$390,000
4004 SW Osprey Creek Way
OSPREY CREEK AT MARTIN DOWNS (AKA MARTIN DOWNS PLA
Explore the area: Palm City homes for sale · Martin County real estate
Price Check
How this price compares
- List price
- $390,000
- Price per sq ft
- $253
- Vs. nearby sales
- 5.6% below
- Days on market
- 107
This 3-bedroom single-family home in ZIP 34990 is listed at $390,000, or $253 per square foot. It has been on the market for 107 days. The 3 most recent single-family home sales in the closings shown below sold at a median of $268 per square foot, so the asking price is 5.6% below what comparable homes here actually sold for.
Estimated monthly payment
$2,050 /mo
Principal and interest only, based on $78,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $372/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $390,000
- Days on Site
- 107 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,542 sqft
- Total Sq Ft
- 1,974 sqft
- Lot Size
- 0.11 Acres
- Year Built
- 1984
- Property Type
- Single Family
- MLS #
- B26038343
- Property Tax
- $4,562 (2025)
- HOA Fees
- $372 / Monthly
- Subdivision
- OSPREY CREEK AT MARTIN DOWNS (AKA MARTIN DOWNS PLA
- Development
- Osprey Creek
- County
- Martin
- Status
- Active
- Special Conditions
- Standard
About This Property
This 3 bedroom home has two full bathrooms and is very well maintained and cared for by the owners. Located in the heart of Palm City, it is a short walk or bike ride to nearby shopping. Located within the community of Martin Downs Country Club, Osprey Creek is a small and private neighborhood with no traffic and is very quiet. Fully furnished, the home is ready to be used by the new owners. Access to A rated schools is available if needed. There is a pool/tennis club in the community with tennis, pool etc that you can join if you choose to do so but that is a separate fee. There is also a golf club you can join. This home has excellent access to the Florida Turnpike and I-95. West Palm Beach (WPB) is 30 minutes South. The airport at WPB is easy to use and very convenient.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1984
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Garage Door Opener
- Direction Faces
- West
- Lot Size (Acres)
- 0.11
- Living Sq Ft
- 1,542
- Total Sq Ft
- 1,974
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- Residential
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Water Heater / Microwave / Range / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Ceramic Tile
- Interior Features
- Built In Features / Dual Sinks / Entrance Foyer / Eat In Kitchen / Living Dining Room / Separate Shower / Bar / Walk In Closets
- Laundry
- Inside / Laundry Closet / Laundry Tub
- Windows
- Blinds / Bay Windows
- Main Level Bedrooms
- 3
- Main Level Baths
- 2
- Furnished
- Furnished
Exterior Features
- Construction
- Concrete / Stucco
- Roof
- Barrel
- Exterior Features
- Outdoor Living Area
- Architectural Style
- Traditional
- Patio & Porch
- Patio / Screened
- Lot Features
- Less Than Quarter Acre
- View
- Golf Course / Lake / Water
Community & HOA
- HOA Fee
- $372 / Monthly
- HOA Name
- Osprey Creek HOA
- HOA Includes
- Cable Tv / Maintenance Grounds / Reserve Fund / Security
- Association Amenities
- Gated / Security / Sidewalks
- Community Features
- Home Owners Association / Gated
- Security
- Gated With Guard / Gated Community
- Utilities
- Cable Connected / Electricity Connected / Sewer Connected / Underground Utilities / Water Connected
- Pets Allowed
- Cats Ok / Dogs Ok / Number Limit / Yes
- Financing Terms
- Cash / Conventional / Exchange1031 / FHA / Va Loan
- Restrictions
- Limited Number Vehicles / No Lease2nd Year Owned / No Boats / No Commercial Vehicles / No Rv / No Smoking / No Truck / Ok To Lease / Rental Restriction
- MLS Area
- 6090 - Palm City
Schools
- Elementary School
- Citrus Grove (Martin)
- Middle School
- Hidden Oaks
- High School
- Martin County
About the Area
Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 349
- Median List Price
- $645,000
- Median $/Sq Ft
- $279
- Avg Days on Market
- 114
Frequently Asked Questions
- How do I schedule a tour of 4004 SW Osprey Creek Way, Palm City, FL 34990?
- Use the Tour button on this listing to request a showing of 4004 SW Osprey Creek Way, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 4004 SW Osprey Creek Way, Palm City, FL 34990 still available?
- 4004 SW Osprey Creek Way, Palm City, FL 34990 is currently listed as Active, and has been on the market 107 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 4004 SW Osprey Creek Way, Palm City, FL 34990?
- With 20% down ($78,000) on the $390,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4004 SW Osprey Creek Way, Palm City, FL 34990 is about $2,050/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 4004 SW Osprey Creek Way, Palm City, FL 34990?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4004 SW Osprey Creek Way, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 4004 SW Osprey Creek Way, Palm City, FL 34990 have an HOA fee?
- Yes: 4004 SW Osprey Creek Way, Palm City, FL 34990 carries an HOA fee of about $372 monthly (Osprey Creek HOA). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 4004 SW Osprey Creek Way, Palm City, FL 34990?
- 4004 SW Osprey Creek Way, Palm City, FL 34990 is zoned for Citrus Grove (Martin) (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 4004 SW Osprey Creek Way, Palm City, FL 34990?
- Often, yes. The right offer on 4004 SW Osprey Creek Way, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of RE/MAX of Stuart
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$390,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Peter Anthony Iandoli, RE/MAX of Stuart
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34990
These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $268 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$470,000
Sold · October 2, 2026
2195 SW Shoal Creek Trace
3 bed · 2.5 bath · 1,751 sqft · $268/sqft
$9,000 under the asking price
Sold$500,000
Sold · October 1, 2026
2857 SW Brighton Way
3 bed · 2 bath · 1,952 sqft · $256/sqft
$25,000 under the asking price
Sold$640,000
Sold · October 1, 2026
2601 SW Mayacoo Way
3 bed · 2 bath · 2,168 sqft · $295/sqft
$9,000 under the asking price
Sold$900,000
Sold · September 30, 2026
12500 Harbour Ridge Boulevard 4-8
3 bed · 3 bath · 2,371 sqft · $380/sqft
$195,000 under the asking price
Sold$190,000
Sold · September 30, 2026
3691 SW Sunset Trace Circle SW
2 bed · 2.5 bath · 1,236 sqft · $154/sqft
$15,000 under the asking price
Sold$185,000
Sold · September 30, 2026
1485 SW Silver Pine Way 107 H-1
2 bed · 2 bath · 1,111 sqft · $167/sqft
$24,900 under the asking price
See every recorded sale in ZIP 34990 or find out what your ZIP 34990 home is worth.
