$989,500
1490 SW Lago Circle
THE OAKS
Explore the area: Palm City homes for sale · Martin County real estate
Price Check
How this price compares
- List price
- $989,500
- Price per sq ft
- $391
- Vs. nearby sales
- 32.5% above
- Days on market
- 69
This 4-bedroom single-family home in ZIP 34990 is listed at $989,500, or $391 per square foot. The asking price has come down 0.6% from its original $995,000. It has been on the market for 69 days. The 3 most recent single-family home sales in the closings shown below sold at a median of $295 per square foot, so the asking price is 32.5% above what comparable homes here actually sold for.
Estimated monthly payment
$5,200 /mo
Principal and interest only, based on $197,900 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $250/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $989,500
- Days on Site
- 69 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 2,533 sqft
- Total Sq Ft
- 3,436 sqft
- Lot Size
- 0.23 Acres
- Year Built
- 2023
- Property Type
- Single Family
- MLS #
- B26056435
- Property Tax
- $9,382 (2025)
- HOA Fees
- $250 / Monthly
- Subdivision
- THE OAKS
- County
- Martin
- Status
- Active
- Special Conditions
- Standard
About This Property
Welcome to this stunning 2023 CBS-built home located in the highly desirable gated community of The Oaks in Palm City. Offering 4 bedrooms, 3 full bathrooms, and a spacious 3-car garage, this exceptional residence combines modern elegance with thoughtful design and an incredible backyard oasis. Step inside to discover a bright, open-concept floor plan with soaring ceilings, abundant natural light, and a chef's kitchen featuring a large center island, walk-in pantry, premium cabinetry, and seamless flow into the spacious living and dining areas—perfect for everyday living and entertaining. The owner's suite is a private retreat complete with a luxurious en-suite bathroom featuring dual vanities, a large walk-in shower, and an oversized walk-in closet. Three additional bedrooms and two full bathrooms provide plenty of space for family, guests, or a home office. The backyard is nothing short of spectacular and has been transformed into a private resort designed for entertaining. Completed in 2024, the custom-designed saltwater pool and spa feature premium finishes, a relaxing sun shelf (splash pad), and top-of-the-line Pentair smart automation, allowing you to control the pool, spa, lighting, and equipment directly from your smartphone. Beyond the pool, you'll find a beautifully appointed gazebo complete with a bar, creating the perfect setting for hosting family and friends. A dedicated sand recreation area with cornhole adds another fun gathering space, making this backyard ideal for weekend barbecues, game days, or relaxing evenings under the Florida sky. The fully fenced backyard offers privacy, security, and plenty of room for pets and children to play. Built to today's hurricane standards and offering the efficiency and peace of mind of newer construction, this home is truly move-in ready. Located in the gated community of The Oaks, residents enjoy a convenient Palm City location just minutes from top-rated Martin County schools, shopping, dining, championship golf, boating, parks, I-95, and Florida's Turnpike. This is a rare opportunity to own a nearly new home with an outdoor living space that rivals many luxury resorts. Every detail has already been completed—simply move in and start enjoying the Florida lifestyle.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2023
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 3
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Garage Door Opener
- Direction Faces
- South
- Lot Size (Acres)
- 0.23
- Living Sq Ft
- 2,533
- Total Sq Ft
- 3,436
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0000 - 000
Interior Features
- Appliances
- Cooktop / Dryer / Dishwasher / Electric Cooktop / Electric Range / Electric Water Heater / Free Standing Freezer / Freezer / Disposal / Ice Maker / Microwave / Oven / Water Purifier Owned / Range / Refrigerator / Vented Exhaust Fan / Water Heater / Water Purifier / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Tile
