$1,100,000
Sold · May 18, 2026
4095 SE Bay Avenue
ROCKY POINT ESTATES
Explore the area: Stuart homes for sale · Martin County real estate
Sale Summary
What this home sold for
- Sold price
- $1,100,000
- Vs. list price
- 7.5% under
- Days on market
- 18
- Price per sq ft
- $545
This 3-bedroom single-family home in ZIP 34997 sold for $1,100,000 on May 18, 2026. That was 7.5% below its final list price of $1,189,000. It first came on the market at $1,195,000, so the price was adjusted before it sold. It spent 18 days on the market. At $545 per square foot, it closed 74.1% above the $313 median of the 3 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $1,100,000
- Sold On
- May 18, 2026
- Days on Site
- 18 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 2,020 sqft
- Total Sq Ft
- 2,818 sqft
- Lot Size
- 0.2 Acres
- Year Built
- 1994
- Property Type
- Single Family
- MLS #
- R11165791
- Property Tax
- $12,208 (2025)
- HOA Fees
- $20 / Monthly
- Subdivision
- ROCKY POINT ESTATES
- County
- Martin
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Fully upgraded Key West-style 3BR/3BA in desirable Port Salerno including deeded boat slip + lift (up to 26.5') Boat ramp and pavilion with marina and open water access. Rare opportunity to secure boating convenience without waitlists. Major capital improvements completed: new flat roof, new electrical panel, whole-house Generac generator, IFLO A/C, reverse osmosis system, tinted sliders (95% heat reduction), and saltwater pool conversion with new equipment. Expanded covered lanai (doubled in size) with new poly roof, screen enclosure, lighting, and fans. $1K A YEAR FEE for Electric, Water & parking for deeded dock. 2024 interior paint, updated baths, custom closet build-outs, upgraded plumbing, new dishwasher, new fenced gates, pavers, new epoxy garage floor, boat trailer parking. Zero water & sewer bills. Homes with slip + lift and this level of upgrades are limited. This stunning outdoor living area features a butterfly garden, barbecue area, chaise lounge space and beautifully designed entertaining zones to enjoy the Intercoastal Breeze. This is move in ready and this one won't last!
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1994
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Direction Faces
- West
- Lot Size (Acres)
- 0.2
- Living Sq Ft
- 2,020
- Total Sq Ft
- 2,818
- Sewer
- Septic Tank
- Zoning
- Residential
Interior Features
- Appliances
- Dryer / Dishwasher / Gas Range / Gas Water Heater / Microwave / Water Heater
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Marble / Other / Vinyl
- Spa
- Yes
- Spa Features
- In Ground
- Interior Features
- Kitchen Island / Pantry / Separate Shower / Walk In Closets
- Laundry
- Inside
- Main Level Bedrooms
- 0
- Main Level Baths
- 1
- Total Rooms
- 7
- Furnished
- Unfurnished
Exterior Features
- Construction
- Fiber Cement / Frame
- Roof
- Metal
- Exterior Features
- Outdoor Living Area / Outdoor Shower / Porch
- Architectural Style
- Florida
- Private Pool
- Yes
- Pool Features
- In Ground / Pool Equipment / Screen Enclosure / Salt Water
- Patio & Porch
- Patio / Porch / Screened
- Lot Features
- Sprinkler System / Less Than Quarter Acre
- Waterfront Features
- None
- View
- Pool
Community & HOA
- HOA Fee
- $20 / Monthly
- Association Amenities
- Boating
- Community Features
- Boat Facilities
- Security
- Security System
- Pets Allowed
- No Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Restrictions
- MLS Area
- 6060 - Stuart/Rocky Point
Schools
- Elementary School
- Port Salerno
- Middle School
- Murray
- High School
- South Fork
About the Area
Browse Stuart homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Stuart includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Stuart listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 669
- Under Contract
- 161
- Median List Price
- $420,000
- Median Sale Price (September)
- $417,500
- Median $/Sq Ft
- $274
- Avg Days on Market
- 118
Frequently Asked Questions
- How do I schedule a tour of 4095 SE Bay Avenue, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 4095 SE Bay Avenue, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 4095 SE Bay Avenue, Stuart, FL 34997 still available?
- 4095 SE Bay Avenue, Stuart, FL 34997 is currently listed as Sold, and has been on the market 18 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 4095 SE Bay Avenue, Stuart, FL 34997?
- With 20% down ($237,800) on the $1,189,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4095 SE Bay Avenue, Stuart, FL 34997 is about $6,249/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 4095 SE Bay Avenue, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4095 SE Bay Avenue, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 4095 SE Bay Avenue, Stuart, FL 34997 have an HOA fee?
- Yes: 4095 SE Bay Avenue, Stuart, FL 34997 carries an HOA fee of about $20 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 4095 SE Bay Avenue, Stuart, FL 34997?
- 4095 SE Bay Avenue, Stuart, FL 34997 is zoned for Port Salerno (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 4095 SE Bay Avenue, Stuart, FL 34997?
- Often, yes. The right offer on 4095 SE Bay Avenue, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Nicklaus Vance
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$1,100,000
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Listed by Jean Fitzsimmons, Nicklaus Vance
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34997
These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $298 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$405,000
Sold · October 15, 2026
650 SW Glen Crest Way
3 bed · 2.5 bath · 1,590 sqft · $255/sqft
$12,000 under the asking price
Sold$210,000
Sold · October 15, 2026
911 SW South River Drive 107
2 bed · 2 bath · 1,188 sqft · $177/sqft
$5,000 under the asking price
Sold$429,900
Sold · October 14, 2026
4357 SE SCOTLAND CAY Way
3 bed · 2 bath · 1,442 sqft · $298/sqft
Sold$859,155
Sold · October 13, 2026
10281 SW Highpointe Drive Easley 276
3 bed · 3 bath · 2,744 sqft · $313/sqft
Sold$310,000
Sold · October 13, 2026
4099 SE Centerboard Lane 4-B
2 bed · 2 bath · 1,588 sqft · $195/sqft
$5,000 under the asking price
Sold$535,000
Sold · October 13, 2026
7671 SW Harbor Cove Drive
3 bed · 2 bath · 1,636 sqft · $327/sqft
$6,000 over the asking price
See every recorded sale in ZIP 34997 or find out what your ZIP 34997 home is worth.
