How do I schedule a tour of 2108 Winding Creek Lane, Fort Pierce, FL 34981?

Use the Tour button on this listing to request a showing of 2108 Winding Creek Lane, Fort Pierce, FL 34981. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 2108 Winding Creek Lane, Fort Pierce, FL 34981 still available?

2108 Winding Creek Lane, Fort Pierce, FL 34981 is currently listed as Active, and has been on the market 39 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 2108 Winding Creek Lane, Fort Pierce, FL 34981?

With 20% down ($127,980) on the $639,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2108 Winding Creek Lane, Fort Pierce, FL 34981 is about $3,363/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 2108 Winding Creek Lane, Fort Pierce, FL 34981?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2108 Winding Creek Lane, Fort Pierce, FL 34981. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 2108 Winding Creek Lane, Fort Pierce, FL 34981 have an HOA fee?

Yes: 2108 Winding Creek Lane, Fort Pierce, FL 34981 carries an HOA fee of about $1,553 annually (Winding Creek Property Owners Association). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 2108 Winding Creek Lane, Fort Pierce, FL 34981?

Often, yes. The right offer on 2108 Winding Creek Lane, Fort Pierce, FL 34981 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

39 Days on Market

1 / 17

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$639,900

2108 Winding Creek Lane

Fort Pierce, FL 34981

Winding Creek

Explore the area: Fort Pierce homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $639,900
Price per sq ft: $279
Vs. nearby sales: 30.4% above
Days on market: 39

This 4-bedroom single-family home in ZIP 34981 is listed at $639,900, or $279 per square foot. The asking price has come down 1.5% from its original $649,900. It has been on the market for 39 days. The 5 most recent single-family home sales in the closings shown below sold at a median of $214 per square foot, so the asking price is 30.4% above what comparable homes here actually sold for.

Bedrooms

Bathrooms

2,293

Living Sq Ft

2005

Year Built

Estimated monthly payment

$3,363 /mo

Principal and interest only, based on $127,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $639,900
Days on Site: 39 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 2,293 sqft
Total Sq Ft: 4,345 sqft
Lot Size: 0.37 Acres
Year Built: 2005
Property Type: Single Family
MLS #: B26058378
Property Tax: $11,677 (2025)
HOA Fees: $1,553 / Annually
Subdivision: Winding Creek
County: St Lucie
Status: Active
Special Conditions: Standard

About This Property

LAKEFRONT POOL HOME IN GATED WINDING CREEK! Enjoy Florida lifestyle from this spacious single-story 4 bedroom, 3 bath home overlooking the lake in one of Fort Pierce's disinctive gated communities. Screened outdoor living area features a private pool & spa with peaceful water views - an ideal setting for relaxing, entertaining and enjoying Florida year round. Inside, a generous primary suite, three additional bedrooms, three full baths, separate living and dinning areas, a breakfast area, kitchen island and pantry. Fresh interior paint and several newer applliances make the home ready for its next owner. The oversized 2.5-car garage provides additional parking and storage and includes a wall A/C unit plus generator hookup to the main electrical panel. Offering $10,000 back at closing!

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2005
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 3
Attached Garage: Yes
Parking: Attached / Concrete / Driveway / Garage / Garage Door Opener
Direction Faces: South
Lot Size (Acres): 0.37
Living Sq Ft: 2,293
Total Sq Ft: 4,345
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: Res Single Fam

Interior Features

Appliances: Cooktop / Dryer / Dishwasher / Electric Cooktop / Electric Range / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans / Wall Window Units
Heating: Central / Individual
Flooring: Laminate / Tile
Interior Features: Attic / Breakfast Bar / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Garden Tub Roman Tub / Kitchen Island / Main Level Primary / Pantry / Pull Down Attic Stairs / Split Bedrooms / Soaking Tub / Separate Shower / Walk In Closets
Laundry: Laundry Room
Main Level Bedrooms: 4
Main Level Baths: 3
Furnished: Negotiable

Exterior Features

Construction: Batts Insulation / Concrete / Stucco
Roof: Composition / Ridge Vents
Exterior Features: Outdoor Living Area
Private Pool: Yes
Pool Features: Concrete / In Ground / Pool Equipment / Private / Screen Enclosure / Pool Spa Combo
Patio & Porch: Patio / Screened
Lot Features: Landscaped / Quarter To Half Acre Lot / Sprinkler System
Waterfront: Yes
Waterfront Features: Lake Front
View: Lake / Pool / Water

Community & HOA

HOA Fee: $1,553 / Annually
HOA Name: Winding Creek Property Owners Association
HOA Includes: Common Areas
Association Amenities: Gated / Maintenance
Community Features: Home Owners Association / Gated / Street Lights
Security: Gated Community
Utilities: Cable Available / Electricity Connected / Natural Gas Available / Sewer Connected / Underground Utilities / Water Connected
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: No Boats / No Commercial Vehicles / No Rv / No Trailer Parking / Ok To Lease
MLS Area: 7140

This home's HOA fee works out to $129 a month, 13% above the $114 median across 4 homes for sale in this community. See the community's HOA fees

About the Community

Winding Creek

View Community Details →

Homes for Sale: 4
Median List Price: $639,900
Median $/Sq Ft: $225
Avg Days on Market: 69

View all 4 homes for sale in Winding Creek →

Frequently Asked Questions

How do I schedule a tour of 2108 Winding Creek Lane, Fort Pierce, FL 34981?: Use the Tour button on this listing to request a showing of 2108 Winding Creek Lane, Fort Pierce, FL 34981. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2108 Winding Creek Lane, Fort Pierce, FL 34981 still available?: 2108 Winding Creek Lane, Fort Pierce, FL 34981 is currently listed as Active, and has been on the market 39 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2108 Winding Creek Lane, Fort Pierce, FL 34981?: With 20% down ($127,980) on the $639,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2108 Winding Creek Lane, Fort Pierce, FL 34981 is about $3,363/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2108 Winding Creek Lane, Fort Pierce, FL 34981?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2108 Winding Creek Lane, Fort Pierce, FL 34981. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2108 Winding Creek Lane, Fort Pierce, FL 34981 have an HOA fee?: Yes: 2108 Winding Creek Lane, Fort Pierce, FL 34981 carries an HOA fee of about $1,553 annually (Winding Creek Property Owners Association). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 2108 Winding Creek Lane, Fort Pierce, FL 34981?: Often, yes. The right offer on 2108 Winding Creek Lane, Fort Pierce, FL 34981 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of The Keyes Company

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 7, 2026.

$639,900

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Listed by John J Heaning, The Keyes Company

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Recently sold homes in ZIP 34981

These are the last 6 recorded closings in ZIP 34981, with the price each home actually sold for rather than what it was listed at. They closed at a median of $214 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.