How do I schedule a tour of 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?

Use the Tour button on this listing to request a showing of 2440 Harbour Cove Drive, Hutchinson Island, FL 34949. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 still available?

2440 Harbour Cove Drive, Hutchinson Island, FL 34949 is currently listed as Active, and has been on the market 571 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How do I get pre-approved to buy 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2440 Harbour Cove Drive, Hutchinson Island, FL 34949. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Can I negotiate the price of 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?

Often, yes. The right offer on 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 depends on how it's priced against comparable townhouse sales in Hutchinson Island, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

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$845,900

2440 Harbour Cove Drive

Hutchinson Island, FL 34949

Harbour Cove

Explore the area: Hutchinson Island homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $845,900
Price per sq ft: $495
Original price: $895,000
Days on market: 571

This 2-bedroom townhouse in ZIP 34949 is listed at $845,900, or $495 per square foot. The asking price has come down 5.5% from its original $895,000. It has been on the market for 571 days.

Bedrooms

Bathrooms

1,710

Living Sq Ft

1989

Year Built

Estimated monthly payment

$4,446 /mo

Principal and interest only, based on $169,180 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $385/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $845,900
Days on Site: 571 Days
Bedrooms: 2
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 1,710 sqft
Total Sq Ft: 2,309 sqft
Lot Size: 0.02 Acres
Year Built: 1989
Property Type: Townhouse
MLS #: R11067109
Property Tax: $2,163 (2024)
HOA Fees: $385 / Monthly
Subdivision: Harbour Cove
County: St Lucie
Status: Active
Special Conditions: Listed As Is

About This Property

Wait until you see the breathtaking water views from this stunning townhome—one of the best in the entire community with a private 30' boat dock and lift. Bring your boat and enjoy the luxury of a private dock with a lift—a rare find and the only townhome listed with a dock & lift in the highly sought-after Harbour Cove on Hutchinson Island that offers this exclusive feature. This beautiful corner unit has All IMPACT windows and Doors AND a newer roof! Step inside, and you'll be immediately surrounded by panoramic water views. The open floor plan seamlessly connects the family room, dining area, and kitchen, with two sets of sliders leading to a wrap-around patio and a covered, screened-in porch perfect for enjoying the breeze. Upstairs, you'll find two spacious bedrooms, including a primary suite with stunning views, plus two full baths and an indoor laundry area (not in the garage!). With all impact windows and doors, a brand-new deck and railing, and low HOA fees, this home truly has it all! Don't miss your chance to own this exceptional waterfront retreat schedule your showing today!

Virtual Tour

General Features

Property Type: Townhouse
Status: Active
Year Built: 1989
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 1
Attached Garage: Yes
Parking: Attached / Garage
Direction Faces: South
Lot Size (Acres): 0.02
Living Sq Ft: 1,710
Total Sq Ft: 2,309
Structure Type: Townhouse
Sewer: Public Sewer
Water Source: Public
Zoning: RES

Interior Features

Appliances: Dishwasher / Electric Range / Electric Water Heater / Ice Maker / Microwave / Water Heater / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Carpet / Ceramic Tile
Interior Features: Breakfast Area / None / Storage / Tub Shower / Upper Level Primary
Laundry: Inside
Main Level Bedrooms: 0
Main Level Baths: 2
Furnished: Partially

Exterior Features

Construction: Block / Stucco
Exterior Features: Outdoor Living Area
Pool Features: Association
Patio & Porch: Patio
Lot Features: Less Than Quarter Acre
Waterfront: Yes
Waterfront Features: Intracoastal Access
View: Intercoastal / River

Community & HOA

HOA Fee: $385 / Monthly
HOA Includes: Common Areas / Maintenance Grounds / Sewer / Trash / Water
Association Amenities: Beach Rights / Boating / Cabana / Picnic Area / Pool
Community Features: Home Owners Association / Boat Facilities / Gated
Security: Gated Community / Smoke Detectors
Utilities: Cable Available / Sewer Available / Water Available
Pets Allowed: Number Limit / Yes
Financing Terms: Cash / Conventional
Restrictions: Buyer Approval Required
MLS Area: 7020

About the Community

Harbour Cove

View Community Details →

Harbour Cove is a gated, waterfront community in Hutchinson Island, St. Lucie County, Florida. Active listings are priced from $650,000 to $845,900. Homes were built between 1989 and 1990. Pure Equity lists homes in Harbour Cove and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 2
Median List Price: $747,950
Median $/Sq Ft: $430
Avg Days on Market: 435

View all 2 homes for sale in Harbour Cove →

Frequently Asked Questions

How do I schedule a tour of 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?: Use the Tour button on this listing to request a showing of 2440 Harbour Cove Drive, Hutchinson Island, FL 34949. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 still available?: 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 is currently listed as Active, and has been on the market 571 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?: With 20% down ($169,180) on the $845,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 is about $4,446/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2440 Harbour Cove Drive, Hutchinson Island, FL 34949. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 have an HOA fee?: Yes: 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 carries an HOA fee of about $385 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 2440 Harbour Cove Drive, Hutchinson Island, FL 34949?: Often, yes. The right offer on 2440 Harbour Cove Drive, Hutchinson Island, FL 34949 depends on how it's priced against comparable townhouse sales in Hutchinson Island, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of RE/MAX Direct

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$845,900

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Listed by Patricia E Swass, RE/MAX Direct

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Recently sold homes in ZIP 34949

These are the last 6 recorded closings in ZIP 34949, with the price each home actually sold for rather than what it was listed at. They closed at a median of $365 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.