$385,000
5447 Lugo Street
Fort Pierce, FL 34951
Explore the area: Fort Pierce homes for sale · St Lucie County real estate
Price Check
How this price compares
- List price
- $385,000
- Price per sq ft
- $190
- Original price
- $395,000
- Days on market
- 389
This 4-bedroom single-family home in Waterstone Phase One is listed at $385,000, or $190 per square foot. The asking price has come down 2.5% from its original $395,000. It has been on the market for 389 days.
Estimated monthly payment
$2,023 /mo
Principal and interest only, based on $77,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $12/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $385,000
- Days on Site
- 389 Days
- Bedrooms
- 4
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,026 sqft
- Total Sq Ft
- 2,884 sqft
- Lot Size
- 0.18 Acres
- Year Built
- 2021
- Property Type
- Single Family
- MLS #
- R11121884
- Property Tax
- $7,845 (2025)
- HOA Fees
- $12 / Monthly
- Subdivision
- WATERSTONE PHASE ONE
- County
- St Lucie
- Status
- Active
About This Property
Welcome to Waterstone--a vibrant community where modern convenience meets serene waterfront living. This stunning 4-bedroom, 2-bathroom home with a massive 620sqft 3-car garage, built by Adams Homes in 2021, sits on a premium lot offering peaceful water views and thoughtful upgrades throughout. Step inside to an open floor plan adorned with LifeProof Dusk Cherry vinyl plank flooring and a gourmet kitchen featuring a peninsula-style granite countertop, ideal for casual dining or entertaining. The home's upgrades blend style and function--a hybrid heat-pump water heater (2022) for energy efficiency, solar panels by Windmar Solar financed through Sunnova, and a smart home system complete with Alexa-compatible switches, thermostat, and Blink outdoor cameras for peace of mind. The owner has added numerous touches to elevate comfort and style: a backyard pergola, Christmas palms (front and back), fresh landscaping with pavers and rock accents, and a fully fenced yard with three gated access points installed in 2022. Even the smallest details were considered gutters, a Simplisafe alarm system, and labeled hurricane shutters for easy installation are all in place. Enjoy modern comforts like the fiberglass shower in the primary bath, garden tub in the guest bath, and top-tier appliances including a Whirlpool French door refrigerator and Samsung washer/dryer set (all 2021). Additional features include an Acura EV charger (2025), trimmed oak trees, and low HOA fees of only $12/month under Atmos Living Management Group. Every inch of this home was designed for comfort, style, and practicality offering a turnkey lifestyle in one of the area's most desirable communities. Waterstone boasts a luxurious clubhouse with high-performance gym, event room, and kids playroom all surrounded by a massive resort-style heated pool, playground, ball courts, and picnic areas. Perfectly situated between Vero Beach and downtown Fort Pierce, you'll enjoy quick access to beautiful beaches and the fun-fishing inlet/jetty! Plus, you're just minutes from both I-95 and US-1, making commuting a breeze whether it's for work or a weekend getaway.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2021
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 3
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Direction Faces
- Southeast
- Lot Size (Acres)
- 0.18
- Living Sq Ft
- 2,026
- Total Sq Ft
- 2,884
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- Res
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Vinyl
- Interior Features
- Dining Area / Separate Formal Dining Room / Dual Sinks / High Ceilings / Main Level Primary / Split Bedrooms / Walk In Closets
- Laundry
- Inside
- Main Level Bedrooms
- 4
- Main Level Baths
- 2
- Furnished
- Unfurnished
Exterior Features
- Construction
- CBS Concrete Block Structure / Block / Concrete
- Exterior Features
- Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Covered / Patio
- Lot Features
- Less Than Quarter Acre
- Waterfront
- Yes
- Waterfront Features
- Lake Front
Community & HOA
- HOA Fee
- $12 / Monthly
- HOA Includes
- Recreation Facilities
- Association Amenities
- Clubhouse / Picnic Area / Playground / Pickleball / Pool / Recreation Facilities / Sports Fields / Sidewalks / Tennis Courts / Trails
- Community Features
- Home Owners Association
- Utilities
- Cable Available / Sewer Available / Underground Utilities / Water Available
- Pets Allowed
- No Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- No Boats / No Commercial Vehicles / No Rv / Rental Restriction
- MLS Area
- 7040
This home's HOA fee works out to $12 a month, in line with the $12 median across 29 homes for sale in Waterstone Phase One. See Waterstone Phase One HOA fees
Schools
- Elementary School
- Weatherbee
- Middle School
- Dan Mccarty
- High School
- Fort Pierce Westwood Academy
About the Community
Waterstone is a waterfront community in Fort Pierce, St. Lucie County, Florida. Active listings are priced from $371,900 to $391,000. Homes were built between 2023 and 2026. Pure Equity lists homes in Waterstone and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 29
- Under Contract
- 7
- Median List Price
- $375,000
- Median Sale Price (September)
- $342,500
- Median $/Sq Ft
- $200
- Avg Days on Market
- 121
Frequently Asked Questions
- How do I schedule a tour of 5447 Lugo Street, Fort Pierce, FL 34951?
- Use the Tour button on this listing to request a showing of 5447 Lugo Street, Fort Pierce, FL 34951. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 5447 Lugo Street, Fort Pierce, FL 34951 still available?
- 5447 Lugo Street, Fort Pierce, FL 34951 is currently listed as Active, and has been on the market 389 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 5447 Lugo Street, Fort Pierce, FL 34951?
- With 20% down ($77,000) on the $385,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5447 Lugo Street, Fort Pierce, FL 34951 is about $2,023/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 5447 Lugo Street, Fort Pierce, FL 34951?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5447 Lugo Street, Fort Pierce, FL 34951. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 5447 Lugo Street, Fort Pierce, FL 34951 have an HOA fee?
- Yes: 5447 Lugo Street, Fort Pierce, FL 34951 carries an HOA fee of about $12 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 5447 Lugo Street, Fort Pierce, FL 34951?
- 5447 Lugo Street, Fort Pierce, FL 34951 is zoned for Weatherbee (elementary), Dan Mccarty (middle), Fort Pierce Westwood Academy (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 5447 Lugo Street, Fort Pierce, FL 34951?
- Often, yes. The right offer on 5447 Lugo Street, Fort Pierce, FL 34951 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of LPT Realty, LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$385,000
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Listed by James R Fisher, LPT Realty, LLC
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Recent Sales
Recently sold homes in Waterstone Phase One
These are the last 6 recorded closings in Waterstone Phase One, with the price each home actually sold for rather than what it was listed at. They closed at a median of $200 per square foot. The most recent closed on September 25, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$400,000
Sold · September 25, 2026
8820 Waterstone Boulevard
4 bed · 2 bath · 2,000 sqft · $200/sqft
Sold$360,000
Sold · September 25, 2026
5205 Armina Place
4 bed · 3 bath · 1,908 sqft · $189/sqft
$5,000 under the asking price
Sold$325,000
Sold · September 16, 2026
5221 Armina Place
4 bed · 2 bath · 1,623 sqft · $200/sqft
$2,028 under the asking price
Sold$322,000
Sold · September 8, 2026
5217 Manciano Street
3 bed · 2 bath · 1,506 sqft · $214/sqft
$17,800 under the asking price
Sold$391,000
Sold · August 31, 2026
5739 Waterstone Boulevard
3 bed · 2 bath · 1,780 sqft · $220/sqft
Sold$361,324
Sold · August 20, 2026
8622 Giovanni Avenue
4 bed · 3 bath · 1,836 sqft · $197/sqft
See every recorded sale in Waterstone Phase One or find out what your Waterstone Phase One home is worth.
