














Price Check
How this price compares
- List price
- $175,000
- Price per sq ft
- $152
- Vs. nearby sales
- 51.4% below
- Days on market
- 368
This 2-bedroom single-family home in ZIP 34997 is listed at $175,000, or $152 per square foot. The asking price has come down 14.6% from its original $205,000. It has been on the market for 368 days. The 3 most recent single-family home sales in the closings shown below sold at a median of $313 per square foot, so the asking price is 51.4% below what comparable homes here actually sold for.
Estimated monthly payment
$920 /mo
Principal and interest only, based on $35,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $164/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $175,000
- Days on Site
- 368 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,152 sqft
- Total Sq Ft
- 1,312 sqft
- Lot Size
- 0.15 Acres
- Year Built
- 1981
- Property Type
- Single Family
- MLS #
- M20052281
- Property Tax
- $1,045 (2024)
- HOA Fees
- $164 / Monthly
- Subdivision
- St Lucie Falls
- Development
- St Lucie Falls
- County
- Martin
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
This is a lovely two bedroom, two bath home with a laundry room/office. Pride of ownership shows inside and out. Home has been recently remodeled to include new crown and floor molding, new ceiling fans and light fixture, plus painted throughout. New LVP flooring in all rooms except bedrooms. Updated step-saver kitchen. You own the land, very low HOA fees. There are 2 heated pools, 2 clubhouses. Amenities include tennis court, pickleball, shuffleboard, bocci ball. RV/Boat Storage available for small monthly fee.
General Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1981
- Property Condition
- Resale
- Number of Stories
- 1
- Parking
- Attached Carport / Carport
- Direction Faces
- North
- Lot Size (Acres)
- 0.15
- Living Sq Ft
- 1,152
- Total Sq Ft
- 1,312
- Water Source
- Public
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Water Heater / Disposal / Range / Refrigerator / Water Heater / Washer
- Cooling
- Ceiling Fans
- Heating
- Central / Electric
- Flooring
- Carpet / Laminate
- Interior Features
- Living Dining Room / Separate Shower / Stacked Bedrooms
- Windows
- Metal / Single Hung
- Furnished
- Unfurnished
Exterior Features
- Construction
- Aluminum Siding
- Roof
- Metal
- Architectural Style
- Other
- Pool Features
- Association
Community & HOA
- HOA Fee
- $164 / Monthly
- HOA Includes
- Common Areas / Cable Tv / Reserve Fund
- Association Amenities
- Clubhouse / Pickleball / Pool / Shuffleboard Court
- Community Features
- Home Owners Association / Property Manager On Site
- Utilities
- Cable Available / Electricity Available / Sewer Available / Water Available
- Pets Allowed
- Number Limit / Size Limit / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Buyer Approval Required
- MLS Area
- 6120 - Stuart - Southwest
This home's HOA fee works out to $164 a month, in line with the $166 median across 6 homes for sale in this community. See the community's HOA fees
Schools
- Elementary School
- Crystal Lake (Martin)
- Middle School
- Dr. David L. Anderson
- High School
- South Fork
About the Community
- Homes for Sale
- 6
- Under Contract
- 1
- Median List Price
- $230,000
- Median $/Sq Ft
- $152
- Avg Days on Market
- 209
Frequently Asked Questions
- How do I schedule a tour of 2686 SW Monarch Trail, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 2686 SW Monarch Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 2686 SW Monarch Trail, Stuart, FL 34997 still available?
- 2686 SW Monarch Trail, Stuart, FL 34997 is currently listed as Active, and has been on the market 368 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 2686 SW Monarch Trail, Stuart, FL 34997?
- With 20% down ($35,000) on the $175,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2686 SW Monarch Trail, Stuart, FL 34997 is about $920/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 2686 SW Monarch Trail, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2686 SW Monarch Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 2686 SW Monarch Trail, Stuart, FL 34997 have an HOA fee?
- Yes: 2686 SW Monarch Trail, Stuart, FL 34997 carries an HOA fee of about $164 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 2686 SW Monarch Trail, Stuart, FL 34997?
- 2686 SW Monarch Trail, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 2686 SW Monarch Trail, Stuart, FL 34997?
- Often, yes. The right offer on 2686 SW Monarch Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Water Pointe Realty Group
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.
$175,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Carolyn Ann Busbee, Water Pointe Realty Group
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34997
These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $298 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$405,000
Sold · October 15, 2026
650 SW Glen Crest Way
3 bed · 2.5 bath · 1,590 sqft · $255/sqft
$12,000 under the asking price
Sold$210,000
Sold · October 15, 2026
911 SW South River Drive 107
2 bed · 2 bath · 1,188 sqft · $177/sqft
$5,000 under the asking price
Sold$429,900
Sold · October 14, 2026
4357 SE SCOTLAND CAY Way
3 bed · 2 bath · 1,442 sqft · $298/sqft
Sold$859,155
Sold · October 13, 2026
10281 SW Highpointe Drive Easley 276
3 bed · 3 bath · 2,744 sqft · $313/sqft
Sold$310,000
Sold · October 13, 2026
4099 SE Centerboard Lane 4-B
2 bed · 2 bath · 1,588 sqft · $195/sqft
$5,000 under the asking price
Sold$535,000
Sold · October 13, 2026
7671 SW Harbor Cove Drive
3 bed · 2 bath · 1,636 sqft · $327/sqft
$6,000 over the asking price
See every recorded sale in ZIP 34997 or find out what your ZIP 34997 home is worth.









