How do I schedule a tour of 5455 Lugo Street, Fort Pierce, FL 34951?

Use the Tour button on this listing to request a showing of 5455 Lugo Street, Fort Pierce, FL 34951. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 5455 Lugo Street, Fort Pierce, FL 34951 still available?

5455 Lugo Street, Fort Pierce, FL 34951 is currently listed as Active, and has been on the market 60 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 5455 Lugo Street, Fort Pierce, FL 34951?

With 20% down ($88,000) on the $440,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5455 Lugo Street, Fort Pierce, FL 34951 is about $2,312/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 5455 Lugo Street, Fort Pierce, FL 34951?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5455 Lugo Street, Fort Pierce, FL 34951. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 5455 Lugo Street, Fort Pierce, FL 34951 have an HOA fee?

Yes: 5455 Lugo Street, Fort Pierce, FL 34951 carries an HOA fee of about $140 annually (Waterstone). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 5455 Lugo Street, Fort Pierce, FL 34951?

Often, yes. The right offer on 5455 Lugo Street, Fort Pierce, FL 34951 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

60 Days on Market

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$440,000

5455 Lugo Street

Fort Pierce, FL 34951

WATERSTONE PHASE ONE

Explore the area: Fort Pierce homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $440,000
Price per sq ft: $271
Original price: $460,000
Days on market: 60

This 4-bedroom single-family home in Waterstone Phase One is listed at $440,000, or $271 per square foot. The asking price has come down 4.3% from its original $460,000. It has been on the market for 60 days.

Bedrooms

Bathrooms

1,623

Living Sq Ft

2020

Year Built

Estimated monthly payment

$2,312 /mo

Principal and interest only, based on $88,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $440,000
Days on Site: 60 Days
Bedrooms: 4
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,623 sqft
Total Sq Ft: 2,509 sqft
Lot Size: 0.18 Acres
Year Built: 2020
Property Type: Single Family
MLS #: B26058530
Property Tax: $2,850 (2025)
HOA Fees: $140 / Annually
Subdivision: WATERSTONE PHASE ONE
County: St Lucie
Status: Active
Special Conditions: Standard

About This Property

Nestled in the desirable Waterstone community, this beautifully maintained, lakefront, 2020-built, saltwater pool home offers 4BD, 2BA, 3 car garage & 1,623 of living sq.ft. Recent updates include new quartz kitchen countertops, new LVP flooring & new landscape w/ LED spotlights throughout. Step outside to the covered patio overlooking the vinyl-fenced backyard, side 2-tier garden w/ vined pergola & papered pathway, creating the perfect setting for relaxation. Community amenities include a pool, fitness room & pickleball courts, offering recreation & convenience right at home, all with a low annual HOA fee of just $140!

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2020
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 3
Attached Garage: Yes
Parking: Attached / Concrete / Driveway / Garage / Garage Door Opener
Direction Faces: Southeast
Lot Size (Acres): 0.18
Living Sq Ft: 1,623
Total Sq Ft: 2,509
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: Planned Un

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Range / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Tile / Vinyl
Interior Features: Attic / Dual Sinks / Entrance Foyer / High Ceilings / Kitchen Island / Living Dining Room / Main Level Primary / Pantry / Pull Down Attic Stairs / Split Bedrooms / Vaulted Ceilings / Walk In Closets
Laundry: Washer Hookup / Electric Dryer Hookup / Inside / Laundry Room
Windows: Blinds
Main Level Bedrooms: 4
Main Level Baths: 2

Exterior Features

Construction: Block / Stucco
Roof: Shingle
Exterior Features: Barbecue / Garden / Lighting
Private Pool: Yes
Pool Features: Fenced / In Ground / Private / Salt Water / Association
Lot Features: Landscaped / Less Than Quarter Acre
View: Lake / Pool / Water

Community & HOA

HOA Fee: $140 / Annually
HOA Name: Waterstone
HOA Includes: Recreation Facilities
Association Amenities: Fitness Center / Pickleball / Pool
Community Features: Home Owners Association / Gated / Sidewalks
Security: Gated Community / Smoke Detectors
Utilities: Electricity Available / Sewer Available / Water Available
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: No Commercial Vehicles / Ok To Lease / Rental Restriction
MLS Area: 7040

This home's HOA fee works out to $12 a month, in line with the $12 median across 27 homes for sale in Waterstone Phase One. See Waterstone Phase One HOA fees

About the Community

Waterstone

View Community Details →

Waterstone is a waterfront community in Fort Pierce, St. Lucie County, Florida. Active listings are priced from $371,900 to $391,000. Homes were built between 2023 and 2026. Pure Equity lists homes in Waterstone and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 27
Under Contract: 7
Median List Price: $362,324
Median Sale Price (September): $342,500
Median $/Sq Ft: $200
Avg Days on Market: 117

View all 27 homes for sale in Waterstone →

Frequently Asked Questions

How do I schedule a tour of 5455 Lugo Street, Fort Pierce, FL 34951?: Use the Tour button on this listing to request a showing of 5455 Lugo Street, Fort Pierce, FL 34951. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5455 Lugo Street, Fort Pierce, FL 34951 still available?: 5455 Lugo Street, Fort Pierce, FL 34951 is currently listed as Active, and has been on the market 60 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5455 Lugo Street, Fort Pierce, FL 34951?: With 20% down ($88,000) on the $440,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5455 Lugo Street, Fort Pierce, FL 34951 is about $2,312/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5455 Lugo Street, Fort Pierce, FL 34951?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5455 Lugo Street, Fort Pierce, FL 34951. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5455 Lugo Street, Fort Pierce, FL 34951 have an HOA fee?: Yes: 5455 Lugo Street, Fort Pierce, FL 34951 carries an HOA fee of about $140 annually (Waterstone). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 5455 Lugo Street, Fort Pierce, FL 34951?: Often, yes. The right offer on 5455 Lugo Street, Fort Pierce, FL 34951 depends on how it's priced against comparable single family sales in Fort Pierce, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Keller Williams Realty of Vero

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 1, 2026.

$440,000

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Listed by Kevin Howard, Keller Williams Realty of Vero

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Recently sold homes in Waterstone Phase One

These are the last 6 recorded closings in Waterstone Phase One, with the price each home actually sold for rather than what it was listed at. They closed at a median of $200 per square foot. The most recent closed on September 25, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.