Price Check
How this price compares
- Asking price
- $699,000
- Price per sq ft
- $348
- Vs. nearby sales
- In line
- Days on market
- 222
This 3-bedroom single-family home in Banyan Bay Pud Phase 2a & 2b went under contract with an asking price of $699,000, or $348 per square foot. The asking price has come down 3.6% from its original $725,000. It spent 222 days on the market before going under contract. The 6 most recent single-family home sales in the closings shown below sold at a median of $341 per square foot, so the asking price was in line with what comparable homes here actually sold for.
Estimated monthly payment
$3,674 /mo
Principal and interest only, based on $139,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $344/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $699,000
- Days on Site
- 222 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,008 sqft
- Total Sq Ft
- 2,762 sqft
- Lot Size
- 0.16 Acres
- Year Built
- 2020
- Property Type
- Single Family
- MLS #
- R11166810
- Property Tax
- $7,500 (2025)
- HOA Fees
- $344 / Monthly
- Subdivision
- BANYAN BAY PUD PHASE 2A & 2B
- County
- Martin
- Status
- Under Contract
About This Property
Step into a level of sophistication and privacy rarely found in Stuart, where soaring 11'8" ceilings, a dramatic 16-foot sliding glass quad-slider, and a serene nature preserve setting create an exceptional Florida retreat. This beautifully appointed 3-bedroom, 2-bath St. Lucia model, built in 2020, is ideally positioned beside a quiet cul-de-sac in the gated community of Banyan Bay. The open-concept design features impact windows and doors, plantation shutters, wood-look plank tile, stainless steel appliances, and an oversized kitchen island with pantry. The primary suite offers an spa inspired bathroom and impressive 11' x 9' walk-in closet. Enjoy breathtaking western sunsets from the lanai, with room for a pool to create your own private oasis. Located in the gated community of Banyan Bay, residents enjoy a low maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization. Community amenities include St. Lucie River access with a fishing dock, kayak and paddle board launch, and gazebo. The clubhouse features a fitness center, heated pool, activity room, and catering kitchen perfect for gatherings or simply enjoying the Florida lifestyle. Located near I-95, Turnpike, Downtown Stuart, Hospitals and Beaches.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Under Contract
- Year Built
- 2020
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Direction Faces
- East
- Lot Size (Acres)
- 0.16
- Living Sq Ft
- 2,008
- Total Sq Ft
- 2,762
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- RES
Interior Features
- Appliances
- Dryer / Dishwasher / Ice Maker / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Carpet
- Interior Features
- Dual Sinks / High Ceilings / Kitchen Island / Main Level Primary / Pantry / Separate Shower / Walk In Closets
- Laundry
- Inside
- Windows
- Plantation Shutters
- Main Level Bedrooms
- 3
- Main Level Baths
- 1
- Total Rooms
- 6
- Furnished
- Unfurnished
Exterior Features
- Construction
- CBS Concrete Block Structure / Block / Concrete
- Roof
- Flat
- Exterior Features
- Outdoor Living Area
- Architectural Style
- Traditional
- Pool Features
- Association
- Patio & Porch
- Covered / Patio
- Lot Features
- Less Than Quarter Acre
- Waterfront Features
- None
- View
- Preserve
Community & HOA
- HOA Fee
- $344 / Monthly
- HOA Includes
- Common Areas / Maintenance Grounds / Security
- Association Amenities
- Beach Rights / Beach Access / Clubhouse / Fitness Center / Library / Picnic Area / Pool / Sidewalks / Trails
- Community Features
- Home Owners Association / Gated / Street Lights
- Security
- Gated Community / Smoke Detectors
- Utilities
- Cable Available / Sewer Available / Water Available
- Pets Allowed
- Number Limit / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Commercial Vehicles / No Rv
- MLS Area
- 6070 - Stuart - South of Indian St
This home's HOA fee works out to $344 a month, 6% above the $325 median across 7 homes for sale in Banyan Bay Pud Phase 2a & 2b. See Banyan Bay Pud Phase 2a & 2b HOA fees
Schools
- Elementary School
- J.D. Parker
- Middle School
- Dr. David L. Anderson
- High School
- Martin County
About the Community
Banyan Bay is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $899,999 to $974,900. At least one resident per home must be 55 or older. Pure Equity lists homes in Banyan Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 7
- Median List Price
- $899,999
- Median $/Sq Ft
- $341
- Avg Days on Market
- 67
Frequently Asked Questions
- How do I schedule a tour of 4630 SW Ardsley Drive, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 4630 SW Ardsley Drive, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 4630 SW Ardsley Drive, Stuart, FL 34997 still available?
- 4630 SW Ardsley Drive, Stuart, FL 34997 is currently listed as Under Contract, and has been on the market 222 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 4630 SW Ardsley Drive, Stuart, FL 34997?
- With 20% down ($139,800) on the $699,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 4630 SW Ardsley Drive, Stuart, FL 34997 is about $3,674/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 4630 SW Ardsley Drive, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 4630 SW Ardsley Drive, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 4630 SW Ardsley Drive, Stuart, FL 34997 have an HOA fee?
- Yes: 4630 SW Ardsley Drive, Stuart, FL 34997 carries an HOA fee of about $344 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 4630 SW Ardsley Drive, Stuart, FL 34997?
- 4630 SW Ardsley Drive, Stuart, FL 34997 is zoned for J.D. Parker (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 4630 SW Ardsley Drive, Stuart, FL 34997?
- Often, yes. The right offer on 4630 SW Ardsley Drive, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of The Agency Florida LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$699,000
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Listed by Alexa N McDonald, The Agency Florida LLC
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in Banyan Bay Pud Phase 2a & 2b
These are the last 6 recorded closings in Banyan Bay Pud Phase 2a & 2b, with the price each home actually sold for rather than what it was listed at. They closed at a median of $353 per square foot. The most recent closed on September 16, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$720,000
Sold · September 16, 2026
4590 SW ARDSLEY Drive
2 bed · 2.5 bath · 2,193 sqft · $328/sqft
$29,000 under the asking price
Sold$853,000
Sold · August 4, 2026
4842 SW Millbrook Lane
4 bed · 2.5 bath · 2,978 sqft · $286/sqft
$46,900 under the asking price
Sold$1,050,000
Sold · July 7, 2026
684 SW Pennfield Terrace
4 bed · 3.5 bath · 2,971 sqft · $353/sqft
$49,990 under the asking price
Sold$1,100,000
Sold · May 28, 2026
4973 SW Winchester Drive
3 bed · 2.5 bath · 2,668 sqft · $412/sqft
$50,000 under the asking price
Sold$989,900
Sold · May 18, 2026
4802 SW Millbrook Lane
3 bed · 3.5 bath · 2,616 sqft · $378/sqft
Sold$706,000
Sold · May 14, 2026
163 SW Pomeroy Street
5 bed · 3 bath · 2,988 sqft · $236/sqft
$16,000 over the asking price
See every recorded sale in Banyan Bay Pud Phase 2a & 2b or find out what your Banyan Bay Pud Phase 2a & 2b home is worth.
