How do I schedule a tour of 120 PEPPER Lane, Jensen Beach, FL 34957?

Use the Tour button on this listing to request a showing of 120 PEPPER Lane, Jensen Beach, FL 34957. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 120 PEPPER Lane, Jensen Beach, FL 34957 still available?

120 PEPPER Lane, Jensen Beach, FL 34957 is currently listed as Active, and has been on the market 33 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 120 PEPPER Lane, Jensen Beach, FL 34957?

With 20% down ($155,000) on the $775,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 120 PEPPER Lane, Jensen Beach, FL 34957 is about $4,073/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 120 PEPPER Lane, Jensen Beach, FL 34957?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 120 PEPPER Lane, Jensen Beach, FL 34957. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 120 PEPPER Lane, Jensen Beach, FL 34957 have an HOA fee?

Yes: 120 PEPPER Lane, Jensen Beach, FL 34957 carries an HOA fee of about $517 monthly (Watson Association Management). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 120 PEPPER Lane, Jensen Beach, FL 34957?

120 PEPPER Lane, Jensen Beach, FL 34957 is zoned for Savanna Ridge (elementary), Northport K-8 (middle), Port St. Lucie (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 120 PEPPER Lane, Jensen Beach, FL 34957?

Often, yes. The right offer on 120 PEPPER Lane, Jensen Beach, FL 34957 depends on how it's priced against comparable single family sales in Jensen Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

33 Days on Market

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All Listings

$775,000

120 PEPPER Lane

Jensen Beach, FL 34957

BAY TREE

Explore the area: Jensen Beach homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $775,000
Price per sq ft: $269
Vs. nearby sales: 16.5% below
Days on market: 33

This 4-bedroom single-family home in ZIP 34957 is listed at $775,000, or $269 per square foot. It has been on the market for 33 days. The 3 most recent single-family home sales in the closings shown below sold at a median of $322 per square foot, so the asking price is 16.5% below what comparable homes here actually sold for.

Bedrooms

Bathrooms

2,880

Living Sq Ft

1994

Year Built

Estimated monthly payment

$4,073 /mo

Principal and interest only, based on $155,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $517/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $775,000
Days on Site: 33 Days
Bedrooms: 4
Total Baths: 4
Full Baths: 3
Partial Baths: 1
Living Area: 2,880 sqft
Total Sq Ft: 3,799 sqft
Lot Size: 0.09 Acres
Year Built: 1994
Property Type: Single Family
MLS #: B26073290
Property Tax: $12,520 (2025)
HOA Fees: $517 / Monthly
Subdivision: BAY TREE
Development: Bay Tree
County: St Lucie
Status: Active
Special Conditions: Standard / Listed As Is

About This Property

Feel the ocean breeze in this beautiful 4 bedroom, 3.1 bath concrete block home on Hutchinson Island ideally located across from Waveland Beach. Soaring ceilings greet you at the entry way completed w/beautiful tile flooring throughout the first floor. Large living room w/fireplace and bar area, formal dining room, eat-in kitchen and a guest bedroom w/walk-in closet and en-suite bath are all located on the ground floor. Upstairs, a spacious loft provides additional living space along with a generously sized primary suite overlooking screened balcony, 2 additional bedrooms and a full bath. At nearly 3000 sq ft this home offers an incredible opportunity to enjoy the same desirable coastal location as the new million-dollar plus community next door at a significantly less price. 2 car garage plus driveway wide enough for 2 cars, sprinkler system. Bay Tree is a small gated boutique community offering a heated pool, clubhouse and a viewing pier on the Intercoastal Waterway. Cable/Internet and landscaping, tree trimming is included in the HOA dues. Located in close proximity to stores, shopping plaza and great restaurants on the Island. Minutes to Jensen Beach downtown, shopping and entertaining. Photos 36 through 40 are virtually staged with suggestion of furniture layout. PLEASE WATCH OUR AWESOME VIDEO.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 1994
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage
Direction Faces: East
Lot Size (Acres): 0.09
Living Sq Ft: 2,880
Total Sq Ft: 3,799
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: Planned Un

