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3082 SW Lake Terrace, Palm City, FL 34990
Sold
38 Days on Market
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$770,000

Sold · January 15, 2026

3082 SW Lake Terrace

Palm City, FL 34990

RUSTIC HILLS

Explore the area: Palm City homes for sale · Martin County real estate

What this home sold for

Sold price
$770,000
Vs. list price
0.9% under
Days on market
38
Price per sq ft
$442

This 3-bedroom single-family home in Rustic Hills sold for $770,000 on January 15, 2026. That was 0.9% below its final list price of $777,000. It spent 38 days on the market. At $442 per square foot, it closed 43% above the $309 median of the 6 other single-family home sales in the recent closings shown below.

3
Bedrooms
3
Bathrooms
1,742
Living Sq Ft
1992
Year Built

Listing Snapshot

Sold Price
$770,000
Sold On
January 15, 2026
Days on Site
38 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,742 sqft
Total Sq Ft
2,927 sqft
Lot Size
0.27 Acres
Year Built
1992
Property Type
Single Family
MLS #
R11137223
Property Tax
$10,692 (2025)
HOA Fees
$20 / Monthly
Subdivision
RUSTIC HILLS
County
Martin
Status
Sold

About This Property

*Credit of $5,000 provided by preferred lender* Waterfront-Ocean Access-NO fixed Bridges! Boaters paradise-Fish off your NEW (2025) private DOCK! Elevator boat lift included! 2 stories 3BR/2.5BA/2 car garage, open concept, bedrooms on 2nd floor. Completely transformed w/ modern luxury updates. Too many updates to list! NEW METAL ROOF (2024). Quartz countertops + white thin shaker cabinets. Spacious master suite features a rain shower, free-standing tub, dual sinks + walk-in closet. Screened upper deck/lower patio w/ in-ground spa, fire pit, + fruit trees create the perfect outdoor retreat. Low HOA—only $259.67/year. New UV light for water system, reverse osmosis water system. No seawall needed. No rental restrictions. Located right off I-95. 10 miles to the beach! A rated schools

MLS media link

General Features

Property Type
Single Family
Status
Sold
Year Built
1992
Property Condition
Resale
Number of Stories
2
Levels
Two
Garage Spaces
2
Attached Garage
Yes
Parking
Attached / Garage
Direction Faces
North
Lot Size (Acres)
0.27
Living Sq Ft
1,742
Total Sq Ft
2,927
Sewer
Septic Tank
Water Source
Well
Zoning
RES

Interior Features

Appliances
Dryer / Dishwasher / Disposal / Gas Range / Gas Water Heater / Microwave / Refrigerator / Water Softener Owned / Water Softener / Water Heater / Washer
Cooling
Central Air / Electric
Heating
Electric
Flooring
Vinyl
Fireplace
Yes
Spa
Yes
Spa Features
In Ground
Interior Features
Built In Features / Bathtub / Dual Sinks / Kitchen Dining Combo / Living Dining Room / Soaking Tub / Separate Shower / Tub Shower / Upper Level Primary / Walk In Closets
Laundry
Washer Hookup
Main Level Bedrooms
0
Main Level Baths
1
Total Rooms
4
Furnished
Furnished

Exterior Features

Construction
Frame
Roof
Metal
Exterior Features
Balcony / Outdoor Living Area / Room For Pool
Patio & Porch
Covered / Deck / Patio / Screened / Balcony
Lot Features
Fruit Trees / Quarter To Half Acre Lot
Waterfront
Yes
Waterfront Features
No Fixed Bridges
View
Canal

Community & HOA

HOA Fee
$20 / Monthly
Association Amenities
Boating
Community Features
Home Owners Association / Boat Facilities
Security
Smoke Detectors
Utilities
Cable Available / Natural Gas Available / Water Available
Pets Allowed
No Pet Restrictions / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Ok To Lease
MLS Area
6090 - Palm City

Rustic Hills is a waterfront community in Palm City, Martin County, Florida. Active listings are priced from $629,000 to $1,300,000. Homes were built between 1972 and 2007. Pure Equity lists homes in Rustic Hills and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
2
Under Contract
1
Median List Price
$772,500
Median $/Sq Ft
$352
Avg Days on Market
77
View all 2 homes for sale in Rustic Hills →
How do I schedule a tour of 3082 SW Lake Terrace, Palm City, FL 34990?
Use the Tour button on this listing to request a showing of 3082 SW Lake Terrace, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 3082 SW Lake Terrace, Palm City, FL 34990 still available?
3082 SW Lake Terrace, Palm City, FL 34990 is currently listed as Sold, and has been on the market 38 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 3082 SW Lake Terrace, Palm City, FL 34990?
With 20% down ($155,400) on the $777,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3082 SW Lake Terrace, Palm City, FL 34990 is about $4,083/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 3082 SW Lake Terrace, Palm City, FL 34990?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3082 SW Lake Terrace, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 3082 SW Lake Terrace, Palm City, FL 34990 have an HOA fee?
Yes: 3082 SW Lake Terrace, Palm City, FL 34990 carries an HOA fee of about $20 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 3082 SW Lake Terrace, Palm City, FL 34990?
Often, yes. The right offer on 3082 SW Lake Terrace, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Epique Realty, Inc.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

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Listed by Katherine Cave, Epique Realty, Inc.

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