$178,000
Sold · May 19, 2026
3581 SE Cobia Way
COVE PLACE
Explore the area: Stuart homes for sale · Martin County real estate
Sale Summary
What this home sold for
- Sold price
- $178,000
- Vs. list price
- 11% under
- Days on market
- 98
- Price per sq ft
- $189
This 2-bedroom single-family home in ZIP 34997 sold for $178,000 on May 19, 2026. That was 11% below its final list price of $199,900. It first came on the market at $230,000, so the price was adjusted before it sold. It spent 98 days on the market. At $189 per square foot, it closed 39.6% below the $313 median of the 3 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $178,000
- Sold On
- May 19, 2026
- Days on Site
- 98 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 944 sqft
- Total Sq Ft
- 944 sqft
- Lot Size
- 0.03 Acres
- Year Built
- 1981
- Property Type
- Single Family
- MLS #
- R11149862
- HOA Fees
- $370 / Monthly
- Subdivision
- COVE PLACE
- County
- Martin
- Status
- Sold
About This Property
Welcome to 3581 SE Cobia Way, a beautifully situated residence in the heart of Stuart, where comfort, functionality, and coastal lifestyle come together seamlessly. This inviting home offers a well-designed layout with light-filled living spaces that feel both open and welcoming—ideal for everyday living and effortless entertaining. The interior flows naturally from room to room, creating a warm and relaxed atmosphere, while thoughtful proportions provide flexibility for a variety of living needs. Whether hosting friends or enjoying quiet evenings at home, the layout supports both connection and privacy. Located in a desirable Stuart neighborhood, this property offers convenient access to shopping, dining, parks, and marinas, as well as the area's renowned beaches and charming downtown. Known for its laid-back coastal vibe and strong sense of community, Stuart consistently ranks among Florida's most sought-after places to live. An excellent opportunity for a primary residence, seasonal retreat, or investment property, 3581 SE Cobia Way delivers the best of South Florida living in a location that truly has it all.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1981
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Direction Faces
- East
- Lot Size (Acres)
- 0.03
- Living Sq Ft
- 944
- Total Sq Ft
- 944
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- .
Interior Features
- Cooling
- Central Air
- Heating
- Central
- Interior Features
- High Ceilings / Split Bedrooms / Separate Shower
- Laundry
- Washer Hookup
- Main Level Bedrooms
- 2
- Main Level Baths
- 2
- Total Rooms
- 4
- Furnished
- Unfurnished
Exterior Features
- Construction
- Concrete
- Lot Features
- Less Than Quarter Acre
- Waterfront Features
- None
Community & HOA
- HOA Fee
- $370 / Monthly
- Association Amenities
- Picnic Area / Park
- Utilities
- Sewer Available / Water Available
- Pets Allowed
- No Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Limited Number Vehicles / No Boats / No Rv
- MLS Area
- 6070 - Stuart - South of Indian St
About the Area
Browse Stuart homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Stuart includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Stuart listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 669
- Under Contract
- 161
- Median List Price
- $420,000
- Median Sale Price (September)
- $417,500
- Median $/Sq Ft
- $274
- Avg Days on Market
- 118
Frequently Asked Questions
- How do I schedule a tour of 3581 SE Cobia Way, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 3581 SE Cobia Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 3581 SE Cobia Way, Stuart, FL 34997 still available?
- 3581 SE Cobia Way, Stuart, FL 34997 is currently listed as Sold, and has been on the market 98 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 3581 SE Cobia Way, Stuart, FL 34997?
- With 20% down ($39,980) on the $199,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3581 SE Cobia Way, Stuart, FL 34997 is about $1,051/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 3581 SE Cobia Way, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3581 SE Cobia Way, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 3581 SE Cobia Way, Stuart, FL 34997 have an HOA fee?
- Yes: 3581 SE Cobia Way, Stuart, FL 34997 carries an HOA fee of about $370 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 3581 SE Cobia Way, Stuart, FL 34997?
- Often, yes. The right offer on 3581 SE Cobia Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Compass Florida LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$178,000
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Listed by Michelle Mackey, Compass Florida LLC
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34997
These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $298 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$405,000
Sold · October 15, 2026
650 SW Glen Crest Way
3 bed · 2.5 bath · 1,590 sqft · $255/sqft
$12,000 under the asking price
Sold$210,000
Sold · October 15, 2026
911 SW South River Drive 107
2 bed · 2 bath · 1,188 sqft · $177/sqft
$5,000 under the asking price
Sold$429,900
Sold · October 14, 2026
4357 SE SCOTLAND CAY Way
3 bed · 2 bath · 1,442 sqft · $298/sqft
Sold$859,155
Sold · October 13, 2026
10281 SW Highpointe Drive Easley 276
3 bed · 3 bath · 2,744 sqft · $313/sqft
Sold$310,000
Sold · October 13, 2026
4099 SE Centerboard Lane 4-B
2 bed · 2 bath · 1,588 sqft · $195/sqft
$5,000 under the asking price
Sold$535,000
Sold · October 13, 2026
7671 SW Harbor Cove Drive
3 bed · 2 bath · 1,636 sqft · $327/sqft
$6,000 over the asking price
See every recorded sale in ZIP 34997 or find out what your ZIP 34997 home is worth.
