Price Check
How this price compares
- List price
- $684,999
- Price per sq ft
- $242
- Original price
- $699,999
- Days on market
- 48
This 4-bedroom single-family home in ZIP 34990 is listed at $684,999, or $242 per square foot. The asking price has come down 2.1% from its original $699,999. It has been on the market for 48 days.
Estimated monthly payment
$3,600 /mo
Principal and interest only, based on $137,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $275/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $684,999
- Days on Site
- 48 Days
- Bedrooms
- 4
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,833 sqft
- Total Sq Ft
- 3,945 sqft
- Lot Size
- 1 Acres
- Year Built
- 1983
- Property Type
- Single Family
- MLS #
- A12078305
- Property Tax
- $10,070 (2025)
- HOA Fees
- $275 / Monthly
- Subdivision
- MID-RIVERS YACHT AND COUN
- County
- Martin
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Move-in ready 4-bedroom, 2-bathroom home offering 2,833 square feet of thoughtfully designed living space in one of Palm City's most sought-after communities. Major upgrades are already done, including a durable 2017 metal roof, a fairly new tankless water heater, and a 2025 AC unit keeping energy costs in check. A whole-home generator ensures peace of mind, and the property is already EV-charging ready.Notably, this home sits on a private well with a brand-new pump, meaning there is currently no water or sewer bill. Buyers who prefer a city connection have that option, with access already at the front of the property. A septic system rounds out the home's low-maintenance infrastructure.Beyond the home itself, this community offers an exceptional lifestyle without unnecessary obligation. The clubhouse features an on-site restaurant and bar, along with an elegant ballroom ideal for hosting parties and celebrations. Golf enthusiasts can choose a yearly membership, pay-by-the-day, or skip it altogether — no pressure either way. Zoned for some of the area's best schools, families will find lasting value beyond the home itself.This is a rare opportunity to own a home where the big expenses are handled, the amenities are exceptional, and the choices remain in your hands. Schedule your private showing.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1983
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 1
- Parking
- Driveway / Garage / Garage Door Opener
- Direction Faces
- Southwest
- Lot Size (Acres)
- 1
- Living Sq Ft
- 2,833
- Total Sq Ft
- 3,945
- Sewer
- Septic Tank
- Water Source
- Well
- Zoning
- Residential
Interior Features
- Appliances
- Dryer / Electric Range / Electric Water Heater / Free Standing Freezer / Ice Maker / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Electric
- Flooring
- Carpet / Laminate / Tile
- Fireplace
- Yes
- Interior Features
- Wet Bar / Built In Features / Bedroom On Main Level / Closet Cabinetry / Eat In Kitchen / Garden Tub Roman Tub / Main Level Primary / Pantry / Vaulted Ceilings / Bar / Walk In Closets
- Windows
- Skylights
- Total Rooms
- 1
Exterior Features
- Construction
- Block / Stucco
- Roof
- Aluminum / Metal
- Exterior Features
- Balcony / Outdoor Living Area / Outdoor Shower / Porch
- Private Pool
- Yes
- Pool Features
- In Ground
- Patio & Porch
- Open / Patio / Porch / Screened / Balcony
- Lot Features
- One To Two Acres / Fruit Trees
- View
- Garden / Other / Pool
Community & HOA
- HOA Fee
- $275 / Monthly
- Association Amenities
- Clubhouse / Golf Course / Management
- Community Features
- Home Owners Association / Property Manager On Site / Street Lights
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Restrictions
- MLS Area
- 6090 - Palm City
Schools
- Elementary School
- Bessey Creek
- Middle School
- Hidden Oaks
- High School
- Martin County
About the Community
- Homes for Sale
- 2
- Median List Price
- $892,000
- Median $/Sq Ft
- $278
- Avg Days on Market
- 68
Frequently Asked Questions
- How do I schedule a tour of 3290 SW Island Way, Palm City, FL 34990?
- Use the Tour button on this listing to request a showing of 3290 SW Island Way, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 3290 SW Island Way, Palm City, FL 34990 still available?
- 3290 SW Island Way, Palm City, FL 34990 is currently listed as Active, and has been on the market 48 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 3290 SW Island Way, Palm City, FL 34990?
- With 20% down ($137,000) on the $684,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3290 SW Island Way, Palm City, FL 34990 is about $3,600/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 3290 SW Island Way, Palm City, FL 34990?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3290 SW Island Way, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 3290 SW Island Way, Palm City, FL 34990 have an HOA fee?
- Yes: 3290 SW Island Way, Palm City, FL 34990 carries an HOA fee of about $275 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 3290 SW Island Way, Palm City, FL 34990?
- 3290 SW Island Way, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 3290 SW Island Way, Palm City, FL 34990?
- Often, yes. The right offer on 3290 SW Island Way, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Luxe Properties
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
$684,999
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Denise ERICA Pires, Luxe Properties
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34990
These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $256 per square foot. The most recent closed on October 8, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$255,000
Sold · October 8, 2026
3389 SW Sunset Trace Circle
2 bed · 2.5 bath · 1,374 sqft · $186/sqft
$20,000 under the asking price
Sold$1,065,000
Sold · October 8, 2026
2231 SW Manele Place SW
5 bed · 4 bath · 3,813 sqft · $279/sqft
$35,000 under the asking price
Sold$235,000
Sold · October 5, 2026
2916 SW Sunset Trace Circle
2 bed · 2.5 bath · 1,236 sqft · $190/sqft
$14,950 under the asking price
Sold$825,000
Sold · October 2, 2026
1868 SW Pinewood Way
4 bed · 3 bath
$44,000 under the asking price
Sold$470,000
Sold · October 2, 2026
2195 SW Shoal Creek Trace
3 bed · 2.5 bath · 1,751 sqft · $268/sqft
$9,000 under the asking price
Sold$500,000
Sold · October 1, 2026
2857 SW Brighton Way
3 bed · 2 bath · 1,952 sqft · $256/sqft
$25,000 under the asking price
See every recorded sale in ZIP 34990 or find out what your ZIP 34990 home is worth.
