$399,999
4163 SW Osprey Creek Way
Osprey Creek
Explore the area: Palm City homes for sale · Martin County real estate
Price Check
How this price compares
- List price
- $399,999
- Price per sq ft
- N/A
- Original price
- $414,500
- Days on market
- 589
This 3-bedroom single-family home in ZIP 34990 is listed at $399,999. The asking price has come down 3.5% from its original $414,500. It has been on the market for 589 days.
Estimated monthly payment
$2,102 /mo
Principal and interest only, based on $80,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $372/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $399,999
- Days on Site
- 589 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Total Sq Ft
- 1,685 sqft
- Lot Size
- 0.19 Acres
- Year Built
- 1985
- Property Type
- Single Family
- MLS #
- M20049074
- Property Tax
- $1,006 (2025)
- HOA Fees
- $372 / Monthly
- Subdivision
- Osprey Creek
- Development
- Osprey Creek
- County
- Martin
- Status
- Active
About This Property
Immaculate home in Osprey Creek/Martin Downs has been well cared for by the original owner. So many upgrades! Completely remodeled kitchen--cabinets, granite counter tops, appliances, even the window (impact). Laminate floors, air conditioner, water heater, electric panel, garage door-all have been updated. Accordian shutters on all openings except guest bath/panels and kitchen/impact. Extended Living Room offers plenty of room for entertaining. Third Bedroom is being used as a den. Sliding glass doors open to a concrete patio and a lovely view. Home is in move-in condition. Community options include two golf clubs and the Village Club(pools, tennis etc.)Location is very convenient to I-95, Florida Turnpike and shopping.
General Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1985
- Property Condition
- Resale
- Number of Stories
- 1
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Lot Size (Acres)
- 0.19
- Total Sq Ft
- 1,685
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Carpet / Laminate
- Interior Features
- Dining Area / Separate Formal Dining Room / Dual Sinks / Eat In Kitchen / Separate Shower
- Furnished
- Unfurnished
Exterior Features
- Construction
- Concrete / Stucco
- Roof
- Barrel
- Architectural Style
- Traditional
- Lot Features
- Sprinklers Automatic / Less Than Quarter Acre
Community & HOA
- HOA Fee
- $372 / Monthly
- HOA Includes
- Common Areas / Cable Tv
- Association Amenities
- Park / Restaurant / Sidewalks / Trails
- Community Features
- Home Owners Association / Gated / Street Lights
- Security
- Gated With Guard / Gated Community / Smoke Detectors / Security Guard
- Utilities
- Cable Available / Electricity Available / Sewer Available / Underground Utilities / Water Available
- Pets Allowed
- Number Limit / Pet Restrictions / Size Limit / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Buyer Approval Required / No Lease2nd Year Owned / No Commercial Vehicles
- MLS Area
- 6090 - Palm City
Schools
- Elementary School
- Citrus Grove (Martin)
- Middle School
- Hidden Oaks
- High School
- Martin County
About the Area
Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 352
- Median List Price
- $647,500
- Median $/Sq Ft
- $278
- Avg Days on Market
- 114
Frequently Asked Questions
- How do I schedule a tour of 4163 SW Osprey Creek Way, Palm City, FL 34990?
- Use the Tour button on this listing to request a showing of 4163 SW Osprey Creek Way, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 4163 SW Osprey Creek Way, Palm City, FL 34990 still available?
- 4163 SW Osprey Creek Way, Palm City, FL 34990 is currently listed as Active, and has been on the market 589 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 4163 SW Osprey Creek Way, Palm City, FL 34990?
- With 20% down ($80,000) on the $399,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4163 SW Osprey Creek Way, Palm City, FL 34990 is about $2,102/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 4163 SW Osprey Creek Way, Palm City, FL 34990?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4163 SW Osprey Creek Way, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 4163 SW Osprey Creek Way, Palm City, FL 34990 have an HOA fee?
- Yes: 4163 SW Osprey Creek Way, Palm City, FL 34990 carries an HOA fee of about $372 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 4163 SW Osprey Creek Way, Palm City, FL 34990?
- 4163 SW Osprey Creek Way, Palm City, FL 34990 is zoned for Citrus Grove (Martin) (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 4163 SW Osprey Creek Way, Palm City, FL 34990?
- Often, yes. The right offer on 4163 SW Osprey Creek Way, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Coldwell Banker Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 15, 2026.
$399,999
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Jane G. Ghericich, Coldwell Banker Realty
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34990
These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $268 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$470,000
Sold · October 2, 2026
2195 SW Shoal Creek Trace
3 bed · 2.5 bath · 1,751 sqft · $268/sqft
$9,000 under the asking price
Sold$500,000
Sold · October 1, 2026
2857 SW Brighton Way
3 bed · 2 bath · 1,952 sqft · $256/sqft
$25,000 under the asking price
Sold$640,000
Sold · October 1, 2026
2601 SW Mayacoo Way
3 bed · 2 bath · 2,168 sqft · $295/sqft
$9,000 under the asking price
Sold$900,000
Sold · September 30, 2026
12500 Harbour Ridge Boulevard 4-8
3 bed · 3 bath · 2,371 sqft · $380/sqft
$195,000 under the asking price
Sold$190,000
Sold · September 30, 2026
3691 SW Sunset Trace Circle SW
2 bed · 2.5 bath · 1,236 sqft · $154/sqft
$15,000 under the asking price
Sold$185,000
Sold · September 30, 2026
1485 SW Silver Pine Way 107 H-1
2 bed · 2 bath · 1,111 sqft · $167/sqft
$24,900 under the asking price
See every recorded sale in ZIP 34990 or find out what your ZIP 34990 home is worth.
