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2326 SW Whitemarsh Way, Palm City, FL 34990
Active
43 Days on Market
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How this price compares

List price
$819,000
Price per sq ft
$395
Original price
$839,000
Days on market
43

This 3-bedroom single-family home in ZIP 34990 is listed at $819,000, or $395 per square foot. The asking price has come down 2.4% from its original $839,000. It has been on the market for 43 days.

3
Bedrooms
3
Bathrooms
2,075
Living Sq Ft
1996
Year Built

Estimated monthly payment

$4,304 /mo

Principal and interest only, based on $163,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $574/mo HOA are not included.

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Listing Snapshot

Price
$819,000
Days on Site
43 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
2,075 sqft
Total Sq Ft
2,606 sqft
Lot Size
0.22 Acres
Year Built
1996
Property Type
Single Family
MLS #
M20056731
Property Tax
$9,495 (2025)
HOA Fees
$574 / Monthly
Subdivision
Monarch; Martin Downs 47a
Development
Monarch; Martin Downs 47a
County
Martin
Status
Active
Special Conditions
Listed As Is

About This Property

Live just steps from the tee box and a short golf cart ride to the clubhouse in this beautifully updated 3-bedroom, 2.5-bath home in Monarch Country Club. Enjoy golf course views and the energy of the course from your screened patio and heated pool, recently resurfaced with new marcite and tile. The light-filled, open floor plan features luxury vinyl flooring, taller baseboards, LED lighting and updated fans. Major improvements include a 2020 roof, 2019 A/C, 2022 water heater and whole-house generator. The kitchen offers white cabinetry, granite countertops, stainless appliances, a generous center island and pantry. The primary retreat features several closets, motorized blinds and a beautifully remodeled bath. A new guest bath vanity, an updated laundry room with new cabinetry and beadboard, and gas plumbed to the patio grill round out the improvements. Monarch HOA includes lawn care, roof pressure cleaning, exterior painting, cable, internet and 24-hour manned security. Several levels of club membership are available but not required. Grab your cart and be at the clubhouse in minutes. This is golf course living at its best!

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
1996
Property Condition
Resale
Number of Stories
1
Attached Garage
Yes
Parking
Attached / Garage / Golf Cart Garage / Garage Door Opener
Lot Size (Acres)
0.22
Living Sq Ft
2,075
Total Sq Ft
2,606
Structure Type
House
Sewer
Public Sewer
Water Source
Public

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Water Heater / Washer
Cooling
Central Air / Ceiling Fans / Electric
Heating
Central / Electric
Flooring
Vinyl
Interior Features
Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / Kitchen Island / Main Level Primary / Pantry / Split Bedrooms / Soaking Tub / Separate Shower / Walk In Closets
Total Rooms
5
Furnished
Unfurnished

Exterior Features

Construction
Block / Concrete
Roof
Concrete / Tile
Exterior Features
Outdoor Living Area
Architectural Style
Ranch
Private Pool
Yes
Pool Features
Concrete / Heated / In Ground / Pool Equipment / Screen Enclosure / Association
Patio & Porch
Covered / Patio / Screened
Lot Features
Less Than Quarter Acre
View
Golf Course

Community & HOA

HOA Fee
$574 / Monthly
HOA Includes
Cable Tv / Internet / Reserve Fund / Security
Association Amenities
Clubhouse / Fitness Center / Golf Course / Pool / Putting Greens / Spa Hot Tub / Sidewalks / Tennis Courts / Trails
Community Features
Home Owners Association / Gated / Property Manager On Site / Street Lights
Security
Gated With Guard / Gated Community / Security Guard
Utilities
Natural Gas Available / Sewer Available / Water Available
Pets Allowed
Number Limit / Size Limit / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
No Commercial Vehicles / Ok To Lease / Rental Restriction
MLS Area
6090 - Palm City

Schools

Elementary School
Bessey Creek
Middle School
Hidden Oaks
High School
Martin County

Monarch, Martin Downs 29a is a waterfront community in Palm City, Martin County, Florida. Active listings are priced from $399,000 to $455,000. Homes were built starting 1989. Pure Equity lists homes in Monarch Martin Downs and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
2
Under Contract
0
Median List Price
$619,500
Median $/Sq Ft
$317
Avg Days on Market
151
View all 2 homes for sale in Monarch Martin Downs →
How do I schedule a tour of 2326 SW Whitemarsh Way, Palm City, FL 34990?
Use the Tour button on this listing to request a showing of 2326 SW Whitemarsh Way, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2326 SW Whitemarsh Way, Palm City, FL 34990 still available?
2326 SW Whitemarsh Way, Palm City, FL 34990 is currently listed as Active, and has been on the market 43 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2326 SW Whitemarsh Way, Palm City, FL 34990?
With 20% down ($163,800) on the $819,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2326 SW Whitemarsh Way, Palm City, FL 34990 is about $4,304/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2326 SW Whitemarsh Way, Palm City, FL 34990?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2326 SW Whitemarsh Way, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2326 SW Whitemarsh Way, Palm City, FL 34990 have an HOA fee?
Yes: 2326 SW Whitemarsh Way, Palm City, FL 34990 carries an HOA fee of about $574 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 2326 SW Whitemarsh Way, Palm City, FL 34990?
2326 SW Whitemarsh Way, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 2326 SW Whitemarsh Way, Palm City, FL 34990?
Often, yes. The right offer on 2326 SW Whitemarsh Way, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Keller Williams of the Treasure Coast

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

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Listed by Lori McNicholas, Keller Williams of the Treasure Coast

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