$1,050,000
Sold · July 7, 2026
684 SW Pennfield Terrace
Explore the area: Stuart homes for sale · Martin County real estate
Sale Summary
What this home sold for
- Sold price
- $1,050,000
- Vs. list price
- 4.5% under
- Days on market
- 97
- Price per sq ft
- $353
This 4-bedroom single-family home in Banyan Bay Pud Phase 2a & 2b sold for $1,050,000 on July 7, 2026. That was 4.5% below its final list price of $1,099,990. It first came on the market at $1,249,000, so the price was adjusted before it sold. It spent 97 days on the market. At $353 per square foot, it closed 8.6% above the $325 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $1,050,000
- Sold On
- July 7, 2026
- Days on Site
- 97 Days
- Bedrooms
- 4
- Total Baths
- 4
- Full Baths
- 3
- Partial Baths
- 1
- Living Area
- 2,971 sqft
- Total Sq Ft
- 3,926 sqft
- Lot Size
- 0.26 Acres
- Year Built
- 2021
- Property Type
- Single Family
- MLS #
- R11166808
- Property Tax
- $11,535 (2025)
- HOA Fees
- $325 / Monthly
- Subdivision
- BANYAN BAY PUD PHASE 2A & 2B
- Development
- Banyan Bay
- County
- Martin
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
PRICED TO SELL! Impeccably built in 2021, this stunning 4 bedroom, 3.5 bathroom residence with 3 car garage home is the home you've been waiting for! From the moment you enter, you'll be captivated by the two-story great room and abundance of natural light creating a bright, airy atmosphere within the open-concept layout. The expansive great room flows seamlessly into the gourmet kitchen, featuring quartz countertops, double wall ovens, a sleek cooktop, modern cabinetry, and an oversized walk-in pantry. This space was designed for both the home chef and the entertainer. The owner's suite is a true retreat with a coffered ceiling, customized spa-inspired bathroom featuring a luxurious walk-in shower, beautifully crafted cabinetry, and two oversized walk-in closets overlooking the preserve. Additionally featuring built in pocket office, mudroom, custom trim work, full garage gym with epoxy floor, den, and so much more. Nestled on the tranquil preserve for the complete indoor outdoor lifestyle with oversized deck for entertaining, salt water pool with sun shelf, heater and expansive fenced in yard. Located in the gated community of Banyan Bay, residents enjoy a low maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization. Community amenities include St. Lucie River access with a fishing dock, kayak and paddle board launch, and gazebo. The clubhouse features a fitness center, heated pool, activity room, and catering kitchen perfect for gatherings or simply enjoying the Florida lifestyle.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 2021
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 3
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Direction Faces
- East
- Lot Size (Acres)
- 0.26
- Living Sq Ft
- 2,971
- Total Sq Ft
- 3,926
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- residential
Interior Features
- Appliances
- Cooktop / Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Oven / Water Heater / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Carpet
- Interior Features
- Built In Features / Dual Sinks / Entrance Foyer / High Ceilings / Kitchen Island / Kitchen Dining Combo / Pantry / Split Bedrooms / Separate Shower / Walk In Closets
- Laundry
- Inside
- Windows
- Storm Windows
- Main Level Bedrooms
- 0
- Main Level Baths
- 1
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Concrete
- Roof
- Concrete / Flat / Tile
- Exterior Features
- Outdoor Living Area
- Architectural Style
- Traditional
- Private Pool
- Yes
- Pool Features
- Gunite / Heated / In Ground / Salt Water / Association
- Patio & Porch
- Covered / Patio / Porch
- Lot Features
- Cul De Sac / Quarter To Half Acre Lot / Sprinklers Automatic
- Waterfront Features
- None
- View
- Pool / Preserve
Community & HOA
- HOA Fee
- $325 / Monthly
- HOA Includes
- Common Areas / Maintenance Grounds / Pest Control / Recreation Facilities / Security
- Association Amenities
- Clubhouse / Fitness Center / Library / Picnic Area / Pool / Sidewalks / Trails
- Community Features
- Home Owners Association / Gated / Street Lights
- Security
- Gated Community
- Utilities
- Cable Available / Sewer Available / Water Available
- Pets Allowed
- Number Limit / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Commercial Vehicles / No Rv
- MLS Area
- 6070 - Stuart - South of Indian St
Schools
- Elementary School
- J.D. Parker
- Middle School
- Dr. David L. Anderson
- High School
- Martin County
About the Community
Banyan Bay is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $899,999 to $974,900. At least one resident per home must be 55 or older. Pure Equity lists homes in Banyan Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 8
- Median List Price
- $899,500
- Median $/Sq Ft
- $350
- Avg Days on Market
- 62
Frequently Asked Questions
- How do I schedule a tour of 684 SW Pennfield Terrace, Stuart, FL 34997?
- Use the Tour button on this listing to request a showing of 684 SW Pennfield Terrace, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 684 SW Pennfield Terrace, Stuart, FL 34997 still available?
- 684 SW Pennfield Terrace, Stuart, FL 34997 is currently listed as Sold, and has been on the market 97 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 684 SW Pennfield Terrace, Stuart, FL 34997?
- With 20% down ($219,998) on the $1,099,990 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 684 SW Pennfield Terrace, Stuart, FL 34997 is about $5,781/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 684 SW Pennfield Terrace, Stuart, FL 34997?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 684 SW Pennfield Terrace, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 684 SW Pennfield Terrace, Stuart, FL 34997 have an HOA fee?
- Yes: 684 SW Pennfield Terrace, Stuart, FL 34997 carries an HOA fee of about $325 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 684 SW Pennfield Terrace, Stuart, FL 34997?
- 684 SW Pennfield Terrace, Stuart, FL 34997 is zoned for J.D. Parker (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 684 SW Pennfield Terrace, Stuart, FL 34997?
- Often, yes. The right offer on 684 SW Pennfield Terrace, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of The Agency Florida LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$1,050,000
Own a home nearby?
This sale is now a comparable for every home around it. Get a free estimate of what yours would sell for today.
Listed by Alexa N McDonald, The Agency Florida LLC
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in Banyan Bay Pud Phase 2a & 2b
These are the last 6 recorded closings in Banyan Bay Pud Phase 2a & 2b, with the price each home actually sold for rather than what it was listed at. They closed at a median of $328 per square foot. The most recent closed on September 16, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$720,000
Sold · September 16, 2026
4590 SW ARDSLEY Drive
2 bed · 2.5 bath · 2,193 sqft · $328/sqft
$29,000 under the asking price
Sold$853,000
Sold · August 4, 2026
4842 SW Millbrook Lane
4 bed · 2.5 bath · 2,978 sqft · $286/sqft
$46,900 under the asking price
Sold$1,100,000
Sold · May 28, 2026
4973 SW Winchester Drive
3 bed · 2.5 bath · 2,668 sqft · $412/sqft
$50,000 under the asking price
Sold$989,900
Sold · May 18, 2026
4802 SW Millbrook Lane
3 bed · 3.5 bath · 2,616 sqft · $378/sqft
Sold$706,000
Sold · May 14, 2026
163 SW Pomeroy Street
5 bed · 3 bath · 2,988 sqft · $236/sqft
$16,000 over the asking price
Sold$701,000
Sold · April 24, 2026
4713 SW Briarwood Court
3 bed · 3 bath · 2,186 sqft · $321/sqft
$18,900 under the asking price
See every recorded sale in Banyan Bay Pud Phase 2a & 2b or find out what your Banyan Bay Pud Phase 2a & 2b home is worth.
