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2550 Harbour Cove Drive, Hutchinson Island, FL 34949
Active
193 Days on Market
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How this price compares

List price
$799,900
Price per sq ft
$285
Original price
$989,000
Days on market
193

This 3-bedroom townhouse in Coral Cove Beach Sec 1 is listed at $799,900, or $285 per square foot. The asking price has come down 19.1% from its original $989,000. It has been on the market for 193 days.

3
Bedrooms
4
Bathrooms
2,807
Living Sq Ft
1994
Year Built

Estimated monthly payment

$4,204 /mo

Principal and interest only, based on $159,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $380/mo HOA are not included.

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Listing Snapshot

Price
$799,900
Days on Site
193 Days
Bedrooms
3
Total Baths
4
Full Baths
3
Partial Baths
1
Living Area
2,807 sqft
Total Sq Ft
3,257 sqft
Lot Size
0.06 Acres
Year Built
1994
Property Type
Townhouse
MLS #
M20054836
Property Tax
$6,557 (2025)
HOA Fees
$380 / Monthly
Subdivision
Coral Cove Beach Sec 1
Development
Coral Cove Beach Sec 1
County
St Lucie
Status
Active
Special Conditions
Listed As Is

About This Property

Price Improvement! Best Waterfront Value! Your deep waterfront townhome that feels like a single-family home. Spanning just over 2,800 square feet under air, the layout includes 3 bedrooms plus a loft that could serve as a 4th bedroom, along with 3 full bathrooms and one half-bathroom. A key feature is the spacious primary bedroom located downstairs, complete with an ensuite bathroom. Large 2 car garage, plus 2 additional parking spots in driveway. While flood insurance is not required, this homeowner's low premium flood insurance is transferable! This home is perfect for outdoor and boating enthusiasts, featuring an oversized back deck where you can enjoy grilling, paddleboarding, and kayaking.Additionally, there is an assigned boat slip with a 14,000K boat lift located just steps away from your back sliding glass door. Walk or ride your bike to the beach, Little Jims or the Fort Pierce Inlet State Park!The beautiful Fort Pierce Inlet is only minutes away, offering world-class deep-sea fishing.Harbour Cove offers one of the lowest HOAs on North Hutchinson Island. Roof 2024. AC upstairs 2020, AC downstairs 2025

General Features

Property Type
Townhouse
Status
Active
Year Built
1994
Property Condition
Resale
Number of Stories
2
Levels
Multi Split
Attached Garage
Yes
Parking
Attached / Driveway / Garage
Lot Size (Acres)
0.06
Living Sq Ft
2,807
Total Sq Ft
3,257
Structure Type
Townhouse
Sewer
Public Sewer
Water Source
Public

Interior Features

Appliances
Cooktop / Dryer / Dishwasher / Electric Range / Disposal / Microwave / Refrigerator / Washer
Cooling
Central Air / Ceiling Fans
Heating
Central
Flooring
Carpet / Ceramic Tile
Interior Features
Breakfast Bar / Breakfast Area / Eat In Kitchen / Family Dining Room / High Ceilings / Main Level Primary / Multiple Primary Suites / Tub Shower / Upper Level Primary / Bar / Walk In Closets
Windows
Plantation Shutters
Furnished
Unfurnished

Exterior Features

Construction
Concrete / Stucco
Roof
Composition / Shingle
Exterior Features
Balcony / Outdoor Living Area
Pool Features
Association
Patio & Porch
Deck / Open / Patio / Balcony
Lot Features
Sprinklers Automatic
Waterfront
Yes
Waterfront Features
Canal Access / Mangrove / Navigable Water / No Fixed Bridges / Ocean Access / Other
View
Canal

Community & HOA

HOA Fee
$380 / Monthly
HOA Includes
Common Areas / Pools / Reserve Fund
Association Amenities
Beach Rights / Beach Access / Boating / Cabana / Park / Pool
Community Features
Home Owners Association / Boat Facilities / Gated / Street Lights
Security
Security Gate / Gated With Guard / Gated Community / Smoke Detectors
Utilities
Cable Available / Electricity Available / Sewer Available / Water Available
Pets Allowed
Number Limit / Size Limit / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Buyer Approval Required / No Commercial Vehicles / Ok To Lease / Rental Restriction
MLS Area
7020

This home's HOA fee works out to $380 a month, in line with the $380 median across 3 homes for sale in Coral Cove Beach Sec 1. See Coral Cove Beach Sec 1 HOA fees

Schools

Elementary School
Weatherbee
Middle School
Dan Mccarty
High School
Fort Pierce Westwood Academy

Coral Cove Beach Sec 1 is a gated, waterfront community in Hutchinson Island, St. Lucie County, Florida. Active listings are priced from $650,000 to $899,000. Homes were built between 1990 and 1994. Pure Equity lists homes in Coral Cove Beach Sec 1 and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
5
Median List Price
$749,450
Median $/Sq Ft
$324
Avg Days on Market
415
View all 5 homes for sale in Coral Cove Beach Sec 1 →
How do I schedule a tour of 2550 Harbour Cove Drive, Hutchinson Island, FL 34949?
Use the Tour button on this listing to request a showing of 2550 Harbour Cove Drive, Hutchinson Island, FL 34949. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2550 Harbour Cove Drive, Hutchinson Island, FL 34949 still available?
2550 Harbour Cove Drive, Hutchinson Island, FL 34949 is currently listed as Active, and has been on the market 193 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2550 Harbour Cove Drive, Hutchinson Island, FL 34949?
With 20% down ($159,980) on the $799,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2550 Harbour Cove Drive, Hutchinson Island, FL 34949 is about $4,204/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2550 Harbour Cove Drive, Hutchinson Island, FL 34949?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2550 Harbour Cove Drive, Hutchinson Island, FL 34949. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2550 Harbour Cove Drive, Hutchinson Island, FL 34949 have an HOA fee?
Yes: 2550 Harbour Cove Drive, Hutchinson Island, FL 34949 carries an HOA fee of about $380 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 2550 Harbour Cove Drive, Hutchinson Island, FL 34949?
2550 Harbour Cove Drive, Hutchinson Island, FL 34949 is zoned for Weatherbee (elementary), Dan Mccarty (middle), Fort Pierce Westwood Academy (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 2550 Harbour Cove Drive, Hutchinson Island, FL 34949?
Often, yes. The right offer on 2550 Harbour Cove Drive, Hutchinson Island, FL 34949 depends on how it's priced against comparable townhouse sales in Hutchinson Island, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Real Estate Expo Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 15, 2026.

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Listed by Elisabeth Judith Aleks, Real Estate Expo Inc

Recently sold homes in Coral Cove Beach Sec 1

These are the last 2 recorded closings in Coral Cove Beach Sec 1, with the price each home actually sold for rather than what it was listed at. They closed at a median of $265 per square foot. The most recent closed on March 10, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

See every recorded sale in Coral Cove Beach Sec 1 or find out what your Coral Cove Beach Sec 1 home is worth.

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