How do I schedule a tour of 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 4357 SE SCOTLAND CAY Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 still available?

4357 SE SCOTLAND CAY Way, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 8 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?

With 20% down ($85,980) on the $429,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 is about $2,259/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4357 SE SCOTLAND CAY Way, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 have an HOA fee?

Yes: 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 carries an HOA fee of about $290 monthly (Emerald Lakes Villas Homeowner's Association). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?

4357 SE SCOTLAND CAY Way, Stuart, FL 34997 is zoned for SeaWind (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?

Often, yes. The right offer on 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Under Contract

8 Days on Market

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All Listings

$429,900

4357 SE SCOTLAND CAY Way

Stuart, FL 34997

EMERALD LAKES VILLAS

Explore the area: Stuart homes for sale · Martin County real estate

Price Check

How this price compares

Asking price: $429,900
Price per sq ft: $298
Vs. nearby sales: In line
Days on market: 8

This 3-bedroom single-family home in ZIP 34997 went under contract with an asking price of $429,900, or $298 per square foot. It spent 8 days on the market before going under contract. The 3 most recent single-family home sales in the closings shown below sold at a median of $301 per square foot, so the asking price was in line with what comparable homes here actually sold for.

Bedrooms

Bathrooms

1,442

Living Sq Ft

1999

Year Built

Estimated monthly payment

$2,259 /mo

Principal and interest only, based on $85,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $290/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $429,900
Days on Site: 8 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,442 sqft
Total Sq Ft: 1,974 sqft
Lot Size: 0.11 Acres
Year Built: 1999
Property Type: Single Family
MLS #: B26061749
Property Tax: $2,323 (2025)
HOA Fees: $290 / Monthly
Subdivision: EMERALD LAKES VILLAS
Development: Emerald Lakes
County: Martin
Status: Under Contract
Special Conditions: Standard

About This Property

Welcome to this charming, meticulously maintained home in the highly desirable, gated community of Emerald Lakes! One or more photos were virtually staged. This home features a new roof (2025), new impact windows (2025), and fresh exterior and interior paint (2023). Plantation shutters throughout. Inside, you'll find a light-filled living space complete with a partially updated kitchen and a beautifully renovated primary bathroom. Step outside to enjoy comfortable outdoor living on the screened, covered patio overlooking your private yard space. Emerald Lakes offers fantastic resort-style amenities, including a community pool, tennis courts, and pickleball courts. Move right in and begin enjoying the Florida lifestyle!

Virtual Tour

General Features

Property Type: Single Family
Status: Under Contract
Year Built: 1999
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Direction Faces: Northwest
Lot Size (Acres): 0.11
Living Sq Ft: 1,442
Total Sq Ft: 1,974
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: Res

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Freezer / Ice Maker / Microwave / Oven / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Carpet / Tile
Interior Features: Breakfast Bar / Dining Area / Separate Formal Dining Room / Dual Sinks / High Ceilings / Split Bedrooms / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Washer Hookup / Electric Dryer Hookup / In Garage
Windows: Arched / Energy Star Qualified Windows / Plantation Shutters / Skylights / Storm Windows
Main Level Bedrooms: 3
Main Level Baths: 2
Total Rooms: 6
Furnished: Unfurnished

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Barrel
Exterior Features: Outdoor Living Area
Pool Features: Association / Heated
Patio & Porch: Covered / Patio / Screened
Lot Features: Less Than Quarter Acre

Community & HOA

HOA Fee: $290 / Monthly
HOA Name: Emerald Lakes Villas Homeowner's Association
HOA Includes: Common Areas / Cable Tv / Maintenance Grounds / Recreation Facilities / Security / Internet
Association Amenities: Cabana / Gated / Maintenance / Pickleball / Pool / Sidewalks / Tennis Courts
Community Features: Home Owners Association / Gated
Security: Gated Community
Utilities: Cable Available / Electricity Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Buyer Approval Required / No Lease1st Year Owned / No Boats / No Rv / No Trailer Parking / Ok To Lease / Rental Restriction
MLS Area: 6140 - Hobe Sound/Stuart - South of Cove Rd

Schools

Elementary School: SeaWind
Middle School: Murray
High School: South Fork

About the Area

Stuart

View Stuart Real Estate →

Browse Stuart homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Stuart includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Stuart listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 817
Median List Price: $420,000
Median $/Sq Ft: $266
Avg Days on Market: 118

View all 817 homes for sale in Stuart →

Frequently Asked Questions

How do I schedule a tour of 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 4357 SE SCOTLAND CAY Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 still available?: 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 8 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?: With 20% down ($85,980) on the $429,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 is about $2,259/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4357 SE SCOTLAND CAY Way, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 have an HOA fee?: Yes: 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 carries an HOA fee of about $290 monthly (Emerald Lakes Villas Homeowner's Association). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?: 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 is zoned for SeaWind (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 4357 SE SCOTLAND CAY Way, Stuart, FL 34997?: Often, yes. The right offer on 4357 SE SCOTLAND CAY Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of KW Reserve

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 8, 2026.

$429,900

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Listed by Amy Hackworth, KW Reserve

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34997 Homes for Sale$447,450 34957 Homes for Sale$445,200 34990 Homes for Sale$650,000 34994 Homes for Sale$320,000 33455 Homes for Sale$568,500 34996 Homes for Sale$480,000 34956 Homes for Sale$59,500

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Recently sold homes in ZIP 34997

These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $240 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.