How do I schedule a tour of 226 SW Palm Cove Drive, Palm City, FL 34990?

Use the Tour button on this listing to request a showing of 226 SW Palm Cove Drive, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 226 SW Palm Cove Drive, Palm City, FL 34990 still available?

226 SW Palm Cove Drive, Palm City, FL 34990 is currently listed as Active, and has been on the market 65 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 226 SW Palm Cove Drive, Palm City, FL 34990?

With 20% down ($780,000) on the $3,900,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 226 SW Palm Cove Drive, Palm City, FL 34990 is about $20,496/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 226 SW Palm Cove Drive, Palm City, FL 34990?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 226 SW Palm Cove Drive, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 226 SW Palm Cove Drive, Palm City, FL 34990 have an HOA fee?

Yes: 226 SW Palm Cove Drive, Palm City, FL 34990 carries an HOA fee of about $527 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 226 SW Palm Cove Drive, Palm City, FL 34990?

226 SW Palm Cove Drive, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 226 SW Palm Cove Drive, Palm City, FL 34990?

Often, yes. The right offer on 226 SW Palm Cove Drive, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

65 Days on Market

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All Listings

$3,900,000

226 SW Palm Cove Drive

Palm City, FL 34990

PALM COVE GOLF & YACHT CLUB

Explore the area: Palm City homes for sale · Martin County real estate

Price Check

How this price compares

List price: $3,900,000
Price per sq ft: $723
Original price: $4,200,000
Days on market: 65

This 5-bedroom single-family home in Palm Cove Golf & Yacht Club is listed at $3,900,000, or $723 per square foot. The asking price has come down 7.1% from its original $4,200,000. It has been on the market for 65 days.

Bedrooms

Bathrooms

5,393

Living Sq Ft

2005

Year Built

Estimated monthly payment

$20,496 /mo

Principal and interest only, based on $780,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $527/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $3,900,000
Days on Site: 65 Days
Bedrooms: 5
Total Baths: 5
Full Baths: 4
Partial Baths: 1
Living Area: 5,393 sqft
Total Sq Ft: 7,414 sqft
Lot Size: 0.46 Acres
Year Built: 2005
Property Type: Single Family
MLS #: B26009303
Property Tax: $28,407 (2025)
HOA Fees: $527 / Monthly
Subdivision: PALM COVE GOLF & YACHT CLUB
Development: PALM COVE GOLF & YACHT CLUB
County: Martin
Status: Active
Special Conditions: Standard

About This Property

OFFERED FULLY FURNISHED & TURNKEY! Refined waterfront living w custom-built estate in Palm Cove premier yacht & golf club offering ocean access marina, championship golf, tennis, fitness, & social events. 5,300+ square living space & 137 ft of direct frontage on St. Lucie River. Breathtaking wide water views. 1st floor owner's suite w dual en-suite baths, fireplace, & elevator leading to 2nd-floor living area, deluxe billiards room, additional BRs & spacious balcony overlooking river. Updated kitchen is chef's dream w quartz countertops, premium gas Fulgor range & Sub-Zero fridge. Outside find a heated saltwater pool & spa, surrounded by lush landscaping. Built for peace of mind & convenience w impact glass, accordion shutters, a whole-house generator, & 3 A/C units plus split in garage. flooring & stunning custom glass entry doors. Separate garages complete w/ new cabinetry and epoxy floors. Paver circular driveway adds to homes impressive curb appeal. Offered fully furnished & turnkey.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2005
Property Condition: Resale
Number of Stories: 2
Levels: One / Two
Garage Spaces: 3
Attached Garage: Yes
Parking: Attached / Circular Driveway / Driveway / Garage / Garage Door Opener / Paver Block
Direction Faces: South
Lot Size (Acres): 0.46
Living Sq Ft: 5,393
Total Sq Ft: 7,414
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: RES

Interior Features

Appliances: Dishwasher / Electric Water Heater / Disposal / Gas Range / Ice Maker / Microwave / Oven / Range / Refrigerator / Trash Compactor / Water Heater
Cooling: Central Air / Ceiling Fans / Zoned
Heating: Central / Zoned
Flooring: Marble / Tile / Wood
Fireplace: Yes
Spa: Yes
Spa Features: Gunite / Heated / In Ground
Interior Features: Wet Bar / Bidet / Built In Features / Breakfast Area / Bathtub / Central Vacuum / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / Elevator / Garden Tub Roman Tub / High Ceilings / Kitchen Island / Custom Mirrors / Main Level Primary / Multiple En Suite Bathrooms / Pantry / Split Bedrooms / Soaking Tub
Laundry: Washer Hookup / Inside / Laundry Closet / Main Level / Laundry Room / Laundry Tub / Sink
Windows: Blinds / Bay Windows / Double Hung / Drapes / Insulated Windows / Metal / Other / Sliding / Storm Windows / Shutters
Main Level Bedrooms: 2
Main Level Baths: 4
Furnished: Furnished

