How do I schedule a tour of 115 Pepper Lane, Jensen Beach, FL 34957?

Use the Tour button on this listing to request a showing of 115 Pepper Lane, Jensen Beach, FL 34957. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 115 Pepper Lane, Jensen Beach, FL 34957 still available?

115 Pepper Lane, Jensen Beach, FL 34957 is currently listed as Active, and has been on the market 27 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 115 Pepper Lane, Jensen Beach, FL 34957?

With 20% down ($149,800) on the $749,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 115 Pepper Lane, Jensen Beach, FL 34957 is about $3,936/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 115 Pepper Lane, Jensen Beach, FL 34957?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 115 Pepper Lane, Jensen Beach, FL 34957. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 115 Pepper Lane, Jensen Beach, FL 34957 have an HOA fee?

Yes: 115 Pepper Lane, Jensen Beach, FL 34957 carries an HOA fee of about $517 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 115 Pepper Lane, Jensen Beach, FL 34957?

Often, yes. The right offer on 115 Pepper Lane, Jensen Beach, FL 34957 depends on how it's priced against comparable single family sales in Jensen Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

27 Days on Market

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$749,000

115 Pepper Lane

Jensen Beach, FL 34957

Bay Tree

Explore the area: Jensen Beach homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $749,000
Price per sq ft: $316
Vs. nearby sales: 23.4% above
Days on market: 27

This 3-bedroom single-family home in ZIP 34957 is listed at $749,000, or $316 per square foot. The asking price has come down 1.3% from its original $759,000. It has been on the market for 27 days. The 3 most recent single-family home sales in the closings shown below sold at a median of $256 per square foot, so the asking price is 23.4% above what comparable homes here actually sold for.

Bedrooms

Bathrooms

2,371

Living Sq Ft

1994

Year Built

Estimated monthly payment

$3,936 /mo

Principal and interest only, based on $149,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $517/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $749,000
Days on Site: 27 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 2,371 sqft
Total Sq Ft: 2,787 sqft
Lot Size: 0.09 Acres
Year Built: 1994
Property Type: Single Family
MLS #: M20057271
Property Tax: $6,743 (2025)
HOA Fees: $517 / Monthly
Subdivision: Bay Tree
Development: Bay Tree
County: St Lucie
Status: Active

About This Property

Experience the best of Hutchinson Island living in this unique 3-bedroom, 2.5-bath home in a small, gated island community directly across from the beach. Designed for entertaining and an active coastal lifestyle, the open living, dining and kitchen area features a custom kitchen with quartz countertops, cooktop, built-in microwave and wall oven combination and a beverage cooler. A first-floor enclosed flex room is perfect for an office or gym, while the upstairs loft provides additional living space. The incredible rooftop terrace is made for morning coffee, dining, entertaining or cocktails under the stars. Enjoy the community pool, bike the island, surf or walk across the street to the lifeguarded beach with public restrooms. End the day with a stroll to the community viewing dock for sunset over the Intracoastal. Roof replaced in 2022. Close to local restaurants and Downtown Jensen Beach—this is island living from sunrise to sunset.

General Features

Property Type: Single Family
Status: Active
Year Built: 1994
Property Condition: Resale
Number of Stories: 2
Attached Garage: Yes
Parking: Attached / Garage
Direction Faces: North
Lot Size (Acres): 0.09
Living Sq Ft: 2,371
Total Sq Ft: 2,787
Structure Type: House
Sewer: Public Sewer
Water Source: Public

Interior Features

Appliances: Cooktop / Dishwasher / Electric Water Heater / Ice Maker / Refrigerator / Water Heater / Washer
Cooling: Central Air
Heating: Central
Flooring: Ceramic Tile
Interior Features: Bidet / Breakfast Area / Bathtub / Dual Sinks / High Ceilings / Kitchen Island / Kitchen Dining Combo / Living Dining Room / Soaking Tub / Separate Shower / Walk In Closets
Windows: Bay Windows
Furnished: Unfurnished

Exterior Features

Construction: Block / Concrete
Roof: Barrel
Architectural Style: Traditional
Pool Features: Association
Lot Features: Less Than Quarter Acre

Community & HOA

HOA Fee: $517 / Monthly
HOA Includes: Common Areas / Cable Tv / Pools
Association Amenities: Clubhouse / Pool / Sidewalks
Community Features: Home Owners Association / Gated / Street Lights
Security: Security Gate / Gated With Guard / Gated Community
Utilities: Cable Available / Electricity Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Size Limit / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Buyer Approval Required / No Commercial Vehicles / Ok To Lease
MLS Area: 7015

This home's HOA fee works out to $517 a month, in line with the $517 median across 3 homes for sale in this community. See the community's HOA fees

About the Community

Bay Tree

View Community Details →

Bay Tree is a gated community in Jensen Beach, Martin County, Florida. Active listings are priced from $750,000 to $850,000. Homes were built between 1994 and 2002. Pure Equity lists homes in Bay Tree and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 3
Under Contract: 0
Median List Price: $775,000
Median $/Sq Ft: $293
Avg Days on Market: 319

View all 3 homes for sale in Bay Tree →

Frequently Asked Questions

How do I schedule a tour of 115 Pepper Lane, Jensen Beach, FL 34957?: Use the Tour button on this listing to request a showing of 115 Pepper Lane, Jensen Beach, FL 34957. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 115 Pepper Lane, Jensen Beach, FL 34957 still available?: 115 Pepper Lane, Jensen Beach, FL 34957 is currently listed as Active, and has been on the market 27 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 115 Pepper Lane, Jensen Beach, FL 34957?: With 20% down ($149,800) on the $749,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 115 Pepper Lane, Jensen Beach, FL 34957 is about $3,936/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 115 Pepper Lane, Jensen Beach, FL 34957?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 115 Pepper Lane, Jensen Beach, FL 34957. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 115 Pepper Lane, Jensen Beach, FL 34957 have an HOA fee?: Yes: 115 Pepper Lane, Jensen Beach, FL 34957 carries an HOA fee of about $517 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 115 Pepper Lane, Jensen Beach, FL 34957?: Often, yes. The right offer on 115 Pepper Lane, Jensen Beach, FL 34957 depends on how it's priced against comparable single family sales in Jensen Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$749,000

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Listed by Amy Hayden, Illustrated Properties LLC

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Recently sold homes in ZIP 34957

These are the last 6 recorded closings in ZIP 34957, with the price each home actually sold for rather than what it was listed at. They closed at a median of $256 per square foot. The most recent closed on November 13, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.