- Fireplace
- Yes
- Spa
- Yes
- Spa Features
- Heated / In Ground
- Interior Features
- Built In Features / Kitchen Island / Pantry / Separate Shower / Walk In Closets
- Laundry
- Electric Dryer Hookup / Inside / Laundry Room / Laundry Tub / Sink
- Main Level Bedrooms
- 4
- Main Level Baths
- 3
- Total Rooms
- 4
- Furnished
- Unfurnished
Exterior Features
- Construction
- CBS Concrete Block Structure / Block / Stone / Stucco
- Roof
- Concrete / Tile
- Exterior Features
- Barbecue / Outdoor Kitchen / Outdoor Living Area
- Architectural Style
- Other / Ranch
- Private Pool
- Yes
- Pool Features
- Fenced / Electric Heat / In Ground / Pool Equipment / Private / Pool Spa Combo
- Patio & Porch
- Covered / Patio
- Lot Features
- Less Than Quarter Acre
- Waterfront Features
- None
- View
- Garden
Community & HOA
- HOA Fee
- $250 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- Sidewalks
- Community Features
- Home Owners Association / Gated
- Security
- Security System Owned / Security Gate / Gated Community / Smoke Detectors
- Utilities
- Cable Available / Electricity Connected / Sewer Available / Underground Utilities / Water Available
- Pets Allowed
- Number Limit / Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Buyer Approval Required / No Short Term Rentals / Ok To Lease / Rental Restriction
- MLS Area
- 6090 - Palm City
Schools
- Elementary School
- Bessey Creek
- Middle School
- Hidden Oaks
- High School
- Martin County
About the Area
Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 341
- Median List Price
- $650,000
- Median $/Sq Ft
- $278
- Avg Days on Market
- 115
Frequently Asked Questions
- How do I schedule a tour of 1490 SW Lago Circle, Palm City, FL 34990?
- Use the Tour button on this listing to request a showing of 1490 SW Lago Circle, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 1490 SW Lago Circle, Palm City, FL 34990 still available?
- 1490 SW Lago Circle, Palm City, FL 34990 is currently listed as Active, and has been on the market 69 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 1490 SW Lago Circle, Palm City, FL 34990?
- With 20% down ($197,900) on the $989,500 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1490 SW Lago Circle, Palm City, FL 34990 is about $5,200/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 1490 SW Lago Circle, Palm City, FL 34990?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1490 SW Lago Circle, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 1490 SW Lago Circle, Palm City, FL 34990 have an HOA fee?
- Yes: 1490 SW Lago Circle, Palm City, FL 34990 carries an HOA fee of about $250 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 1490 SW Lago Circle, Palm City, FL 34990?
- 1490 SW Lago Circle, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 1490 SW Lago Circle, Palm City, FL 34990?
- Often, yes. The right offer on 1490 SW Lago Circle, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Sutter & Nugent LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 1, 2026.
$989,500
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Listed by Jason E Milner, Sutter & Nugent LLC
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34990
These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $295 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$500,000
Sold · October 1, 2026
2857 SW Brighton Way
3 bed · 2 bath · 1,952 sqft · $256/sqft
$25,000 under the asking price
Sold$640,000
Sold · October 1, 2026
2601 SW Mayacoo Way
3 bed · 2 bath · 2,168 sqft · $295/sqft
$9,000 under the asking price
Sold$900,000
Sold · September 30, 2026
12500 Harbour Ridge Boulevard 4-8
3 bed · 3 bath · 2,371 sqft · $380/sqft
$195,000 under the asking price
Sold$190,000
Sold · September 30, 2026
3691 SW Sunset Trace Circle SW
2 bed · 2.5 bath · 1,236 sqft · $154/sqft
$15,000 under the asking price
Sold$185,000
Sold · September 30, 2026
1485 SW Silver Pine Way 107 H-1
2 bed · 2 bath · 1,111 sqft · $167/sqft
$24,900 under the asking price
Sold$1,650,000
Sold · September 30, 2026
281 SW Hatteras Court
4 bed · 4.5 bath · 4,806 sqft · $343/sqft
$95,000 under the asking price
See every recorded sale in ZIP 34990 or find out what your ZIP 34990 home is worth.
