How do I schedule a tour of 3581 SE Cobia Way, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 3581 SE Cobia Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 3581 SE Cobia Way, Stuart, FL 34997 still available?

3581 SE Cobia Way, Stuart, FL 34997 is currently listed as Sold, and has been on the market 98 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 3581 SE Cobia Way, Stuart, FL 34997?

With 20% down ($39,980) on the $199,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3581 SE Cobia Way, Stuart, FL 34997 is about $1,051/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 3581 SE Cobia Way, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3581 SE Cobia Way, Stuart, FL 34997. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 3581 SE Cobia Way, Stuart, FL 34997 have an HOA fee?

Yes: 3581 SE Cobia Way, Stuart, FL 34997 carries an HOA fee of about $370 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 3581 SE Cobia Way, Stuart, FL 34997?

Often, yes. The right offer on 3581 SE Cobia Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Sold

98 Days on Market

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All Listings

$199,900

3581 SE Cobia Way

Stuart, FL 34997

COVE PLACE

Explore the area: Stuart homes for sale · Martin County real estate

Bedrooms

Bathrooms

944

Living Sq Ft

1981

Year Built

Estimated monthly payment

$1,051 /mo

Principal and interest only, based on $39,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $370/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $199,900
Days on Site: 98 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 944 sqft
Total Sq Ft: 944 sqft
Lot Size: 0.03 Acres
Year Built: 1981
Property Type: Single Family
MLS #: R11149862
HOA Fees: $370 / Monthly
Subdivision: COVE PLACE
County: Martin
Status: Sold

About This Property

Welcome to 3581 SE Cobia Way, a beautifully situated residence in the heart of Stuart, where comfort, functionality, and coastal lifestyle come together seamlessly. This inviting home offers a well-designed layout with light-filled living spaces that feel both open and welcoming—ideal for everyday living and effortless entertaining. The interior flows naturally from room to room, creating a warm and relaxed atmosphere, while thoughtful proportions provide flexibility for a variety of living needs. Whether hosting friends or enjoying quiet evenings at home, the layout supports both connection and privacy. Located in a desirable Stuart neighborhood, this property offers convenient access to shopping, dining, parks, and marinas, as well as the area's renowned beaches and charming downtown. Known for its laid-back coastal vibe and strong sense of community, Stuart consistently ranks among Florida's most sought-after places to live. An excellent opportunity for a primary residence, seasonal retreat, or investment property, 3581 SE Cobia Way delivers the best of South Florida living in a location that truly has it all.

Virtual Tour

General Features

Property Type: Single Family
Status: Sold
Year Built: 1981
Property Condition: Resale
Number of Stories: 1
Levels: One
Direction Faces: East
Lot Size (Acres): 0.03
Living Sq Ft: 944
Total Sq Ft: 944
Sewer: Public Sewer
Water Source: Public
Zoning: .

Interior Features

Cooling: Central Air
Heating: Central
Interior Features: High Ceilings / Split Bedrooms / Separate Shower
Laundry: Washer Hookup
Main Level Bedrooms: 2
Main Level Baths: 2
Total Rooms: 4
Furnished: Unfurnished

Exterior Features

Construction: Concrete
Lot Features: Less Than Quarter Acre
Waterfront Features: None

Community & HOA

HOA Fee: $370 / Monthly
Association Amenities: Picnic Area / Park
Utilities: Sewer Available / Water Available
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Limited Number Vehicles / No Boats / No Rv
MLS Area: 6070 - Stuart - South of Indian St

About the Area

Stuart

View Stuart Real Estate →

Browse Stuart homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Stuart includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Stuart listings below. Then connect with a Pure Equity Realty agent to schedule a private showing.

Homes for Sale: 563
Under Contract: 137
Median List Price: $425,000
Median Sale Price (August): $440,000
Median $/Sq Ft: $264
Avg Days on Market: 109

View all 563 homes for sale in Stuart →

Frequently Asked Questions

How do I schedule a tour of 3581 SE Cobia Way, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 3581 SE Cobia Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 3581 SE Cobia Way, Stuart, FL 34997 still available?: 3581 SE Cobia Way, Stuart, FL 34997 is currently listed as Sold, and has been on the market 98 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 3581 SE Cobia Way, Stuart, FL 34997?: With 20% down ($39,980) on the $199,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3581 SE Cobia Way, Stuart, FL 34997 is about $1,051/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 3581 SE Cobia Way, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3581 SE Cobia Way, Stuart, FL 34997. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 3581 SE Cobia Way, Stuart, FL 34997 have an HOA fee?: Yes: 3581 SE Cobia Way, Stuart, FL 34997 carries an HOA fee of about $370 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 3581 SE Cobia Way, Stuart, FL 34997?: Often, yes. The right offer on 3581 SE Cobia Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Compass Florida LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$199,900