How do I schedule a tour of 10325 SW Phineas Lane, Port St. Lucie, FL 34987?

Use the Tour button on this listing to request a showing of 10325 SW Phineas Lane, Port St. Lucie, FL 34987. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 10325 SW Phineas Lane, Port St. Lucie, FL 34987 still available?

10325 SW Phineas Lane, Port St. Lucie, FL 34987 is currently listed as Active, and has been on the market 257 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 10325 SW Phineas Lane, Port St. Lucie, FL 34987?

With 20% down ($102,800) on the $514,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10325 SW Phineas Lane, Port St. Lucie, FL 34987 is about $2,701/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 10325 SW Phineas Lane, Port St. Lucie, FL 34987?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10325 SW Phineas Lane, Port St. Lucie, FL 34987. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 10325 SW Phineas Lane, Port St. Lucie, FL 34987 have an HOA fee?

Yes: 10325 SW Phineas Lane, Port St. Lucie, FL 34987 carries an HOA fee of about $587 quarterly (Campbell Property Management). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 10325 SW Phineas Lane, Port St. Lucie, FL 34987?

Often, yes. The right offer on 10325 SW Phineas Lane, Port St. Lucie, FL 34987 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

257 Days on Market

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$514,000

10325 SW Phineas Lane

Port St Lucie, FL 34987

CADENCE PHASE 1

Explore the area: Port St Lucie homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $514,000
Price per sq ft: $203
Original price: $525,000
Days on market: 257

This 4-bedroom single-family home in Cadence Phase 1 is listed at $514,000, or $203 per square foot. The asking price has come down 2.1% from its original $525,000. It has been on the market for 257 days.

Bedrooms

Bathrooms

2,530

Living Sq Ft

2023

Year Built

Estimated monthly payment

$2,701 /mo

Principal and interest only, based on $102,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $514,000
Days on Site: 257 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 2,530 sqft
Total Sq Ft: 3,290 sqft
Lot Size: 0.17 Acres
Year Built: 2023
Property Type: Single Family
MLS #: R11138316
Property Tax: $10,901 (2025)
HOA Fees: $587 / Quarterly
Subdivision: CADENCE PHASE 1
Development: Cadence
County: St Lucie
Status: Active
Special Conditions: Standard

About This Property

Welcome to this exceptional 4-bedroom, 3-bathroom single-family residence in Cadence. This one-story home offers 2,530 square feet of finished living space, providing comfortable room for all your needs. With a two car garage and a waterfront location, this property combines convenience with the appeal of waterfront living. The thoughtful layout and generous square footage create an inviting atmosphere throughout the home. Situated in the desirable Cadence community in Tradition, this residence presents an outstanding opportunity to own a waterfront property with ample space and practical amenities.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2023
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage / Garage Door Opener
Direction Faces: West
Lot Size (Acres): 0.17
Living Sq Ft: 2,530
Total Sq Ft: 3,290
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: Master

Interior Features

Appliances: Dishwasher / Disposal / Gas Range / Gas Water Heater / Microwave / Refrigerator / Water Heater
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Carpet / Ceramic Tile
Interior Features: Dual Sinks / Kitchen Island / Living Dining Room / Main Level Primary / Multiple Primary Suites / Pantry / Split Bedrooms / Walk In Closets
Laundry: Inside / Laundry Room
Windows: Storm Windows
Main Level Bedrooms: 4
Main Level Baths: 3
Total Rooms: 5
Furnished: Unfurnished

Exterior Features

Construction: Block / Stucco
Roof: Composition / Shingle
Exterior Features: None / Outdoor Living Area / Room For Pool
Architectural Style: Ranch
Pool Features: Association
Patio & Porch: Covered / Patio / Screened
Lot Features: Sprinklers Automatic / Sprinkler System / Less Than Quarter Acre
Waterfront: Yes
Waterfront Features: Lake Front
View: Lake / Water

Community & HOA

HOA Fee: $587 / Quarterly
HOA Name: Campbell Property Management
HOA Includes: Common Areas / Cable Tv / Insurance / Maintenance Grounds / Pools / Security / Internet
Association Amenities: Cabana / Dog Park / Gated / Maintenance / Playground / Pool / Sports Fields / Security / Sidewalks / Trails / Transportation Service
Community Features: Home Owners Association / Gated / Street Lights / Sidewalks
Security: Security System / Carbon Monoxide Detectors / Fire Alarm / Security Gate / Gated Community / Smoke Detectors
Utilities: Cable Connected / Electricity Available / Natural Gas Available / Sewer Available / Underground Utilities / Water Available
Pets Allowed: Number Limit / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: No Boats / No Rv / No Trailer Parking / Rental Restriction
MLS Area: 7800

This home's HOA fee works out to $196 a month, 5% below the $207 median across 19 homes for sale in Cadence Phase 1. See Cadence Phase 1 HOA fees

About the Community

Cadence

View Community Details →

Homes for Sale: 19
Median List Price: $464,900
Median $/Sq Ft: $220
Avg Days on Market: 101

View all 19 homes for sale in Cadence →

Frequently Asked Questions

How do I schedule a tour of 10325 SW Phineas Lane, Port St. Lucie, FL 34987?: Use the Tour button on this listing to request a showing of 10325 SW Phineas Lane, Port St. Lucie, FL 34987. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 10325 SW Phineas Lane, Port St. Lucie, FL 34987 still available?: 10325 SW Phineas Lane, Port St. Lucie, FL 34987 is currently listed as Active, and has been on the market 257 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 10325 SW Phineas Lane, Port St. Lucie, FL 34987?: With 20% down ($102,800) on the $514,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10325 SW Phineas Lane, Port St. Lucie, FL 34987 is about $2,701/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 10325 SW Phineas Lane, Port St. Lucie, FL 34987?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10325 SW Phineas Lane, Port St. Lucie, FL 34987. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 10325 SW Phineas Lane, Port St. Lucie, FL 34987 have an HOA fee?: Yes: 10325 SW Phineas Lane, Port St. Lucie, FL 34987 carries an HOA fee of about $587 quarterly (Campbell Property Management). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 10325 SW Phineas Lane, Port St. Lucie, FL 34987?: Often, yes. The right offer on 10325 SW Phineas Lane, Port St. Lucie, FL 34987 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Southern Key Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$514,000

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Listed by Jillian Young, Southern Key Realty

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Recently sold homes in Cadence Phase 1

These are the last 6 recorded closings in Cadence Phase 1, with the price each home actually sold for rather than what it was listed at. They closed at a median of $219 per square foot. The most recent closed on July 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.