$319,900
3470 SE Martinique Trace 103
Explore the area: Stuart homes for sale · Martin County real estate
Price Check
How this price compares
- List price
- $319,900
- Price per sq ft
- $212
- Original price
- $345,000
- Days on market
- 84
This 2-bedroom condo in ZIP 34997 is listed at $319,900, or $212 per square foot. The asking price has come down 7.3% from its original $345,000. It has been on the market for 84 days.
Estimated monthly payment
$1,681 /mo
Principal and interest only, based on $63,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $727/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $319,900
- Days on Site
- 84 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,506 sqft
- Total Sq Ft
- 1,506 sqft
- Lot Size
- 53.38 Acres
- Year Built
- 1987
- Property Type
- Condo
- MLS #
- M20056342
- Property Tax
- $2,029 (2025)
- HOA Fees
- $727 / Monthly
- Subdivision
- Montego Cove Condo All Ph
- Development
- Montego Cove Condo All Ph
- County
- Martin
- Status
- Active
About This Property
NEW PRICE IMPROVEMENT!!! STUNNING, TOTALLY UPDATED ON THE LAKE! This 1st floor condo in Montego Cove, Stuart’s premier 55+ community is truly move-in ready! Most of the updates were completed in the last 2 years. Impact windows and doors, new AC in 2025, remodeled kitchen w/ Quartzite counters & backsplash, 42-inch cabinets with crown molding, all new appliances & a custom pantry. Ceramic tile throughout, updated baths with walk-in shower in master, new high-end pavers installed in front, walled patio and back screened porch, new aluminum screen wall on porch providing a panoramic view of the lake. The lake view faces north so no hot sun pouring in. Freshly painted living areas and guest bedroom. Electric panel replaced in 2022. Community residents enjoy the gorgeous park-like grounds w/ the mature trees, 2 lakes, 2 pools, beautiful clubhouse, pickleball & tennis courts and the many social & recreational activities. Pick up trucks & 1 small pet permitted. MAKE YOUR APPOINTMENT TODAY!
MLS media linkGeneral Features
- Property Type
- Condo
- Status
- Active
- Year Built
- 1987
- Property Condition
- Resale
- Number of Stories
- 2
- Parking
- Carport
- Direction Faces
- South
- Lot Size (Acres)
- 53.38
- Living Sq Ft
- 1,506
- Total Sq Ft
- 1,506
- Sewer
- Public Sewer
- Water Source
- Public
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Electric
- Heating
- Electric
- Flooring
- Ceramic Tile
- Interior Features
- Breakfast Area / Entrance Foyer / Eat In Kitchen / Living Dining Room / Main Level Primary / Pantry / Split Bedrooms / Separate Shower / Walk In Closets
- Total Rooms
- 4
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Concrete / Stucco
- Roof
- Barrel
- Exterior Features
- Barbecue / Outdoor Living Area / Porch
- Pool Features
- Association
- Patio & Porch
- Patio / Porch / Screened
- Waterfront
- Yes
- Waterfront Features
- Lake Front
- View
- Lake
Community & HOA
- HOA Fee
- $727 / Monthly
- HOA Includes
- Common Areas / Cable Tv / Internet / Pest Control / Pools / Reserve Fund / Roof / Security
- Association Amenities
- Clubhouse / Community Kitchen / Library / Picnic Area / Pickleball / Pool / Shuffleboard Court / Spa Hot Tub / Tennis Courts / Trails
- Community Features
- Gated / Street Lights
- Security
- Security Gate / Gated With Guard / Gated Community / Security Fence
- Utilities
- Sewer Available / Water Available
- Pets Allowed
- Number Limit / Pet Restrictions / Size Limit / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash
- Restrictions
- Buyer Approval Required / No Lease2nd Year Owned / No Commercial Vehicles / No Motorcycles
- MLS Area
- 6140 - Hobe Sound/Stuart - South of Cove Rd
This home's HOA fee works out to $727 a month, in line with the $727 median across 3 homes for sale in this community. See the community's HOA fees
Schools
- Elementary School
- SeaWind
- Middle School
- Murray
- High School
- South Fork
About the Community
Montego Cove Condo All Ph is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $199,900 to $369,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Montego Cove Condo All and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 3
- Under Contract
- 2
- Median List Price
- $319,900
- Median $/Sq Ft
- $212
- Avg Days on Market
- 51
Frequently Asked Questions
- How do I schedule a tour of 3470 SE Martinique Trace 103, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 3470 SE Martinique Trace 103, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 3470 SE Martinique Trace 103, Stuart, FL 34997 still available?
- 3470 SE Martinique Trace 103, Stuart, FL 34997 is currently listed as Active, and has been on the market 84 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 3470 SE Martinique Trace 103, Stuart, FL 34997?
- With 20% down ($63,980) on the $319,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3470 SE Martinique Trace 103, Stuart, FL 34997 is about $1,681/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 3470 SE Martinique Trace 103, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3470 SE Martinique Trace 103, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 3470 SE Martinique Trace 103, Stuart, FL 34997 have an HOA fee?
- Yes: 3470 SE Martinique Trace 103, Stuart, FL 34997 carries an HOA fee of about $727 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 3470 SE Martinique Trace 103, Stuart, FL 34997?
- 3470 SE Martinique Trace 103, Stuart, FL 34997 is zoned for SeaWind (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 3470 SE Martinique Trace 103, Stuart, FL 34997?
- Often, yes. The right offer on 3470 SE Martinique Trace 103, Stuart, FL 34997 depends on how it's priced against comparable condo sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Coldwell Banker Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 10, 2026.
$319,900
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Listed by Ann D. Arner, Coldwell Banker Realty
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34997
These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $298 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$405,000
Sold · October 15, 2026
650 SW Glen Crest Way
3 bed · 2.5 bath · 1,590 sqft · $255/sqft
$12,000 under the asking price
Sold$210,000
Sold · October 15, 2026
911 SW South River Drive 107
2 bed · 2 bath · 1,188 sqft · $177/sqft
$5,000 under the asking price
Sold$429,900
Sold · October 14, 2026
4357 SE SCOTLAND CAY Way
3 bed · 2 bath · 1,442 sqft · $298/sqft
Sold$859,155
Sold · October 13, 2026
10281 SW Highpointe Drive Easley 276
3 bed · 3 bath · 2,744 sqft · $313/sqft
Sold$310,000
Sold · October 13, 2026
4099 SE Centerboard Lane 4-B
2 bed · 2 bath · 1,588 sqft · $195/sqft
$5,000 under the asking price
Sold$535,000
Sold · October 13, 2026
7671 SW Harbor Cove Drive
3 bed · 2 bath · 1,636 sqft · $327/sqft
$6,000 over the asking price
See every recorded sale in ZIP 34997 or find out what your ZIP 34997 home is worth.
