The median list price is $629,900. Listings span $34,000 to $6,495,000, so there is inventory across most budgets. These figures update from the MLS as the market moves.
34990 Market Stats
MLS data updated October 16, 2026- Active Listings
- 296
- Median List Price
- $629,900
- Price Range
- $34,000 to $6,495,000
Homes & Architecture
Homes for sale in 34990
Homes for sale in 34990 offer 2 to 5 bedrooms and 2 to 6 baths. Living areas run from about 1,249 to 5,226 square feet. The mix here includes single family, townhouse, condo and land homes. Current prices run from $269,000 to $2,200,000. The homes on the market were built between 1980 and 2026.
New Construction
New construction homes in 34990
New construction in 34990 ranges from single-family homes in master-planned communities to new townhomes and condos, as builders continue to add inventory across Martin County. A new build offers current floor plans, energy-efficient systems, and modern hurricane-rated construction, usually with a builder warranty. If you buy new, bring your own agent from the first model-center visit: the on-site salesperson works for the builder, and buyer representation costs you nothing while protecting your interests on the contract, upgrades, and timeline.
Foreclosures & Distressed
Foreclosures & distressed homes in 34990
Distressed properties in 34990, including foreclosures, bank-owned (REO) homes, short sales, and auction listings, can offer real value for buyers willing to take on an as-is purchase. The trade-offs are condition, longer or less predictable timelines, and more paperwork, and not every discount is a bargain once repairs are counted. Martin County handles foreclosures through the courts, so a title search and a realistic repair budget matter before you make an offer.
Prices & Value
34990 home prices
The median asking price for homes in 34990 is $629,900. That runs about 30% above the Martin County median of $485,000, so 34990 sits toward the higher end of the county. Active listings run from $34,000 at the entry level to $6,495,000 at the top, so there is inventory across a range of budgets. Across the homes on the market now, prices work out to roughly $335 per square foot. A typical listing here has 3 bedrooms and 2.5 baths, with around 2,324 square feet of living space. These figures update from the MLS as homes come on and go under contract, so use them as a current snapshot rather than a fixed value.
The Palm City Area
Zip 34990 is part of Palm City, which has a population of about 26,000. Across Palm City as a whole there are 298 homes for sale, averaging 111 days on market.
More about Palm City →Zip Code Guide
Palm City, FL zip code 34990
Zip code 34990 is located in Palm City, part of Martin County, Florida. 34990 is the primary zip code for Palm City. All of them, including 34990, sit in Martin County, which is where the property records and tax bills for this area are kept.
Recent Sales
Recently sold homes in Palm City 34990
These are the last 24 recorded closings in Palm City 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,400,000
Sold · October 15, 2026
2952 SW Buena Vista Drive
4 bed · 4 bath · 4,080 sqft · $343/sqft
$250,000 under the asking price
- Photo Coming SoonSold
$528,000
Sold · October 15, 2026
2018 SW Mayflower Drive
3 bed · 2 bath · 1,833 sqft · $288/sqft
$10,000 under the asking price
Sold$715,000
Sold · October 15, 2026
6019 SW Longspur Lane
5 bed · 3 bath · 3,436 sqft · $208/sqft
$15,000 under the asking price
Sold$1,500,000
Sold · October 15, 2026
4496 SW 96TH Street
0 bed · 0 bath
$250,000 under the asking price
Sold$450,000
Sold · October 14, 2026
3081 SW Solitaire Palm Drive
3 bed · 2.5 bath · 1,820 sqft · $247/sqft
Sold$950,000
Sold · October 14, 2026
5023 SW Martin Commons Way
4 bed · 3 bath · 2,935 sqft · $324/sqft
$100,000 under the asking price
| Address | Closed | Sold for | Beds / baths | Sq ft | $/sq ft |
|---|---|---|---|---|---|
| 5023 SW Martin Commons Way | October 14, 2026 | $950,000 | 4 / 3 | 2,935 | $324 |
| 774 SW Winston Avenue | October 14, 2026 | $1,100,000 | 4 / 3 | 3,009 | $366 |
| 774 SW Winston Avenue | October 14, 2026 | $1,100,000 | 4 / 3 | 3,009 | $366 |
| 1559 SW Waterfall Boulevard | October 14, 2026 | $260,000 | 2 / 2 | 1,111 | $234 |
| 3325 SW Sunset Trace Circle | October 14, 2026 | $221,000 | 2 / 2.5 | 1,374 | $161 |
| 3325 SW Sunset Trace Circle | October 14, 2026 | $221,000 | 2 / 2.5 | 1,374 | $161 |
| 2534 SW Manor Hill Drive | October 13, 2026 | $892,000 | 3 / 3 | 2,960 | $301 |
| 2534 SW Manor Hill Drive | October 13, 2026 | $892,000 | 3 / 3 | 2,960 | $301 |
| 3389 SW Sunset Trace Circle | October 8, 2026 | $255,000 | 2 / 2.5 | 1,374 | $186 |
| 2480 SW BERRY PARK Circle | October 8, 2026 | $770,000 | 4 / 3 | 2,533 | $304 |
| 2231 SW Manele Place SW | October 8, 2026 | $1,065,000 | 5 / 4 | 3,813 | $279 |
| 2916 SW Sunset Trace Circle | October 5, 2026 | $235,000 | 2 / 2.5 | 1,236 | $190 |
| 1868 SW Pinewood Way | October 2, 2026 | $825,000 | 4 / 3 | - | - |
| 2195 SW Shoal Creek Trace | October 2, 2026 | $470,000 | 3 / 2.5 | 1,751 | $268 |
| 2857 SW Brighton Way | October 1, 2026 | $500,000 | 3 / 2 | 1,952 | $256 |
| 2601 SW Mayacoo Way | October 1, 2026 | $640,000 | 3 / 2 | 2,168 | $295 |
| 12500 Harbour Ridge Boulevard 4-8 | September 30, 2026 | $900,000 | 3 / 3 | 2,371 | $380 |
| 3691 SW Sunset Trace Circle SW | September 30, 2026 | $190,000 | 2 / 2.5 | 1,236 | $154 |
See every recorded sale in Palm City 34990 or find out what your Palm City 34990 home is worth.
