How do I schedule a tour of 496 SE Cardinal Trail, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 496 SE Cardinal Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 496 SE Cardinal Trail, Stuart, FL 34997 still available?

496 SE Cardinal Trail, Stuart, FL 34997 is currently listed as Active, and has been on the market 35 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 496 SE Cardinal Trail, Stuart, FL 34997?

With 20% down ($87,978) on the $439,888 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 496 SE Cardinal Trail, Stuart, FL 34997 is about $2,312/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 496 SE Cardinal Trail, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 496 SE Cardinal Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 496 SE Cardinal Trail, Stuart, FL 34997 have an HOA fee?

Yes: 496 SE Cardinal Trail, Stuart, FL 34997 carries an HOA fee of about $25 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 496 SE Cardinal Trail, Stuart, FL 34997?

496 SE Cardinal Trail, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 496 SE Cardinal Trail, Stuart, FL 34997?

Often, yes. The right offer on 496 SE Cardinal Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

35 Days on Market

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$439,888

496 SE Cardinal Trail

Stuart, FL 34997

South River Colony Unrec

Explore the area: Stuart homes for sale · Martin County real estate

Price Check

How this price compares

List price: $439,888
Price per sq ft: $478
Original price: Unchanged
Days on market: 35

This 2-bedroom single-family home in ZIP 34997 is listed at $439,888, or $478 per square foot. It has been on the market for 35 days.

Bedrooms

Bathrooms

921

Living Sq Ft

1984

Year Built

Estimated monthly payment

$2,312 /mo

Principal and interest only, based on $87,978 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $25/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $439,888
Days on Site: 35 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 921 sqft
Total Sq Ft: 1,536 sqft
Lot Size: 0.21 Acres
Year Built: 1984
Property Type: Single Family
MLS #: M20056704
Property Tax: $5,346 (2025)
HOA Fees: $25 / Monthly
Subdivision: South River Colony Unrec
Development: South River Colony Unrec
County: Martin
Status: Active
Special Conditions: Listed As Is

About This Property

Waterfront on Turtle Creek with direct access to the South Fork of the St. Lucie River. Completely remodeled & beautifully redesigned waterfront home in desirable S. River Colony! This charming 2-bed, 2-bath offers tranquil water views, with fishing & kayaking right from your backyard. Relax on the screened porch & enjoy fish jumping & rare exotic birds. Stunning kitchen features gas cooking, all-new cabinetry, & open bar overlooking the cozy vaulted living area. Gorgeous plank-style flooring flows throughout. Transom windows enhance the living room & offer potential for a loft or possible 3rd bedroom. Private primary suite enjoys peaceful water views, dual sinks & walk-in closet. Jack-and-Jill guest bath. Enjoy the FL waterfront lifestyle with nearby Hosford Park & boat ramp, just ½ mile away, providing convenient river access. Community amenities include available RV/boat storage, plus a gathering area with fire pit & picnic tables for parties & get-togethers.

General Features

Property Type: Single Family
Status: Active
Year Built: 1984
Property Condition: Resale
Number of Stories: 1
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener / Garage Faces Rear / Garage Faces Side
Direction Faces: Northeast
Lot Size (Acres): 0.21
Living Sq Ft: 921
Total Sq Ft: 1,536
Structure Type: House
Sewer: Septic Tank
Water Source: Well
Zoning: Residential

Interior Features

Appliances: Dryer / Dishwasher / Electric Water Heater / Gas Range / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air
Heating: Central
Flooring: Laminate
Fireplace: Yes
Interior Features: Built In Features / Breakfast Area / Cathedral Ceilings / Dual Sinks / Living Dining Room / Main Level Primary / Split Bedrooms / Separate Shower / Vaulted Ceilings / Walk In Closets
Windows: Blinds / Drapes / Metal / Single Hung

Exterior Features

Construction: Frame
Roof: Metal
Exterior Features: Outdoor Living Area / Porch
Architectural Style: Florida / Ranch
Patio & Porch: Covered / Patio / Porch / Screened
Lot Features: Interior Lot / Many Trees / Less Than Quarter Acre
Waterfront: Yes
Waterfront Features: Creek
View: Other

Community & HOA

HOA Fee: $25 / Monthly
HOA Includes: Common Areas
Association Amenities: Picnic Area / Park / Trails
Community Features: Home Owners Association
Security: Security Fence
Utilities: Water Available
Pets Allowed: Number Limit / Size Limit / Yes
Financing Terms: Cash / Conventional / Va Loan
Restrictions: Ok To Lease
MLS Area: 6120 - Stuart - Southwest

Schools

Elementary School: Crystal Lake (Martin)
Middle School: Dr. David L. Anderson
High School: South Fork

About the Area

Stuart

View Stuart Real Estate →

Browse Stuart homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Stuart includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Stuart listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 817
Median List Price: $420,000
Median $/Sq Ft: $266
Avg Days on Market: 118

View all 817 homes for sale in Stuart →

Frequently Asked Questions

How do I schedule a tour of 496 SE Cardinal Trail, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 496 SE Cardinal Trail, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 496 SE Cardinal Trail, Stuart, FL 34997 still available?: 496 SE Cardinal Trail, Stuart, FL 34997 is currently listed as Active, and has been on the market 35 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 496 SE Cardinal Trail, Stuart, FL 34997?: With 20% down ($87,978) on the $439,888 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 496 SE Cardinal Trail, Stuart, FL 34997 is about $2,312/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 496 SE Cardinal Trail, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 496 SE Cardinal Trail, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 496 SE Cardinal Trail, Stuart, FL 34997 have an HOA fee?: Yes: 496 SE Cardinal Trail, Stuart, FL 34997 carries an HOA fee of about $25 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 496 SE Cardinal Trail, Stuart, FL 34997?: 496 SE Cardinal Trail, Stuart, FL 34997 is zoned for Crystal Lake (Martin) (elementary), Dr. David L. Anderson (middle), South Fork (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 496 SE Cardinal Trail, Stuart, FL 34997?: Often, yes. The right offer on 496 SE Cardinal Trail, Stuart, FL 34997 depends on how it's priced against comparable single family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Illustrated Properties LLC / S

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 17, 2026.

$439,888

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Listed by Rita M Glasure, Illustrated Properties LLC / S

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Recently sold homes in ZIP 34997

These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $240 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.