How do I schedule a tour of 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 4099 SE Centerboard Lane 4-B, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 still available?

4099 SE Centerboard Lane 4-B, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 38 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?

With 20% down ($63,000) on the $315,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 is about $1,655/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4099 SE Centerboard Lane 4-B, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 have an HOA fee?

Yes: 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 carries an HOA fee of about $1,210 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?

4099 SE Centerboard Lane 4-B, Stuart, FL 34997 is zoned for Port Salerno (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?

Often, yes. The right offer on 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 depends on how it's priced against comparable condo sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Under Contract

38 Days on Market

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$315,000

4099 SE Centerboard Lane 4-B

Stuart, FL 34997

Mariner Cay 03 Condo

Explore the area: Stuart homes for sale · Martin County real estate

Price Check

How this price compares

Asking price: $315,000
Price per sq ft: $198
Original price: $319,000
Days on market: 38

This 2-bedroom condo in ZIP 34997 went under contract with an asking price of $315,000, or $198 per square foot. The asking price has come down 1.3% from its original $319,000. It spent 38 days on the market before going under contract.

Bedrooms

Bathrooms

1,588

Living Sq Ft

1984

Year Built

Estimated monthly payment

$1,655 /mo

Principal and interest only, based on $63,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,210/mo HOA are not included.

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Listing Snapshot

Price: $315,000
Days on Site: 38 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,588 sqft
Total Sq Ft: 1,588 sqft
Year Built: 1984
Property Type: Condo
MLS #: M20056558
Property Tax: $4,269 (2025)
HOA Fees: $1,210 / Monthly
Subdivision: Mariner Cay 03 Condo
Development: Mariner Cay 03 Condo
County: Martin
Status: Under Contract
Special Conditions: Listed As Is

About This Property

Welcome to Mariner Cay, a unique waterfront community just minutes from the St. Lucie Inlet with no bridges to the Inlet, perfect for boating enthusiasts. Residents enjoy a 52-slip marina with fuel, waterfront clubhouse, two pools, tennis and pickleball courts, and 24/7 manned guard-gated security. This beautifully renovated second-floor condo offers 2 bedrooms, 2 bathrooms, and a versatile bonus room that could easily serve as a third bedroom, office, den, or guest space. The residence features an updated eat-in kitchen with travertine flooring, stainless steel appliances and a built-in bar, a light-filled living area with plantation shutters, and a screened and covered patio. Located on the second floor with just one set of exterior stairs, the entire residence is conveniently situated on one level with windows on 4 sides. Dockage is available for rent through MCIII Condo Assn on a first-come, first-serve basis at $2 per foot per month, accommodating vessels up to 31' LOA.

Virtual Tour

General Features

Property Type: Condo
Status: Under Contract
Year Built: 1984
Property Condition: Resale
Number of Stories: 2
Parking: Assigned
Living Sq Ft: 1,588
Total Sq Ft: 1,588
Sewer: Public Sewer
Water Source: Public

Interior Features

Appliances: Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Carpet / Tile
Interior Features: Dual Sinks / Entrance Foyer / Eat In Kitchen / Living Dining Room / Separate Shower / Bar / Walk In Closets
Laundry: Dryer Hookup / Washer Dryer Install Allowed
Furnished: Unfurnished

Exterior Features

Construction: Frame
Roof: Composition / Shingle
Exterior Features: Outdoor Living Area
Pool Features: Association
Patio & Porch: Covered / Patio / Screened
Lot Features: Sprinklers Automatic
View: Garden

Community & HOA

HOA Fee: $1,210 / Monthly
HOA Includes: Common Areas / Cable Tv / Internet / Legal Accounting / Pest Control / Reserve Fund / Roof / Security
Association Amenities: Billiard Room / Boating / Clubhouse / Community Kitchen / Fitness Center / Library / Picnic Area / Pickleball / Pool / Tennis Courts
Community Features: Boat Facilities / Gated
Security: Gated With Guard / Gated Community / Smoke Detectors / Security Guard
Utilities: Sewer Available / Water Available
Pets Allowed: Number Limit / Pet Restrictions / Size Limit / Yes
Financing Terms: Cash / Conventional
Restrictions: Buyer Approval Required / No Commercial Vehicles / No Motorcycles / Ok To Lease / Rental Restriction
MLS Area: 6070 - Stuart - South of Indian St

Schools

Elementary School: Port Salerno
Middle School: Dr. David L. Anderson
High School: Martin County

About the Community

Mariner Cay 03 Condo

View Community Details →

Homes for Sale: 1
Median List Price: $295,000
Avg Days on Market: 129

View all 1 homes for sale in Mariner Cay 03 Condo →

Frequently Asked Questions

How do I schedule a tour of 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 4099 SE Centerboard Lane 4-B, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 still available?: 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 38 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?: With 20% down ($63,000) on the $315,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 is about $1,655/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4099 SE Centerboard Lane 4-B, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 have an HOA fee?: Yes: 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 carries an HOA fee of about $1,210 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?: 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 is zoned for Port Salerno (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 4099 SE Centerboard Lane 4-B, Stuart, FL 34997?: Often, yes. The right offer on 4099 SE Centerboard Lane 4-B, Stuart, FL 34997 depends on how it's priced against comparable condo sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 17, 2026.

$315,000

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Listed by Julia C Sansevere, Coldwell Banker Realty

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Recently sold homes in ZIP 34997

These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $240 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.