Location
Living in 34990
The 34990 area is part of Palm City in Martin County. Residents are close to the shopping, dining, schools, and parks of Palm City, with the wider job centers, beaches, and airports of the region within driving distance.
Buying in 34990
Buying a home in 34990
Buying in 34990 follows the same path as the rest of Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Most Florida purchases close within 30 to 45 days of an accepted offer. Working with an agent who knows Palm City means you see new listings in 34990 the day they reach the market.
Selling in 34990
Selling a home in 34990
A successful sale in 34990 comes down to pricing, presentation, and marketing. List prices in the 34990 area currently center around $629,900, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. Agent commission is negotiable and is agreed to up front in the listing agreement. We provide a no-obligation home valuation for Palm City owners, so you can see what your property could sell for before you commit to listing.
Frequently Asked Questions
- What is the zip code for Palm City, FL?
- Palm City, in Martin County, uses zip code 34990. This page covers homes for sale in 34990.
- What county is 34990 in?
- Zip code 34990 is in Martin County, Florida, within Palm City.
- How many homes are for sale in zip code 34990?
- There are 296 active listings for sale in zip code 34990 right now, and these counts update from the MLS as homes come on the market and go under contract. The top of the market here asks many times the entry level, so zip code 34990 covers very different kinds of buyer under one name. Ask us to set up a search alert and you will see new zip code 34990 listings the day they reach the market.
- What is the median home price in zip code 34990?
- The median list price in zip code 34990 is $629,900. The median is the midpoint of what is currently listed, so about half of zip code 34990 homes ask more and half ask less, within a broader range of $34,000 to $6,495,000. The median sits in the lower part of that range, so most zip code 34990 homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in zip code 34990 cover?
- Homes for sale in zip code 34990 currently range from about $34,000 at the entry level to $6,495,000 at the top of the market. That spread reflects the local mix, from smaller condos and townhomes up to larger single-family and luxury homes, with the median list price around $629,900. That is a wide spread, so zip code 34990 genuinely holds homes at very different budgets rather than one price point. Tell us your budget and must-haves and we will send the zip code 34990 listings that actually fit.
- What city is zip code 34990 in?
- Zip code 34990 is in Palm City, Martin County, Florida.
- What types of homes are for sale in 34990?
- Current listings in 34990 include single family, townhouse, condo and land homes. The exact mix changes as inventory turns over.
- What are closing costs when buying in Martin County?
- Buyers in Martin County typically budget for lender fees, an appraisal, title and settlement charges, and prepaid taxes and insurance. Florida also charges a documentary stamp tax, and on financed purchases an intangible tax on the mortgage. Your lender's loan estimate lists the specific figures for a given home.
- Is flood insurance required in 34990?
- If a home in 34990 sits in a FEMA-designated flood zone and you finance it, your lender will require flood insurance. Even outside mapped zones, many Florida owners carry it. Check the flood zone for any specific address before you make an offer.
- Is 34990 a good place to buy a home?
- 34990 suits buyers who want to be in Palm City. The right fit depends on your budget, commute, and the type of home you want. We can walk you through active listings and recent sales in 34990 so you can compare.
Thinking of Selling?
What is your the 34990 area home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in the 34990 area.
Listing agents and seller representation in 34990
Thinking about selling in the 34990 zip code? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Buyers currently hold leverage in the 34990 zip code, so pricing and presentation carry more weight than they would in a hot market. Homes that are prepared properly and priced against real closed sales still sell; the ones testing an optimistic number are the ones that sit.
A zip code can span very different streets. Flood zone and school assignment both move value. So does proximity to a busy corridor or a waterway. As a result, the right comparison set is rarely just recent sales in this zip.
Pure Equity is a licensed Florida brokerage serving the 34990 zip code. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in Palm City · how to choose a listing agent · selling a condo in Florida
Realtors and real estate agents serving 34990
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in the 34990 zip code is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how much is my house worth in South Florida? · what is a comparative market analysis? · selling in a difficult situation
Buyer's agents in 34990
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in the 34990 zip code, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Martin County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · seller concessions, and when to offer them · repair before listing, or sell as it stands?
Buying Instead?
Search the 34990 area with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in 34990?
Ask any listing agent you interview two questions. Which homes have they closed near the 34990 zip code, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $629,900 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Martin County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in 34990?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in the 34990 zip code, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in 34990?
You are not legally required to use one, but most buyers in the 34990 zip code do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Martin County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Communities in Palm City
Property Types
34990 types of homes
By Price
34990 homes by price
Nearby
Homes for sale in nearby cities
Nearby
Homes for sale in nearby zip codes
Public Records
Look up 34990 property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Martin County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.