How do I schedule a tour of 4386 SE Scotland Cay Way, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 4386 SE Scotland Cay Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 4386 SE Scotland Cay Way, Stuart, FL 34997 still available?

4386 SE Scotland Cay Way, Stuart, FL 34997 is currently listed as Sold, and has been on the market 56 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 4386 SE Scotland Cay Way, Stuart, FL 34997?

With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4386 SE Scotland Cay Way, Stuart, FL 34997 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 4386 SE Scotland Cay Way, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4386 SE Scotland Cay Way, Stuart, FL 34997. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 4386 SE Scotland Cay Way, Stuart, FL 34997 have an HOA fee?

Yes: 4386 SE Scotland Cay Way, Stuart, FL 34997 carries an HOA fee of about $272 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 4386 SE Scotland Cay Way, Stuart, FL 34997?

4386 SE Scotland Cay Way, Stuart, FL 34997 is zoned for SeaWind (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 4386 SE Scotland Cay Way, Stuart, FL 34997?

Often, yes. The right offer on 4386 SE Scotland Cay Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

56 Days on Market

All Listings

$415,000

4386 SE Scotland Cay Way

Stuart, FL 34997

Emerald Lakes

Explore the area: Stuart homes for sale · Martin County real estate

Bedrooms

Bathrooms

1,428

Living Sq Ft

1997

Year Built

Estimated monthly payment

$2,181 /mo

Principal and interest only, based on $83,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $272/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $415,000
Days on Site: 56 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,428 sqft
Total Sq Ft: 1,972 sqft
Lot Size: 0.1 Acres
Year Built: 1997
Property Type: Single Family
MLS #: R11098252
Property Tax: $4,193 (2024)
HOA Fees: $272 / Monthly
Subdivision: Emerald Lakes
County: Martin
Status: Sold

About This Property

RECENTLY REDUCED AND SELLER IS OFFERING A 2-1 BUYDOWN MORTGAGE RATES WITH APPROVED LENDING. 1st YEAR INTEREST RATES POSSIBLY AS LOW AS 4.7% - MOTIVATED SELLER - NOW IS YOUR CHANCE! CALL TODAY FOR MORE INFO. 561-758-4389 Immaculate 3-bedroom, 2-bath CBS home in the gated community of Emerald Lakes Villas. This move-in ready home offers a new roof, gutters, accordion hurricane shutters, new A/C, updated bathrooms, and an new kitchen!! Large screened patio make for comfortable living. Enjoy walking paths around pristine lakes with native birds, turtles, lush landscaping. Community amenities include a internet/cable, landscaping, heated pool, clubhouse, tennis, and pickleball. Just minutes from boating, golf, shopping and popular waterfront restaurants. This is the one! Call today!

Virtual Tour

General Features

Property Type: Single Family
Status: Sold
Year Built: 1997
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 4
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Direction Faces: South
Lot Size (Acres): 0.1
Living Sq Ft: 1,428
Total Sq Ft: 1,972
Sewer: Public Sewer
Water Source: Public
Zoning: X

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Wood
Interior Features: Bathtub / Cathedral Ceilings / Dual Sinks / Family Dining Room / Garden Tub Roman Tub / Custom Mirrors / Main Level Primary / Split Bedrooms / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: In Garage
Windows: Skylights
Main Level Bedrooms: 3
Main Level Baths: 2
Furnished: Unfurnished

Exterior Features

Construction: Block / Stucco
Roof: Barrel
Exterior Features: Outdoor Living Area
Pool Features: Association
Patio & Porch: Covered / Patio / Screened
Lot Features: Sprinklers Automatic / Less Than Quarter Acre
Waterfront Features: None
View: Garden

Community & HOA

HOA Fee: $272 / Monthly
HOA Includes: Common Areas / Cable Tv / Maintenance Grounds / Security
Association Amenities: Clubhouse / Pickleball / Pool / Recreation Facilities / Sidewalks / Tennis Courts / Trails
Community Features: Home Owners Association / Gated / Sidewalks
Security: Fire Alarm / Gated Community / Phone Entry / Smoke Detectors
Utilities: Cable Available / Sewer Available / Underground Utilities / Water Available
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA
Restrictions: No Lease1st Year Owned / No Boats / No Rv
MLS Area: 6070 - Stuart - South of Indian St

Schools

Elementary School: SeaWind
Middle School: Murray
High School: South Fork

About the Community

Emerald Lakes

View Community Details →

Emerald Lakes is a gated community in Stuart, Martin County, Florida. Active listings are priced from $210,000 to $275,000. Homes were built between 1983 and 1984. Pure Equity Realty lists homes in Emerald Lakes for 1% commission and represents buyers at no cost.

Homes for Sale: 5
Under Contract: 1
Median List Price: $260,000
Median $/Sq Ft: $202
Avg Days on Market: 50

View all 5 homes for sale in Emerald Lakes →

Frequently Asked Questions

How do I schedule a tour of 4386 SE Scotland Cay Way, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 4386 SE Scotland Cay Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 4386 SE Scotland Cay Way, Stuart, FL 34997 still available?: 4386 SE Scotland Cay Way, Stuart, FL 34997 is currently listed as Sold, and has been on the market 56 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 4386 SE Scotland Cay Way, Stuart, FL 34997?: With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4386 SE Scotland Cay Way, Stuart, FL 34997 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 4386 SE Scotland Cay Way, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4386 SE Scotland Cay Way, Stuart, FL 34997. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 4386 SE Scotland Cay Way, Stuart, FL 34997 have an HOA fee?: Yes: 4386 SE Scotland Cay Way, Stuart, FL 34997 carries an HOA fee of about $272 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 4386 SE Scotland Cay Way, Stuart, FL 34997?: 4386 SE Scotland Cay Way, Stuart, FL 34997 is zoned for SeaWind (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 4386 SE Scotland Cay Way, Stuart, FL 34997?: Often, yes. The right offer on 4386 SE Scotland Cay Way, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties/Hobe So

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$415,000

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Listed by Sarah E Chapman, Illustrated Properties/Hobe So

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About This Property

Virtual Tour

Interior Features

Appliances

Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater / Washer

Cooling

Central Air / Ceiling Fans

Heating

Central

Flooring

Wood

Interior Features

Bathtub / Cathedral Ceilings / Dual Sinks / Family Dining Room / Garden Tub Roman Tub / Custom Mirrors / Main Level Primary / Split Bedrooms / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets

Laundry

In Garage

Windows

Skylights

Main Level Bedrooms

Main Level Baths

Furnished

Unfurnished

Community & HOA

HOA Fee

$272 / Monthly

HOA Includes

Common Areas / Cable Tv / Maintenance Grounds / Security

Association Amenities

Clubhouse / Pickleball / Pool / Recreation Facilities / Sidewalks / Tennis Courts / Trails

Community Features

Home Owners Association / Gated / Sidewalks

Security

Fire Alarm / Gated Community / Phone Entry / Smoke Detectors

Utilities

Cable Available / Sewer Available / Underground Utilities / Water Available

Pets Allowed

No Pet Restrictions / Yes

Financing Terms

Cash / Conventional / FHA

Restrictions

No Lease1st Year Owned / No Boats / No Rv

MLS Area

6070 - Stuart - South of Indian St