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5530 Lugo Street, Fort Pierce, FL 34951
Under Contract
65 Days on Market
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How this price compares

Asking price
$396,652
Price per sq ft
$218
Vs. nearby sales
9% above
Days on market
65

This 4-bedroom single-family home in Waterstone Phase Three went under contract with an asking price of $396,652, or $218 per square foot. It spent 65 days on the market before going under contract. The 6 most recent single-family home sales in the closings shown below sold at a median of $200 per square foot, so the asking price was 9% above what comparable homes here actually sold for.

4
Bedrooms
2
Bathrooms
1,820
Living Sq Ft
2026
Year Built

Estimated monthly payment

$2,085 /mo

Principal and interest only, based on $79,330 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price
$396,652
Days on Site
65 Days
Bedrooms
4
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,820 sqft
Total Sq Ft
2,292 sqft
Lot Size
0.17 Acres
Year Built
2026
Property Type
Single Family
MLS #
B26040605
Property Tax
$2,543 (2025)
HOA Fees
$140 / Annually
Subdivision
WATERSTONE PHASE THREE
County
St Lucie
Status
Under Contract
Special Conditions
Standard

About This Property

Move in Ready! Welcome to this single-story residence in Waterstone Fort Pierce, offering 1,820 square feet of living space. Home provides comfortable accommodation, two-car garage for storage and vehicles. The open floor plan maximizes the available square footage, creating an efficient layout for everyday living. Situated in the Waterstone community, property presents an excellent opportunity for those seeking a well-proportioned residence in Fort Pierce. Community offers Huge Pool with large area patio space. Tennis, Volleyball, Pickleball courts, BBQ grills for out door eating. Close to parks, restaurants, schools, shopping and Boaters Delight! Two beautiful beaches that separates with amazing ocean and river views.

MLS media link

General Features

Property Type
Single Family
Status
Under Contract
Year Built
2026
Property Condition
New Construction
New Construction
Yes
Number of Stories
1
Levels
One
Garage Spaces
2
Attached Garage
Yes
Parking
Attached / Driveway / Garage
Direction Faces
West
Lot Size (Acres)
0.17
Living Sq Ft
1,820
Total Sq Ft
2,292
Structure Type
House
Sewer
Public Sewer
Water Source
Public
Zoning
Planned Un

Interior Features

Appliances
Dishwasher / Energy Star Qualified Dishwasher / Electric Range / Electric Water Heater / Disposal / Range / Water Heater
Cooling
Central Air / Ceiling Fans
Heating
Central
Flooring
Carpet / Tile
Interior Features
Attic / Bathtub / Dining Area / Separate Formal Dining Room / Eat In Kitchen / High Ceilings / Kitchen Island / Pantry / Pull Down Attic Stairs / Split Bedrooms / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry
Laundry Room
Windows
Insulated Windows
Main Level Bedrooms
4
Main Level Baths
2
Total Rooms
3
Furnished
Unfurnished

Exterior Features

Construction
Block / Stucco
Roof
Fiberglass
Exterior Features
Garden / Outdoor Living Area
Architectural Style
Ranch
Pool Features
Association / Heated
Patio & Porch
Porch
Lot Features
Sprinklers Automatic / Sprinkler System / Less Than Quarter Acre
Waterfront Features
None
View
Preserve

Community & HOA

HOA Fee
$140 / Annually
HOA Name
Atmosliving
HOA Includes
Pools / Reserve Fund
Association Amenities
Fitness Center / Picnic Area / Playground / Pickleball / Pool / Sidewalks / Tennis Courts
Community Features
Home Owners Association / Street Lights / Sidewalks
Security
Smoke Detectors
Utilities
Sewer Available / Water Available
Pets Allowed
No Pet Restrictions / Yes
Financing Terms
Conventional / FHA / Usda Loan / Va Loan
Restrictions
No Boats / No Commercial Vehicles / No Rv / Okay To Lease1st Year / Ok To Lease / Rental Restriction
MLS Area
7040

This home's HOA fee works out to $12 a month, in line with the $12 median across 26 homes for sale in Waterstone Phase Three. See Waterstone Phase Three HOA fees

Schools

Elementary School
Lakewood Park
Middle School
Forest Glen
High School
Fort Pierce Westwood Academy

Waterstone is a waterfront community in Fort Pierce, St. Lucie County, Florida. Active listings are priced from $371,900 to $391,000. Homes were built between 2023 and 2026. Pure Equity lists homes in Waterstone and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
26
Under Contract
8
Median List Price
$368,662
Median Sale Price (September)
$342,500
Median $/Sq Ft
$200
Avg Days on Market
119
View all 26 homes for sale in Waterstone →
How do I schedule a tour of 5530 Lugo Street, Fort Pierce, FL 34951?
Use the Tour button on this listing to request a showing of 5530 Lugo Street, Fort Pierce, FL 34951. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5530 Lugo Street, Fort Pierce, FL 34951 still available?
5530 Lugo Street, Fort Pierce, FL 34951 is currently listed as Under Contract, and has been on the market 65 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5530 Lugo Street, Fort Pierce, FL 34951?
With 20% down ($79,330) on the $396,652 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5530 Lugo Street, Fort Pierce, FL 34951 is about $2,085/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5530 Lugo Street, Fort Pierce, FL 34951?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5530 Lugo Street, Fort Pierce, FL 34951. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5530 Lugo Street, Fort Pierce, FL 34951 have an HOA fee?
Yes: 5530 Lugo Street, Fort Pierce, FL 34951 carries an HOA fee of about $140 annually (Atmosliving). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 5530 Lugo Street, Fort Pierce, FL 34951?
5530 Lugo Street, Fort Pierce, FL 34951 is zoned for Lakewood Park (elementary), Forest Glen (middle), Fort Pierce Westwood Academy (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 5530 Lugo Street, Fort Pierce, FL 34951?
Often, yes. The right offer on 5530 Lugo Street, Fort Pierce, FL 34951 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Adams Homes Realty Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

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Listed by Joann DeRosa, Adams Homes Realty Inc

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