How do I schedule a tour of 2786 SW Montego Terrace, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 2786 SW Montego Terrace, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 2786 SW Montego Terrace, Stuart, FL 34997 still available?

2786 SW Montego Terrace, Stuart, FL 34997 is currently listed as Sold, and has been on the market 154 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 2786 SW Montego Terrace, Stuart, FL 34997?

With 20% down ($99,980) on the $499,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2786 SW Montego Terrace, Stuart, FL 34997 is about $2,627/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 2786 SW Montego Terrace, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2786 SW Montego Terrace, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 2786 SW Montego Terrace, Stuart, FL 34997 have an HOA fee?

Yes: 2786 SW Montego Terrace, Stuart, FL 34997 carries an HOA fee of about $175 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 2786 SW Montego Terrace, Stuart, FL 34997?

Often, yes. The right offer on 2786 SW Montego Terrace, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Sold

154 Days on Market

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$473,800

Sold · August 22, 2025

2786 SW Montego Terrace

Stuart, FL 34997

River Forest

Explore the area: Stuart homes for sale · Martin County real estate

Sale Summary

What this home sold for

Sold price: $473,800
Vs. list price: 5.2% under
Days on market: 154
Price per sq ft: $292

This 3-bedroom single-family home in River Forest sold for $473,800 on August 22, 2025. That was 5.2% below its final list price of $499,900. It first came on the market at $529,000, so the price was adjusted before it sold. It spent 154 days on the market. At $292 per square foot, it closed 6.6% above the $274 median of the 6 other single-family home sales in the recent closings shown below.

Bedrooms

Bathrooms

1,625

Living Sq Ft

2001

Year Built

Listing Snapshot

Sold Price: $473,800
Sold On: August 22, 2025
Days on Site: 154 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,625 sqft
Total Sq Ft: 2,144 sqft
Lot Size: 0.15 Acres
Year Built: 2001
Property Type: Single Family
MLS #: R11057748
Property Tax: $2,576 (2024)
HOA Fees: $175 / Monthly
Subdivision: River Forest
Development: River Forest
County: Martin
Status: Sold

About This Property

Spacious, One owner, Move-In-Ready Home! This beautifully maintained 1,625 sq ft home offers 3 bedrooms PLUS a versatile office/den that can EASILY serve as a 4th bedroom, 2 full baths, and a spacious 2-car garage. Home has Luxury Vinyl flooring, updated kitchen cabinets with soft close, and granite countertops. Endless entertaining in the large screened patio with a newly refinished swimming pool. Primary bedroom has large walk in closet, dual sinks, separate shower and tub. Take a walk to a serene lake, this home is nestled in the highly desirable River Forest community. Enjoy top-tier amenities, including: Clubhouse w/Heated Pool, Fitness Center, Playground, Basketball court, Boat Launch w/ ocean access, and RV storage. Must See. Come and Enjoy Florida living at it's best!

MLS media link

General Features

Property Type: Single Family
Status: Sold
Year Built: 2001
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Direction Faces: East
Lot Size (Acres): 0.15
Living Sq Ft: 1,625
Total Sq Ft: 2,144
Sewer: Public Sewer
Water Source: Public
Zoning: Residential

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Ceramic Tile / Vinyl
Interior Features: Bathtub / Cathedral Ceilings / Central Vacuum / Dual Sinks / Entrance Foyer / Eat In Kitchen / Kitchen Dining Combo / Main Level Primary / Storage / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Washer Hookup / Inside
Main Level Bedrooms: 3
Main Level Baths: 2
Total Rooms: 8
Furnished: Unfurnished

Exterior Features

Construction: Concrete
Roof: Composition / Shingle
Exterior Features: Outdoor Living Area / Porch
Private Pool: Yes
Pool Features: Concrete / In Ground / Screen Enclosure / Association
Patio & Porch: Patio / Porch / Screened
Lot Features: Sprinklers Automatic / Less Than Quarter Acre
Waterfront Features: None
View: Garden / Pool

Community & HOA

HOA Fee: $175 / Monthly
HOA Includes: Common Areas / Cable Tv
Association Amenities: Basketball Court / Boating / Clubhouse / Fitness Center / Picnic Area / Playground / Pool / Spa Hot Tub / Trails
Community Features: Home Owners Association / Boat Facilities / Street Lights
Security: Smoke Detectors
Utilities: Cable Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Buyer Approval Required / No Commercial Vehicles
MLS Area: 6120 - Stuart - Southwest

About the Community

River Forest

View Community Details →

River Forest is a community in Stuart, Martin County, Florida. Active listings are priced from $549,000. Homes were built starting 2005. Pure Equity lists homes in River Forest and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 1
Under Contract: 0
Median List Price: $439,900
Median $/Sq Ft: $296
Avg Days on Market: 15

View all 1 homes for sale in River Forest →

Frequently Asked Questions

How do I schedule a tour of 2786 SW Montego Terrace, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 2786 SW Montego Terrace, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2786 SW Montego Terrace, Stuart, FL 34997 still available?: 2786 SW Montego Terrace, Stuart, FL 34997 is currently listed as Sold, and has been on the market 154 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2786 SW Montego Terrace, Stuart, FL 34997?: With 20% down ($99,980) on the $499,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2786 SW Montego Terrace, Stuart, FL 34997 is about $2,627/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2786 SW Montego Terrace, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2786 SW Montego Terrace, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2786 SW Montego Terrace, Stuart, FL 34997 have an HOA fee?: Yes: 2786 SW Montego Terrace, Stuart, FL 34997 carries an HOA fee of about $175 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 2786 SW Montego Terrace, Stuart, FL 34997?: Often, yes. The right offer on 2786 SW Montego Terrace, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties/Hobe So

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$473,800

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Listed by Ronald M. Balsamo, Illustrated Properties/Hobe So

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34957 Homes for Sale$449,000 34997 Homes for Sale$450,000 34990 Homes for Sale$629,950 33455 Homes for Sale$550,000 34994 Homes for Sale$325,000 34996 Homes for Sale$468,500 34956 Homes for Sale$50,950

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Recently sold homes in River Forest

These are the last 6 recorded closings in River Forest, with the price each home actually sold for rather than what it was listed at. They closed at a median of $277 per square foot. The most recent closed on September 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.