How do I schedule a tour of 2800 SW Montego Terrace, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 2800 SW Montego Terrace, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 2800 SW Montego Terrace, Stuart, FL 34997 still available?

2800 SW Montego Terrace, Stuart, FL 34997 is currently listed as Sold, and has been on the market 22 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 2800 SW Montego Terrace, Stuart, FL 34997?

With 20% down ($109,000) on the $545,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2800 SW Montego Terrace, Stuart, FL 34997 is about $2,864/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 2800 SW Montego Terrace, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2800 SW Montego Terrace, Stuart, FL 34997. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 2800 SW Montego Terrace, Stuart, FL 34997 have an HOA fee?

Yes: 2800 SW Montego Terrace, Stuart, FL 34997 carries an HOA fee of about $175 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 2800 SW Montego Terrace, Stuart, FL 34997?

2800 SW Montego Terrace, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 2800 SW Montego Terrace, Stuart, FL 34997?

Often, yes. The right offer on 2800 SW Montego Terrace, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

22 Days on Market

All Listings

$545,000

2800 SW Montego Terrace

Stuart, FL 34997

ST LUCIE FALLS (AKA RIVER FOREST)

Explore the area: Stuart homes for sale · Martin County real estate

Bedrooms

Bathrooms

1,870

Living Sq Ft

2001

Year Built

Estimated monthly payment

$2,864 /mo

Principal and interest only, based on $109,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $175/mo HOA are not included.

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Listing Snapshot

Price: $545,000
Days on Site: 22 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,870 sqft
Total Sq Ft: 2,480 sqft
Lot Size: 0.15 Acres
Year Built: 2001
Property Type: Single Family
MLS #: R11160127
Property Tax: $2,773 (2025)
HOA Fees: $175 / Monthly
Subdivision: ST LUCIE FALLS (AKA RIVER FOREST)
County: Martin
Status: Sold

About This Property

Step into this pristine, one-owner home, meticulously maintained over the years. With neutral, modern finishes, it's a true turnkey property, inviting you to simply unpack and enjoy. The home has tile flooring, new carpets in the bedrooms, updated kitchen cabinets with soft close, and granite countertops. A large screened patio with a refinished heated swimming pool. Fenced in yard great for the kids and pets. The River Forest community offers amenities, including: Clubhouse w/Heated Pool, Fitness Center, Playground, Basketball court, Boat Launch w/ ocean access, and RV storage. Boat storage under 30 feet is available now!!! Roof is 2018! This home is a Must See!

Virtual Tour

General Features

Property Type: Single Family
Status: Sold
Year Built: 2001
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Garage
Direction Faces: Northeast
Lot Size (Acres): 0.15
Living Sq Ft: 1,870
Total Sq Ft: 2,480
Sewer: Public Sewer
Water Source: Public
Zoning: res

Interior Features

Appliances: Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Carpet
Interior Features: Cathedral Ceilings / Dual Sinks / Kitchen Island / Kitchen Dining Combo / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Inside
Main Level Bedrooms: 3
Main Level Baths: 2
Total Rooms: 8
Furnished: Unfurnished

Exterior Features

Construction: Concrete
Exterior Features: Outdoor Living Area
Private Pool: Yes
Pool Features: Heated / In Ground / Screen Enclosure / Association
Patio & Porch: Patio / Screened
Lot Features: Sprinklers Automatic / Sprinkler System / Less Than Quarter Acre
Waterfront Features: None

Community & HOA

HOA Fee: $175 / Monthly
HOA Includes: Common Areas / Cable Tv
Association Amenities: Basketball Court / Boating / Clubhouse / Fitness Center / Playground / Pool
Community Features: Home Owners Association / Boat Facilities / Street Lights
Security: None
Utilities: Cable Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Rental Restriction
MLS Area: 6120 - Stuart - Southwest

Schools

Elementary School: Crystal Lake (Martin)
Middle School: Dr. David L. Anderson
High School: South Fork

About the Community

St Lucie Falls (Aka River Forest)

View Community Details →

St Lucie Falls (Aka River Forest) is a community in Stuart, Martin County, Florida. Active listings are priced from $430,000 to $495,000. Homes were built starting 2003. Pure Equity Realty lists homes in St Lucie Falls (Aka River Forest) for 1% commission and represents buyers at no cost.

Homes for Sale: 3
Under Contract: 2
Median List Price: $424,500
Median $/Sq Ft: $267
Avg Days on Market: 5

View all 3 homes for sale in St Lucie Falls (Aka River Forest) →

Frequently Asked Questions

How do I schedule a tour of 2800 SW Montego Terrace, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 2800 SW Montego Terrace, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 2800 SW Montego Terrace, Stuart, FL 34997 still available?: 2800 SW Montego Terrace, Stuart, FL 34997 is currently listed as Sold, and has been on the market 22 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2800 SW Montego Terrace, Stuart, FL 34997?: With 20% down ($109,000) on the $545,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2800 SW Montego Terrace, Stuart, FL 34997 is about $2,864/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2800 SW Montego Terrace, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2800 SW Montego Terrace, Stuart, FL 34997. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2800 SW Montego Terrace, Stuart, FL 34997 have an HOA fee?: Yes: 2800 SW Montego Terrace, Stuart, FL 34997 carries an HOA fee of about $175 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 2800 SW Montego Terrace, Stuart, FL 34997?: 2800 SW Montego Terrace, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 2800 SW Montego Terrace, Stuart, FL 34997?: Often, yes. The right offer on 2800 SW Montego Terrace, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of LPT Realty, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$545,000