How do I schedule a tour of 220 SW WILLOW LAKE Trail, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 220 SW WILLOW LAKE Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 220 SW WILLOW LAKE Trail, Stuart, FL 34997 still available?

220 SW WILLOW LAKE Trail, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 63 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 220 SW WILLOW LAKE Trail, Stuart, FL 34997?

With 20% down ($199,755) on the $998,777 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 220 SW WILLOW LAKE Trail, Stuart, FL 34997 is about $5,249/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 220 SW WILLOW LAKE Trail, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 220 SW WILLOW LAKE Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 220 SW WILLOW LAKE Trail, Stuart, FL 34997?

220 SW WILLOW LAKE Trail, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 220 SW WILLOW LAKE Trail, Stuart, FL 34997?

Often, yes. The right offer on 220 SW WILLOW LAKE Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Under Contract

63 Days on Market

1 / 30

All Listings

$998,777

220 SW WILLOW LAKE Trail

Stuart, FL 34997

CAPE LIVE OAK

Explore the area: Stuart homes for sale · Martin County real estate

Price Check

How this price compares

Asking price: $998,777
Price per sq ft: $382
Vs. nearby sales: 18.6% above
Days on market: 63

This 4-bedroom single-family home in ZIP 34997 went under contract with an asking price of $998,777, or $382 per square foot. It spent 63 days on the market before going under contract. The 4 most recent single-family home sales in the closings shown below sold at a median of $322 per square foot, so the asking price was 18.6% above what comparable homes here actually sold for.

Bedrooms

Bathrooms

2,613

Living Sq Ft

1981

Year Built

Estimated monthly payment

$5,249 /mo

Principal and interest only, based on $199,755 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $998,777
Days on Site: 63 Days
Bedrooms: 4
Total Baths: 4
Full Baths: 3
Partial Baths: 1
Living Area: 2,613 sqft
Total Sq Ft: 4,442 sqft
Lot Size: 0.47 Acres
Year Built: 1981
Property Type: Single Family
MLS #: B26055689
Property Tax: $13,556 (2025)
Subdivision: CAPE LIVE OAK
County: Martin
Status: Under Contract
Special Conditions: Standard / Listed As Is

About This Property

Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. The asking price reflects the property's current condition and the absence of a dock and boat lift, creating an outstanding waterfront value. Don't miss out!

Virtual Tour

General Features

Property Type: Single Family
Status: Under Contract
Year Built: 1981
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 3
Parking: Concrete / Driveway / Detached / Garage / Garage Door Opener
Direction Faces: Southwest
Lot Size (Acres): 0.47
Living Sq Ft: 2,613
Total Sq Ft: 4,442
Structure Type: House
Sewer: Septic Tank
Water Source: Public / Well
Zoning: Res SF

Interior Features

Appliances: Dishwasher / Electric Range / Disposal / Ice Maker / Microwave / Refrigerator
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Ceramic Tile
Fireplace: Yes
Interior Features: Built In Features / Breakfast Area / Closet Cabinetry / Cathedral Ceilings / Dual Sinks / Entrance Foyer / High Ceilings / Kitchen Island / Living Dining Room / Main Level Primary / Pantry / Split Bedrooms / Storage / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Washer Hookup / Inside / Laundry Closet
Main Level Bedrooms: 4
Main Level Baths: 3
Total Rooms: 10
Furnished: Unfurnished

Exterior Features

Construction: Frame / Stone Veneer / Wood Siding
Roof: Metal
Exterior Features: Outdoor Living Area / Porch
Architectural Style: Florida
Private Pool: Yes
Pool Features: In Ground / Outside Bath Access
Patio & Porch: Covered / Deck / Patio / Porch / Screened
Lot Features: Cul De Sac / Irregular Lot / Quarter To Half Acre Lot
Waterfront: Yes
Waterfront Features: Navigable Water / No Fixed Bridges / Ocean Access / River Front / River Access / Riprap
View: Pool / River / Water

Community & HOA

Security: Smoke Detectors
Utilities: Cable Available / Water Available
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional
Restrictions: No Restrictions / Ok To Lease
MLS Area: 6070 - Stuart - South of Indian St

Schools

Elementary School: Crystal Lake (Martin)
Middle School: Dr. David L. Anderson
High School: Martin County

About the Community

Cape Live Oak

View Community Details →

Homes for Sale: 0

Frequently Asked Questions

How do I schedule a tour of 220 SW WILLOW LAKE Trail, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 220 SW WILLOW LAKE Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 220 SW WILLOW LAKE Trail, Stuart, FL 34997 still available?: 220 SW WILLOW LAKE Trail, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 63 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 220 SW WILLOW LAKE Trail, Stuart, FL 34997?: With 20% down ($199,755) on the $998,777 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 220 SW WILLOW LAKE Trail, Stuart, FL 34997 is about $5,249/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 220 SW WILLOW LAKE Trail, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 220 SW WILLOW LAKE Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 220 SW WILLOW LAKE Trail, Stuart, FL 34997?: 220 SW WILLOW LAKE Trail, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 220 SW WILLOW LAKE Trail, Stuart, FL 34997?: Often, yes. The right offer on 220 SW WILLOW LAKE Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 1, 2026.

$998,777

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Listed by Jason M. Flannery, Illustrated Properties LLC

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Recently sold homes in ZIP 34997

These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $301 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.