How do I schedule a tour of 2086 SW Gull Harbor Lane, Palm City, FL 34990?

Use the Tour button on this listing to request a showing of 2086 SW Gull Harbor Lane, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 2086 SW Gull Harbor Lane, Palm City, FL 34990 still available?

2086 SW Gull Harbor Lane, Palm City, FL 34990 is currently listed as Active, and has been on the market 146 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 2086 SW Gull Harbor Lane, Palm City, FL 34990?

With 20% down ($690,000) on the $3,450,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2086 SW Gull Harbor Lane, Palm City, FL 34990 is about $18,131/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 2086 SW Gull Harbor Lane, Palm City, FL 34990?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2086 SW Gull Harbor Lane, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 2086 SW Gull Harbor Lane, Palm City, FL 34990?

2086 SW Gull Harbor Lane, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 2086 SW Gull Harbor Lane, Palm City, FL 34990?

Often, yes. The right offer on 2086 SW Gull Harbor Lane, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

146 Days on Market

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$3,450,000

2086 SW Gull Harbor Lane

Palm City, FL 34990

Gull Harbor

Explore the area: Palm City homes for sale · Martin County real estate

Price Check

How this price compares

List price: $3,450,000
Price per sq ft: $1,889
Original price: $3,455,000
Days on market: 146

This 3-bedroom single-family home in ZIP 34990 is listed at $3,450,000, or $1,889 per square foot. The asking price has come down 0.1% from its original $3,455,000. It has been on the market for 146 days.

Bedrooms

Bathrooms

1,826

Living Sq Ft

1978

Year Built

Estimated monthly payment

$18,131 /mo

Principal and interest only, based on $690,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $3,450,000
Days on Site: 146 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,826 sqft
Total Sq Ft: 2,674 sqft
Lot Size: 0.3 Acres
Year Built: 1978
Property Type: Single Family
MLS #: M20055566
Property Tax: $12,129 (2025)
Subdivision: Gull Harbor
Development: Gull Harbor
County: Martin
Status: Active

About This Property

Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under 1/3 acre. This concrete block 3BR/2BA home with a 2-car garage offers wide water and stunning sunrise views from the kitchen, dining room, and screened patio. The split floor plan provides privacy and functionality, while travertine flooring runs throughout the home. Updated bathrooms add modern appeal, and the expansive yard offers plenty of room for a pool and outdoor entertaining. This waterfront gem features a private dock equipped with a boat lift. Enjoy easy access to the St. Lucie River right from your dock. Enjoy the perfect blend of privacy, waterfront living, and endless potential with no restrictions. Conveniently located close to schools, dining, shopping, and everyday conveniences .Owner financing available.

General Features

Property Type: Single Family
Status: Active
Year Built: 1978
Property Condition: Resale
Number of Stories: 1
Parking: Garage / Garage Door Opener
Lot Size (Acres): 0.3
Living Sq Ft: 1,826
Total Sq Ft: 2,674
Structure Type: House
Sewer: Septic Tank
Water Source: Public

Interior Features

Appliances: Dryer / Dishwasher / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Carpet / Ceramic Tile / Other
Interior Features: Family Dining Room / Split Bedrooms / Walk In Closets
Furnished: Unfurnished

Exterior Features

Construction: Brick / Block / Concrete
Roof: Composition / Shingle
Architectural Style: Traditional
Lot Features: Quarter To Half Acre Lot
Waterfront Features: Canal Access

Community & HOA

Association Amenities: None
Security: Smoke Detectors
Utilities: Sewer Available / Water Available
Pets Allowed: Number Limit / Size Limit / Yes
Financing Terms: Cash / Conventional
Restrictions: No Restrictions
MLS Area: 6090 - Palm City

Schools

Elementary School: Bessey Creek
Middle School: Hidden Oaks
High School: Martin County

About the Area

Palm City

View Palm City Real Estate →

Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 298
Under Contract: 89
Median List Price: $629,900
Median Sale Price (September): $670,000
Median $/Sq Ft: $276
Avg Days on Market: 111

View all 298 homes for sale in Palm City →

Frequently Asked Questions

How do I schedule a tour of 2086 SW Gull Harbor Lane, Palm City, FL 34990?: Use the Tour button on this listing to request a showing of 2086 SW Gull Harbor Lane, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2086 SW Gull Harbor Lane, Palm City, FL 34990 still available?: 2086 SW Gull Harbor Lane, Palm City, FL 34990 is currently listed as Active, and has been on the market 146 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2086 SW Gull Harbor Lane, Palm City, FL 34990?: With 20% down ($690,000) on the $3,450,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2086 SW Gull Harbor Lane, Palm City, FL 34990 is about $18,131/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2086 SW Gull Harbor Lane, Palm City, FL 34990?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2086 SW Gull Harbor Lane, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 2086 SW Gull Harbor Lane, Palm City, FL 34990?: 2086 SW Gull Harbor Lane, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 2086 SW Gull Harbor Lane, Palm City, FL 34990?: Often, yes. The right offer on 2086 SW Gull Harbor Lane, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Berkshire Hathaway Florida Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$3,450,000

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Listed by Dawn San George, Berkshire Hathaway Florida Realty

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Recently sold homes in ZIP 34990

These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.