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Laminate / Tile
Fireplace: Yes
Interior Features: Wet Bar / Bidet / Built In Features / Breakfast Area / Dining Area / Separate Formal Dining Room / Dual Sinks / Eat In Kitchen / High Ceilings / Split Bedrooms / Separate Shower / Upper Level Primary / Vaulted Ceilings / Bar / Walk In Closets
Laundry: Inside / Laundry Room
Windows: Metal / Single Hung / Shutters
Main Level Bedrooms: 1
Main Level Baths: 2
Total Rooms: 3
Furnished: Unfurnished

Exterior Features

Construction: CBS Concrete Block Structure / Block / Stucco
Roof: Barrel
Exterior Features: Awnings / Balcony / Outdoor Living Area
Architectural Style: Mediterranean
Pool Features: Association
Patio & Porch: Covered / Patio / Screened / Balcony
Lot Features: Sprinklers Automatic / Less Than Quarter Acre / Zero Lot Line
Waterfront Features: Other
View: Garden / Other

Community & HOA

HOA Fee: $517 / Monthly
HOA Name: Watson Association Management
HOA Includes: Common Areas / Cable Tv / Internet / Maintenance Grounds / Pools
Association Amenities: Clubhouse / Pool
Community Features: Home Owners Association / Gated
Security: Gated Community / Smoke Detectors
Utilities: Cable Available / Electricity Not Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Pet Restrictions / Size Limit / Yes
Financing Terms: Cash / Conventional
Restrictions: Buyer Approval Required / No Commercial Vehicles / Ok To Lease
MLS Area: 7015

Schools

Elementary School: Savanna Ridge
Middle School: Northport K-8
High School: Port St. Lucie

About the Community

Bay Tree

View Community Details →

Bay Tree is a gated community in Jensen Beach, Martin County, Florida. Active listings are priced from $750,000 to $850,000. Homes were built between 1994 and 2002. Pure Equity lists homes in Bay Tree and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 2
Under Contract: 0
Median List Price: $812,500
Median $/Sq Ft: $281
Avg Days on Market: 457

View all 2 homes for sale in Bay Tree →

Frequently Asked Questions

How do I schedule a tour of 120 PEPPER Lane, Jensen Beach, FL 34957?: Use the Tour button on this listing to request a showing of 120 PEPPER Lane, Jensen Beach, FL 34957. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 120 PEPPER Lane, Jensen Beach, FL 34957 still available?: 120 PEPPER Lane, Jensen Beach, FL 34957 is currently listed as Active, and has been on the market 33 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 120 PEPPER Lane, Jensen Beach, FL 34957?: With 20% down ($155,000) on the $775,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 120 PEPPER Lane, Jensen Beach, FL 34957 is about $4,073/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 120 PEPPER Lane, Jensen Beach, FL 34957?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 120 PEPPER Lane, Jensen Beach, FL 34957. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 120 PEPPER Lane, Jensen Beach, FL 34957 have an HOA fee?: Yes: 120 PEPPER Lane, Jensen Beach, FL 34957 carries an HOA fee of about $517 monthly (Watson Association Management). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 120 PEPPER Lane, Jensen Beach, FL 34957?: 120 PEPPER Lane, Jensen Beach, FL 34957 is zoned for Savanna Ridge (elementary), Northport K-8 (middle), Port St. Lucie (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 120 PEPPER Lane, Jensen Beach, FL 34957?: Often, yes. The right offer on 120 PEPPER Lane, Jensen Beach, FL 34957 depends on how it's priced against comparable single family sales in Jensen Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of BEX Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 9, 2026.

$775,000

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Listed by Joanna Marczak, BEX Realty

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Recently sold homes in ZIP 34957

These are the last 6 recorded closings in ZIP 34957, with the price each home actually sold for rather than what it was listed at. They closed at a median of $322 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.