How do I schedule a tour of 1664 SW Shady Lake Terrace, Palm City, FL 34990?

Use the Tour button on this listing to request a showing of 1664 SW Shady Lake Terrace, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 1664 SW Shady Lake Terrace, Palm City, FL 34990 still available?

1664 SW Shady Lake Terrace, Palm City, FL 34990 is currently listed as Active, and has been on the market 10 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 1664 SW Shady Lake Terrace, Palm City, FL 34990?

With 20% down ($79,980) on the $399,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1664 SW Shady Lake Terrace, Palm City, FL 34990 is about $2,102/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 1664 SW Shady Lake Terrace, Palm City, FL 34990?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1664 SW Shady Lake Terrace, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 1664 SW Shady Lake Terrace, Palm City, FL 34990 have an HOA fee?

Yes: 1664 SW Shady Lake Terrace, Palm City, FL 34990 carries an HOA fee of about $293 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 1664 SW Shady Lake Terrace, Palm City, FL 34990?

1664 SW Shady Lake Terrace, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 1664 SW Shady Lake Terrace, Palm City, FL 34990?

Often, yes. The right offer on 1664 SW Shady Lake Terrace, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

10 Days on Market

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$399,900

1664 SW Shady Lake Terrace

Palm City, FL 34990

Cypress Lake Ph 01 Cypress Pointe Pud

Explore the area: Palm City homes for sale · Martin County real estate

Price Check

How this price compares

List price: $399,900
Price per sq ft: $260
Vs. nearby sales: 9.7% below
Days on market: 10

This 2-bedroom single-family home in ZIP 34990 is listed at $399,900, or $260 per square foot. It has been on the market for 10 days. The 5 most recent single-family home sales in the closings shown below sold at a median of $288 per square foot, so the asking price is 9.7% below what comparable homes here actually sold for.

Bedrooms

Bathrooms

1,540

Living Sq Ft

1995

Year Built

Estimated monthly payment

$2,102 /mo

Principal and interest only, based on $79,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $293/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $399,900
Days on Site: 10 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,540 sqft
Total Sq Ft: 2,100 sqft
Lot Size: 0.13 Acres
Year Built: 1995
Property Type: Single Family
MLS #: M20057084
Property Tax: $2,474 (2025)
HOA Fees: $293 / Monthly
Subdivision: Cypress Lake Ph 01 Cypress Pointe Pud
Development: Cypress Lake Ph 01 Cypress Pointe Pud
County: Martin
Status: Active
Special Conditions: Listed As Is

About This Property

Dviosta Built Capri Villa 2Bed 2Bath 2Car Garage located on quiet preserve in the back of the Cypress Lakes. Impact windows in 2021, Newer Barrel Tile Roof in 2021, New A/C 2025 & re-plumbed in 2026. Kitchen features white cabinet, Stainless Steel Appliances, Solid Surface Counters, High Hat lighting, Tiled Backsplash. The main living area has Vaulted Ceilings, Plantation Shutters, Tile & laminate floors, Freshly painted interior in 2026. Epoxy floors in garage. Exterior was painted in 2024. Large Screen Porch faces the preserve with Accordion shutters (2021). 1Metal panel for front door window. Water Heater 2011. Spacious utility room washer, dryer & sink. Conveniently located in Palm City offers easy access to I-95, the FL Turnpike & short drive to Hutchinson Island beaches.

General Features

Property Type: Single Family
Status: Active
Year Built: 1995
Property Condition: Resale
Number of Stories: 1
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Direction Faces: West
Lot Size (Acres): 0.13
Living Sq Ft: 1,540
Total Sq Ft: 2,100
Sewer: Public Sewer
Water Source: Public

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central / Electric
Flooring: Laminate / Tile
Interior Features: Attic / Breakfast Bar / Cathedral Ceilings / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Family Dining Room / Kitchen Island / Main Level Primary / Pantry / Pull Down Attic Stairs / Split Bedrooms / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Laundry Tub
Windows: Plantation Shutters / Impact Glass
Total Rooms: 7
Furnished: Unfurnished

Exterior Features

Construction: Block / Concrete / Stucco
Roof: Barrel
Exterior Features: Outdoor Living Area / Porch
Patio & Porch: Patio / Porch / Screened
Lot Features: Sprinklers Automatic
View: Preserve

Community & HOA

HOA Fee: $293 / Monthly
HOA Includes: Common Areas / Cable Tv
Association Amenities: None
Community Features: Home Owners Association
Utilities: Cable Available / Electricity Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Size Limit / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Buyer Approval Required / No Commercial Vehicles / No Motorcycles / No Rv / No Truck
MLS Area: 6090 - Palm City

Schools

Elementary School: Bessey Creek
Middle School: Hidden Oaks
High School: Martin County

About the Area

Palm City

View Palm City Real Estate →

Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 298
Median List Price: $629,900
Median $/Sq Ft: $276
Avg Days on Market: 111

View all 298 homes for sale in Palm City →

Frequently Asked Questions

How do I schedule a tour of 1664 SW Shady Lake Terrace, Palm City, FL 34990?: Use the Tour button on this listing to request a showing of 1664 SW Shady Lake Terrace, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1664 SW Shady Lake Terrace, Palm City, FL 34990 still available?: 1664 SW Shady Lake Terrace, Palm City, FL 34990 is currently listed as Active, and has been on the market 10 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1664 SW Shady Lake Terrace, Palm City, FL 34990?: With 20% down ($79,980) on the $399,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1664 SW Shady Lake Terrace, Palm City, FL 34990 is about $2,102/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1664 SW Shady Lake Terrace, Palm City, FL 34990?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1664 SW Shady Lake Terrace, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1664 SW Shady Lake Terrace, Palm City, FL 34990 have an HOA fee?: Yes: 1664 SW Shady Lake Terrace, Palm City, FL 34990 carries an HOA fee of about $293 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1664 SW Shady Lake Terrace, Palm City, FL 34990?: 1664 SW Shady Lake Terrace, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1664 SW Shady Lake Terrace, Palm City, FL 34990?: Often, yes. The right offer on 1664 SW Shady Lake Terrace, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Berkshire Hathaway Florida Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 1, 2026.

$399,900

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Listed by Derik K. Baumgartner, Berkshire Hathaway Florida Realty

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Recently sold homes in ZIP 34990

These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.