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2686 SW Monarch Trail, Stuart, FL 34997
Active
368 Days on Market
Virtual Tour
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2686 SW Monarch Trail, Stuart, FL 34997 photo 12686 SW Monarch Trail, Stuart, FL 34997 photo 22686 SW Monarch Trail, Stuart, FL 34997 photo 32686 SW Monarch Trail, Stuart, FL 34997 photo 42686 SW Monarch Trail, Stuart, FL 34997 photo 52686 SW Monarch Trail, Stuart, FL 34997 photo 62686 SW Monarch Trail, Stuart, FL 34997 photo 72686 SW Monarch Trail, Stuart, FL 34997 photo 82686 SW Monarch Trail, Stuart, FL 34997 photo 92686 SW Monarch Trail, Stuart, FL 34997 photo 102686 SW Monarch Trail, Stuart, FL 34997 photo 112686 SW Monarch Trail, Stuart, FL 34997 photo 122686 SW Monarch Trail, Stuart, FL 34997 photo 132686 SW Monarch Trail, Stuart, FL 34997 photo 142686 SW Monarch Trail, Stuart, FL 34997 photo 15
All Listings

$175,000

2686 SW Monarch Trail

Stuart, FL 34997

St Lucie Falls

Explore the area: Stuart homes for sale · Martin County real estate

How this price compares

List price
$175,000
Price per sq ft
$152
Vs. nearby sales
51.4% below
Days on market
368

This 2-bedroom single-family home in ZIP 34997 is listed at $175,000, or $152 per square foot. The asking price has come down 14.6% from its original $205,000. It has been on the market for 368 days. The 3 most recent single-family home sales in the closings shown below sold at a median of $313 per square foot, so the asking price is 51.4% below what comparable homes here actually sold for.

2
Bedrooms
2
Bathrooms
1,152
Living Sq Ft
1981
Year Built

Estimated monthly payment

$920 /mo

Principal and interest only, based on $35,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $164/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price
$175,000
Days on Site
368 Days
Bedrooms
2
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,152 sqft
Total Sq Ft
1,312 sqft
Lot Size
0.15 Acres
Year Built
1981
Property Type
Single Family
MLS #
M20052281
Property Tax
$1,045 (2024)
HOA Fees
$164 / Monthly
Subdivision
St Lucie Falls
Development
St Lucie Falls
County
Martin
Status
Active
Special Conditions
Listed As Is

About This Property

This is a lovely two bedroom, two bath home with a laundry room/office. Pride of ownership shows inside and out. Home has been recently remodeled to include new crown and floor molding, new ceiling fans and light fixture, plus painted throughout. New LVP flooring in all rooms except bedrooms. Updated step-saver kitchen. You own the land, very low HOA fees. There are 2 heated pools, 2 clubhouses. Amenities include tennis court, pickleball, shuffleboard, bocci ball. RV/Boat Storage available for small monthly fee.

General Features

Property Type
Single Family
Status
Active
Year Built
1981
Property Condition
Resale
Number of Stories
1
Parking
Attached Carport / Carport
Direction Faces
North
Lot Size (Acres)
0.15
Living Sq Ft
1,152
Total Sq Ft
1,312
Water Source
Public

Interior Features

Appliances
Dryer / Dishwasher / Electric Water Heater / Disposal / Range / Refrigerator / Water Heater / Washer
Cooling
Ceiling Fans
Heating
Central / Electric
Flooring
Carpet / Laminate
Interior Features
Living Dining Room / Separate Shower / Stacked Bedrooms
Windows
Metal / Single Hung
Furnished
Unfurnished

Exterior Features

Construction
Aluminum Siding
Roof
Metal
Architectural Style
Other
Pool Features
Association

Community & HOA

HOA Fee
$164 / Monthly
HOA Includes
Common Areas / Cable Tv / Reserve Fund
Association Amenities
Clubhouse / Pickleball / Pool / Shuffleboard Court
Community Features
Home Owners Association / Property Manager On Site
Utilities
Cable Available / Electricity Available / Sewer Available / Water Available
Pets Allowed
Number Limit / Size Limit / Yes
55+ Community
Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Buyer Approval Required
MLS Area
6120 - Stuart - Southwest

This home's HOA fee works out to $164 a month, in line with the $166 median across 6 homes for sale in this community. See the community's HOA fees

Schools

Elementary School
Crystal Lake (Martin)
Middle School
Dr. David L. Anderson
High School
South Fork
Homes for Sale
6
Under Contract
1
Median List Price
$230,000
Median $/Sq Ft
$152
Avg Days on Market
209
View all 6 homes for sale in St Lucie Falls →
How do I schedule a tour of 2686 SW Monarch Trail, Stuart, FL 34997?
Use the Tour button on this listing to request a showing of 2686 SW Monarch Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2686 SW Monarch Trail, Stuart, FL 34997 still available?
2686 SW Monarch Trail, Stuart, FL 34997 is currently listed as Active, and has been on the market 368 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2686 SW Monarch Trail, Stuart, FL 34997?
With 20% down ($35,000) on the $175,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2686 SW Monarch Trail, Stuart, FL 34997 is about $920/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2686 SW Monarch Trail, Stuart, FL 34997?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2686 SW Monarch Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2686 SW Monarch Trail, Stuart, FL 34997 have an HOA fee?
Yes: 2686 SW Monarch Trail, Stuart, FL 34997 carries an HOA fee of about $164 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 2686 SW Monarch Trail, Stuart, FL 34997?
2686 SW Monarch Trail, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 2686 SW Monarch Trail, Stuart, FL 34997?
Often, yes. The right offer on 2686 SW Monarch Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Water Pointe Realty Group

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$175,000

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Listed by Carolyn Ann Busbee, Water Pointe Realty Group

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