Exterior Features

Construction: Block / Stucco
Roof: Spanish Tile / Tile
Exterior Features: Balcony / Courtyard / Outdoor Living Area
Architectural Style: Mediterranean / Ranch
Private Pool: Yes
Pool Features: Heated / In Ground / Private / Pool Sweep / Pool Spa Combo / Association / Outside Bath Access
Patio & Porch: Covered / Deck / Patio / Screened / Terrace / Wrap Around / Balcony
Lot Features: Quarter To Half Acre Lot / Sprinklers Automatic / Sprinkler System
Waterfront: Yes
Waterfront Features: Mangrove / Navigable Water / No Fixed Bridges / Ocean Access / River Front / Riprap
Frontage: Waterfront
Frontage Length: 137.00 ft
View: River / Water

Community & HOA

HOA Fee: $527 / Monthly
HOA Includes: Recreation Facilities / Reserve Fund / Security
Association Amenities: Boating / Clubhouse / Elevators / Fitness Center / Golf Course / Management / Pool / Sidewalks / Boat Dock
Community Features: Home Owners Association / Boat Facilities / Gated / Marina / Property Manager On Site
Security: Security System Owned / Gated With Guard / Gated Community / Smoke Detectors / Security Fence / Security Guard
Utilities: Sewer Available / Water Available
Pets Allowed: Breed Restrictions / Pet Fee / Yes
Financing Terms: Cash / Conventional
Restrictions: Buyer Approval Required / No Boats / No Commercial Vehicles / Other Restrictions
MLS Area: 6090 - Palm City

This home's HOA fee works out to $527 a month, 25% below the $707 median across 13 homes for sale in Palm Cove Golf & Yacht Club. See Palm Cove Golf & Yacht Club HOA fees

Schools

Elementary School: Bessey Creek
Middle School: Hidden Oaks
High School: Martin County

About the Community

Palm Cove Golf & Yacht Club

View Community Details →

Palm Cove Golf & Yacht Club is a gated community in Palm City, Martin County, Florida. Active listings are priced from $650,000 to $3,900,000. Homes were built between 2003 and 2005. Pure Equity lists homes in Palm Cove Golf & Yacht Club and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 13
Under Contract: 0
Median List Price: $768,000
Median $/Sq Ft: $309
Avg Days on Market: 99

View all 13 homes for sale in Palm Cove Golf & Yacht Club →

Frequently Asked Questions

How do I schedule a tour of 226 SW Palm Cove Drive, Palm City, FL 34990?: Use the Tour button on this listing to request a showing of 226 SW Palm Cove Drive, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 226 SW Palm Cove Drive, Palm City, FL 34990 still available?: 226 SW Palm Cove Drive, Palm City, FL 34990 is currently listed as Active, and has been on the market 65 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 226 SW Palm Cove Drive, Palm City, FL 34990?: With 20% down ($780,000) on the $3,900,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 226 SW Palm Cove Drive, Palm City, FL 34990 is about $20,496/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 226 SW Palm Cove Drive, Palm City, FL 34990?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 226 SW Palm Cove Drive, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 226 SW Palm Cove Drive, Palm City, FL 34990 have an HOA fee?: Yes: 226 SW Palm Cove Drive, Palm City, FL 34990 carries an HOA fee of about $527 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 226 SW Palm Cove Drive, Palm City, FL 34990?: 226 SW Palm Cove Drive, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 226 SW Palm Cove Drive, Palm City, FL 34990?: Often, yes. The right offer on 226 SW Palm Cove Drive, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Berkshire Hathaway Florida Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$3,900,000

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Listed by Karen N. Sandler, Berkshire Hathaway Florida Realty

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Recently sold homes in Palm Cove Golf & Yacht Club

These are the last 6 recorded closings in Palm Cove Golf & Yacht Club, with the price each home actually sold for rather than what it was listed at. They closed at a median of $315 per square foot. The most recent closed on March 11, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.