How do I schedule a tour of 659 SW Whisper Ridge Trail, Palm City, FL 34990?

Use the Tour button on this listing to request a showing of 659 SW Whisper Ridge Trail, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 659 SW Whisper Ridge Trail, Palm City, FL 34990 still available?

659 SW Whisper Ridge Trail, Palm City, FL 34990 is currently listed as Sold, and has been on the market 2 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 659 SW Whisper Ridge Trail, Palm City, FL 34990?

With 20% down ($162,000) on the $810,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 659 SW Whisper Ridge Trail, Palm City, FL 34990 is about $4,257/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 659 SW Whisper Ridge Trail, Palm City, FL 34990?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 659 SW Whisper Ridge Trail, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 659 SW Whisper Ridge Trail, Palm City, FL 34990 have an HOA fee?

Yes: 659 SW Whisper Ridge Trail, Palm City, FL 34990 carries an HOA fee of about $179 monthly (OAK RIDGE OF STUART HOA INC.). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 659 SW Whisper Ridge Trail, Palm City, FL 34990?

659 SW Whisper Ridge Trail, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 659 SW Whisper Ridge Trail, Palm City, FL 34990?

Often, yes. The right offer on 659 SW Whisper Ridge Trail, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Sold

2 Days on Market

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$797,875

Sold · June 11, 2026

659 SW Whisper Ridge Trail

Palm City, FL 34990

OAK RIDGE

Explore the area: Palm City homes for sale · Martin County real estate

Sale Summary

What this home sold for

Sold price: $797,875
Vs. list price: 1.5% under
Days on market: 2
Price per sq ft: $281

This 4-bedroom single-family home in ZIP 34990 sold for $797,875 on June 11, 2026. That was 1.5% below its final list price of $810,000. It spent 2 days on the market. At $281 per square foot, it closed in line with the $288 median of the 5 other single-family home sales in the recent closings shown below.

Bedrooms

Bathrooms

2,837

Living Sq Ft

1999

Year Built

Listing Snapshot

Sold Price: $797,875
Sold On: June 11, 2026
Days on Site: 2 Days
Bedrooms: 4
Total Baths: 4
Full Baths: 4
Partial Baths: 0
Living Area: 2,837 sqft
Total Sq Ft: 3,763 sqft
Lot Size: 0.23 Acres
Year Built: 1999
Property Type: Single Family
MLS #: B26010584
Property Tax: $5,305 (2025)
HOA Fees: $179 / Monthly
Subdivision: OAK RIDGE
Development: OAK RIDGE PLAT NO 1
County: Martin
Status: Sold
Special Conditions: Standard / Listed As Is

About This Property

This beautiful 4-bedrm, 4-bathrm, Key West, scrn pool, with oversized 2 car garage situated on a cul-de-sac, backing up to preserve. Sought after Estate Section of Oak Ridge Estates Gated Community, 3 of the bedrms feature en-suite bathrooms, providing comfort and privacy. Former model, this CBS, has split floor plan with an upstairs loft, Wainscoting and shiplap & Crown molding throughout. Main bedroom located on the first floor. newer appliances, metal roof and pool redone in 2018, 2-A/C units 2023, equipped with Blue light protection for improved air quality. Open main living area is enhanced by clerestory windows, which flood the space with natural light while maintaining privacy. Community amenities, Club house ,Heated pool, Boat ramp, and Ocean access, perfect for Boating!

MLS media link

General Features

Property Type: Single Family
Status: Sold
Year Built: 1999
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Direction Faces: Northeast
Lot Size (Acres): 0.23
Living Sq Ft: 2,837
Total Sq Ft: 3,763
Structure Type: House
Sewer: Public Sewer / Septic Tank
Water Source: Public
Zoning: Residential

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Disposal / Microwave / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Carpet / Ceramic Tile / Wood
Spa: Yes
Spa Features: Heated
Interior Features: Breakfast Bar / Cathedral Ceilings / Entrance Foyer / Family Dining Room / Main Level Primary / Split Bedrooms / Vaulted Ceilings / Walk In Closets
Laundry: Inside / Laundry Room / Laundry Tub / Washer Dryer Install Allowed
Windows: Metal / Single Hung
Main Level Bedrooms: 1
Main Level Baths: 1
Total Rooms: 12
Furnished: Unfurnished

Exterior Features

Construction: Block / Concrete / Stucco
Roof: Flat / Metal
Exterior Features: Outdoor Living Area / Porch
Architectural Style: Florida
Private Pool: Yes
Pool Features: Concrete / Heated / In Ground / Pool Equipment / Screen Enclosure / Association
Patio & Porch: Porch / Screened
Lot Features: Cul De Sac / Many Trees / Sprinklers Automatic / Less Than Quarter Acre
Waterfront Features: Ocean Access / Other
View: Preserve

Community & HOA

HOA Fee: $179 / Monthly
HOA Name: OAK RIDGE OF STUART HOA INC.
HOA Includes: Cable Tv / Internet / Reserve Fund
Association Amenities: Boating / Gated / Pool / Tennis Courts
Community Features: Home Owners Association / Boat Facilities / Gated / Street Lights
Security: Security System Owned / Gated Community / Smoke Detectors
Utilities: Cable Available / Sewer Available / Underground Utilities / Water Available
Pets Allowed: Size Limit / Yes
Financing Terms: Conventional
Restrictions: Buyer Approval Required / No Rv / No Truck / Other Restrictions
MLS Area: 6090 - Palm City

Schools

Elementary School: Bessey Creek
Middle School: Hidden Oaks
High School: Martin County

About the Area

Palm City

View Palm City Real Estate →

Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 298
Under Contract: 89
Median List Price: $629,900
Median Sale Price (September): $670,000
Median $/Sq Ft: $276
Avg Days on Market: 111

View all 298 homes for sale in Palm City →

Frequently Asked Questions

How do I schedule a tour of 659 SW Whisper Ridge Trail, Palm City, FL 34990?: Use the Tour button on this listing to request a showing of 659 SW Whisper Ridge Trail, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 659 SW Whisper Ridge Trail, Palm City, FL 34990 still available?: 659 SW Whisper Ridge Trail, Palm City, FL 34990 is currently listed as Sold, and has been on the market 2 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 659 SW Whisper Ridge Trail, Palm City, FL 34990?: With 20% down ($162,000) on the $810,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 659 SW Whisper Ridge Trail, Palm City, FL 34990 is about $4,257/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 659 SW Whisper Ridge Trail, Palm City, FL 34990?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 659 SW Whisper Ridge Trail, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 659 SW Whisper Ridge Trail, Palm City, FL 34990 have an HOA fee?: Yes: 659 SW Whisper Ridge Trail, Palm City, FL 34990 carries an HOA fee of about $179 monthly (OAK RIDGE OF STUART HOA INC.). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 659 SW Whisper Ridge Trail, Palm City, FL 34990?: 659 SW Whisper Ridge Trail, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 659 SW Whisper Ridge Trail, Palm City, FL 34990?: Often, yes. The right offer on 659 SW Whisper Ridge Trail, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties/Sewalls

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$797,875

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Listed by Robin Susan DeSantis, Illustrated Properties/Sewalls

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Recently sold homes in ZIP 34990

These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.