$319,000
4099 SE Centerboard Lane 4B
Explore the area: Stuart homes for sale · Martin County real estate
Price Check
How this price compares
- List price
- $319,000
- Price per sq ft
- $201
- Original price
- $359,900
- Days on market
- 157
This 2-bedroom condo in Mariner Cay is listed at $319,000, or $201 per square foot. The asking price has come down 11.4% from its original $359,900. It has been on the market for 157 days.
Estimated monthly payment
$1,676 /mo
Principal and interest only, based on $63,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,210/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $319,000
- Days on Site
- 157 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,588 sqft
- Year Built
- 1984
- Property Type
- Condo
- MLS #
- F10551649
- Property Tax
- $4,269 (2025)
- HOA Fees
- $1,210 / Monthly
- Subdivision
- Mariner Cay
- County
- Martin
- Status
- Active
About This Property
Boater’s paradise, no bridges slips for 30-ft vessels $2.00 ft. Beautifully updated 2nd floor condo, features 3 bedrooms, updated eat-in kitchen, stainless steel appliances & built-in bar, and a light-filled living room w/plantation shutters. Travertine & wood floors flow to a screened covered balcony. Upgrades include impact windows, a high-efficiency A/C system, newer roof, exterior paint & screen doors, Sought-after waterfront community of Mariner Cay w/ 24/7 manned security, 2 heated pools, waterfront clubhouse, tennis & pickleball courts. 52-slip marina with fuel for up to 50-ft boats with no bridges, quick access to the St. Lucie Inlet, Intracoastal & open ocean. Explore nearby Sandsprit Park or cruise to waterfront dining on the Manatee Pocket. A dream lifestyle to make yours today! Boater’s paradise awaits you and picture a boat slip accommodating up to a 30-ft vessel ready for you to rent from the Condo Association upon closing. This beautifully updated 2nd-floor condo is a true coastal gem, offering 3 spacious bedrooms, an updated eat-in kitchen with stainless steel appliances and a built-in bar, and a light-filled living room with plantation shutters. Elegant travertine and wood floors flow throughout, leading to a screened, covered balcony where you can soak in the breeze.This home is as practical as it is stunning, with new impact windows and doors installed about 4 years ago, a high-efficiency A/C system added 3 years ago, plus a newer roof, exterior paint, and screen doors—all updated within the last few years for your peace of mind.Nestled in the sought-after waterfront community of Mariner Cay, you’ll enjoy 24/7 manned security, two heated pools, a waterfront clubhouse, tennis and pickleball courts, and an impressive 52-slip on-site marina with fuel for up to 50-ft boats. Prefer a more intimate docking option? The condo slip accommodates up to 30-ft boats on a first-come, first-served basis. With no bridges to navigate, you’ll have easy access to the St. Lucie Inlet, Intracoastal Waterway, and the open ocean in just minutes.Love the outdoors? Take a stroll to nearby Sandsprit Park or cruise over to waterfront dining hotspots on the Manatee Pocket. This is more than a home—it’s the lifestyle you’ve been dreaming of. Don’t miss your chance to make it yours!Don’t let this gem slip away!
Virtual TourGeneral Features
- Property Type
- Condo
- Status
- Active
- Year Built
- 1984
- Property Condition
- Resale
- Number of Stories
- 2
- Garage Spaces
- 0
- Living Sq Ft
- 1,588
Interior Features
- Appliances
- Dishwasher / Electric Range / Microwave / Refrigerator
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Other / Wood
- Interior Features
- Bedroom On Main Level
- Laundry
- Washer Hookup / Dryer Hookup
- Main Level Bedrooms
- 2
- Main Level Baths
- 2
Exterior Features
- Construction
- Frame / Stucco
- Exterior Features
- Balcony / Outdoor Living Area / Porch
- Pool Features
- Association
- Patio & Porch
- Porch / Screened / Balcony
- View
- Garden
Community & HOA
- HOA Fee
- $1,210 / Monthly
- HOA Includes
- Insurance / Legal Accounting / Maintenance Grounds / Maintenance Structure / Pest Control / Recreation Facilities / Sewer / Water / Internet
- Association Amenities
- Billiard Room / Business Center / Clubhouse / Pickleball / Pool / Parking
- Community Features
- Gated
- Security
- Gated Community / Lobby Secured / Security Guard
- Pets Allowed
- Number Limit / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Other Restrictions
- MLS Area
- 6070 - Stuart - South of Indian St
This home's HOA fee works out to $1,210 a month, 12% below the $1,368 median across 6 homes for sale in Mariner Cay. See Mariner Cay HOA fees
Schools
- Elementary School
- Port Salerno
- Middle School
- Dr. David L. Anderson
- High School
- Martin County
About the Community
Mariner Cay Condo is a large-lot community in Stuart, Martin County, Florida. Parcels and homes are priced from $250,000 to $424,000. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.
- Homes for Sale
- 6
- Median List Price
- $402,000
- Median $/Sq Ft
- $294
- Avg Days on Market
- 202
Frequently Asked Questions
- How do I schedule a tour of 4099 SE Centerboard Lane 4B, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 4099 SE Centerboard Lane 4B, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 4099 SE Centerboard Lane 4B, Stuart, FL 34997 still available?
- 4099 SE Centerboard Lane 4B, Stuart, FL 34997 is currently listed as Active, and has been on the market 157 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 4099 SE Centerboard Lane 4B, Stuart, FL 34997?
- With 20% down ($63,800) on the $319,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4099 SE Centerboard Lane 4B, Stuart, FL 34997 is about $1,676/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 4099 SE Centerboard Lane 4B, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4099 SE Centerboard Lane 4B, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 4099 SE Centerboard Lane 4B, Stuart, FL 34997 have an HOA fee?
- Yes: 4099 SE Centerboard Lane 4B, Stuart, FL 34997 carries an HOA fee of about $1,210 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 4099 SE Centerboard Lane 4B, Stuart, FL 34997?
- 4099 SE Centerboard Lane 4B, Stuart, FL 34997 is zoned for Port Salerno (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 4099 SE Centerboard Lane 4B, Stuart, FL 34997?
- Often, yes. The right offer on 4099 SE Centerboard Lane 4B, Stuart, FL 34997 depends on how it's priced against comparable condo sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Compass Florida LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$319,000
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Listed by Kari Lydon, Compass Florida LLC
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in Mariner Cay
These are the last 2 recorded closings in Mariner Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on April 6, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$375,000
Sold · April 6, 2026
3901 SE Saint Lucie Boulevard 69
2 bed · 2 bath · 1,300 sqft · $288/sqft
$60,000 under the asking price
Sold$345,000
Sold · November 10, 2025
3901 SE Saint Lucie Boulevard D-31
2 bed · 2.5 bath · 1,515 sqft · $228/sqft
$5,000 under the asking price
See every recorded sale in Mariner Cay or find out what your Mariner Cay home is worth.
