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4348 SE Hopetown Terrace, Stuart, FL 34997
Active
20 Days on Market
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$419,900

4348 SE Hopetown Terrace

Stuart, FL 34997

EMERALD LAKES

Explore the area: Stuart homes for sale · Martin County real estate

How this price compares

List price
$419,900
Price per sq ft
$295
Original price
Unchanged
Days on market
20

This 3-bedroom single-family home in Emerald Lakes is listed at $419,900, or $295 per square foot. It has been on the market for 20 days.

3
Bedrooms
2
Bathrooms
1,422
Living Sq Ft
1994
Year Built

Estimated monthly payment

$2,207 /mo

Principal and interest only, based on $83,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price
$419,900
Days on Site
20 Days
Bedrooms
3
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,422 sqft
Total Sq Ft
1,972 sqft
Lot Size
0.11 Acres
Year Built
1994
Property Type
Single Family
MLS #
B26079734
Property Tax
$5,380 (2025)
HOA Fees
$840 / Quarterly
Subdivision
EMERALD LAKES
County
Martin
Status
Active
Special Conditions
Standard / Listed As Is

About This Property

Welcome to 4348 SE Hopetown Terrace, a beautifully maintained 3-bedroom, 2-bath CBS home with a 2-car garage located in the gated Emerald Lakes Villas community of Stuart. This inviting single-story home offers 1,422 sq. ft. of living space with a desirable split-bedroom floor plan, soaring vaulted and cathedral ceilings, an entrance foyer and an open, light-filled living area. Major improvements include a new roof in 2020, new HVAC system in 2021, and recently installed plank flooring, providing important updates for the next owner. The bright kitchen features white cabinetry, subway-tile backsplash, dark countertops, ample workspace and an adjoining dining area. The spacious primary suite offers vaulted ceilings, a walk-in closet and private bath, while the screened and covered outdoor living area provides additional space to enjoy Florida living year-round. Partial impact glass and storm shutters offer added storm protection. Emerald Lakes Villas features a community pool, tennis courts, cabana and walking/jogging paths, with HOA services that include cable TV, common areas, grounds maintenance and recreational facilities. Pets are permitted and leasing is allowed with community restrictions. Conveniently located in Stuart with easy access to shopping, dining, beaches and everything the Treasure Coast has to offer.

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
1994
Property Condition
Resale
Number of Stories
1
Levels
Multi Split / One
Garage Spaces
2
Attached Garage
Yes
Parking
Attached / Driveway / Garage / Garage Door Opener
Direction Faces
Northwest
Lot Size (Acres)
0.11
Living Sq Ft
1,422
Total Sq Ft
1,972
Structure Type
House
Sewer
Public Sewer
Water Source
Public
Zoning
PUD-R

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater / Washer
Cooling
Central Air / Ceiling Fans / Electric
Heating
Central / Electric
Flooring
Ceramic Tile
Interior Features
Bathtub / Cathedral Ceilings / Dual Sinks / Entrance Foyer / Kitchen Dining Combo / Split Bedrooms / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry
In Garage
Windows
Blinds / Skylights
Main Level Bedrooms
3
Main Level Baths
2
Total Rooms
8
Furnished
Negotiable

Exterior Features

Construction
CBS Concrete Block Structure / Block
Roof
Barrel
Exterior Features
Outdoor Living Area / Porch
Architectural Style
Contemporary
Pool Features
Association
Patio & Porch
Covered / Patio / Porch / Screened
Lot Features
Sprinklers Automatic / Less Than Quarter Acre
Waterfront Features
None
View
Other

Community & HOA

HOA Fee
$840 / Quarterly
HOA Name
Emerald lakes Villas
HOA Includes
Common Areas / Cable Tv / Maintenance Grounds / Recreation Facilities
Association Amenities
Cabana / Pool / Tennis Courts / Trails
Community Features
Home Owners Association / Gated
Security
Security System Owned / Gated Community / Smoke Detectors
Utilities
Electricity Connected / Sewer Connected / Water Connected
Pets Allowed
Number Limit / Size Limit / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Buyer Approval Required / No Commercial Vehicles / Ok To Lease
MLS Area
6140 - Hobe Sound/Stuart - South of Cove Rd

This home's HOA fee works out to $280 a month, 5% above the $266 median across 6 homes for sale in Emerald Lakes. See Emerald Lakes HOA fees

Schools

Elementary School
SeaWind
Middle School
Murray
High School
South Fork

Emerald Lakes is a gated community in Stuart, Martin County, Florida. Active listings are priced from $210,000 to $275,000. Homes were built between 1983 and 1984. Pure Equity lists homes in Emerald Lakes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
6
Under Contract
4
Median List Price
$351,950
Median $/Sq Ft
$249
Avg Days on Market
27
View all 6 homes for sale in Emerald Lakes →
How do I schedule a tour of 4348 SE Hopetown Terrace, Stuart, FL 34997?
Use the Tour button on this listing to request a showing of 4348 SE Hopetown Terrace, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 4348 SE Hopetown Terrace, Stuart, FL 34997 still available?
4348 SE Hopetown Terrace, Stuart, FL 34997 is currently listed as Active, and has been on the market 20 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 4348 SE Hopetown Terrace, Stuart, FL 34997?
With 20% down ($83,980) on the $419,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4348 SE Hopetown Terrace, Stuart, FL 34997 is about $2,207/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 4348 SE Hopetown Terrace, Stuart, FL 34997?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4348 SE Hopetown Terrace, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 4348 SE Hopetown Terrace, Stuart, FL 34997 have an HOA fee?
Yes: 4348 SE Hopetown Terrace, Stuart, FL 34997 carries an HOA fee of about $840 quarterly (Emerald lakes Villas). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 4348 SE Hopetown Terrace, Stuart, FL 34997?
4348 SE Hopetown Terrace, Stuart, FL 34997 is zoned for SeaWind (elementary), Murray (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 4348 SE Hopetown Terrace, Stuart, FL 34997?
Often, yes. The right offer on 4348 SE Hopetown Terrace, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of The Keyes Company - Stuart

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$419,900

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Listed by Andrew C Sesta, The Keyes Company - Stuart

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