How do I schedule a tour of 5530 SW Orchid Bay Drive, Palm City, FL 34990?

Use the Tour button on this listing to request a showing of 5530 SW Orchid Bay Drive, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 5530 SW Orchid Bay Drive, Palm City, FL 34990 still available?

5530 SW Orchid Bay Drive, Palm City, FL 34990 is currently listed as Active, and has been on the market 28 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 5530 SW Orchid Bay Drive, Palm City, FL 34990?

With 20% down ($200,200) on the $1,001,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5530 SW Orchid Bay Drive, Palm City, FL 34990 is about $5,261/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 5530 SW Orchid Bay Drive, Palm City, FL 34990?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5530 SW Orchid Bay Drive, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 5530 SW Orchid Bay Drive, Palm City, FL 34990 have an HOA fee?

Yes: 5530 SW Orchid Bay Drive, Palm City, FL 34990 carries an HOA fee of about $617 quarterly (Orchid Bay POA). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 5530 SW Orchid Bay Drive, Palm City, FL 34990?

5530 SW Orchid Bay Drive, Palm City, FL 34990 is zoned for Palm City (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 5530 SW Orchid Bay Drive, Palm City, FL 34990?

Often, yes. The right offer on 5530 SW Orchid Bay Drive, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

28 Days on Market

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$1,001,000

5530 SW Orchid Bay Drive

Palm City, FL 34990

Orchid Bay

Explore the area: Palm City homes for sale · Martin County real estate

Price Check

How this price compares

List price: $1,001,000
Price per sq ft: $355
Vs. nearby sales: 23.3% above
Days on market: 28

This 4-bedroom single-family home in ZIP 34990 is listed at $1,001,000, or $355 per square foot. It has been on the market for 28 days. The 5 most recent single-family home sales in the closings shown below sold at a median of $288 per square foot, so the asking price is 23.3% above what comparable homes here actually sold for.

Bedrooms

Bathrooms

2,817

Living Sq Ft

1995

Year Built

Estimated monthly payment

$5,261 /mo

Principal and interest only, based on $200,200 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $1,001,000
Days on Site: 28 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 2,817 sqft
Total Sq Ft: 4,789 sqft
Lot Size: 0.57 Acres
Year Built: 1995
Property Type: Single Family
MLS #: B26089419
Property Tax: $11,209 (2025)
HOA Fees: $617 / Quarterly
Subdivision: Orchid Bay
Development: Orchid Bay
County: Martin
Status: Active
Special Conditions: Auction / Real Estate Owned

About This Property

**OCCUPIED: DO NOT DISTURB OCCUPANTS** Welcome to this exquisite 4 bedroom, 3 full bath, 2 car garage, pool home nestled in the highly desired gated community of Orchid Bay. This custom built CBS home offers a perfect blend of elegance and comfort. As you enter, you'll be greeted by serene lake views that create a peaceful atmosphere. A well designed floor plan that caters to your every need. The heart of the home is the chef's kitchen, complete with island cooktop, quartz counters, and ample cabinet space. Step outside to the fantastic screened in pool & patio area, offering tranquil lake views. LOW HOA dues. Orchid Bay features community playground, sand volleyball court, tennis courts and well-lit sidewalks for strolling. A-rated Palm City Schools, Easy access to I-95 and FL Turnpike.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 1995
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage
Direction Faces: South
Lot Size (Acres): 0.57
Living Sq Ft: 2,817
Total Sq Ft: 4,789
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: Residential

Interior Features

Appliances: Electric Water Heater / Water Heater
Cooling: Central Air
Heating: Central
Flooring: Ceramic Tile / Laminate / Other
Interior Features: Built In Features / Breakfast Area / Bathtub / Cathedral Ceilings / Central Vacuum / Dual Sinks / Garden Tub Roman Tub / High Ceilings / Kitchen Island / Kitchen Dining Combo / Living Dining Room / Main Level Primary / Pantry / Split Bedrooms / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Inside / Laundry Room / Laundry Tub
Windows: Sliding
Main Level Bedrooms: 4
Main Level Baths: 4
Total Rooms: 5

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Metal
Exterior Features: Lighting / Outdoor Living Area
Architectural Style: Ranch
Private Pool: Yes
Pool Features: Concrete / In Ground / Salt Water
Patio & Porch: Covered / Patio / Screened
Lot Features: Sprinklers Automatic / Sprinkler System
Waterfront: Yes
Waterfront Features: Lake Front
View: Lake / Pool / Water

Community & HOA

HOA Fee: $617 / Quarterly
HOA Name: Orchid Bay POA
HOA Includes: Common Areas / Security
Association Amenities: Basketball Court / Playground / Tennis Courts / Trails
Community Features: Home Owners Association / Gated / Street Lights
Security: Security System Owned / Gated Community / Smoke Detectors
Utilities: Cable Available / Sewer Available / Water Available
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash
Restrictions: Buyer Approval Required / Ok To Lease / Rental Restriction
MLS Area: 6090 - Palm City

Schools

Elementary School: Palm City
Middle School: Hidden Oaks
High School: Martin County

About the Area

Palm City

View Palm City Real Estate →

Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 298
Median List Price: $629,900
Median $/Sq Ft: $276
Avg Days on Market: 111

View all 298 homes for sale in Palm City →

Frequently Asked Questions

How do I schedule a tour of 5530 SW Orchid Bay Drive, Palm City, FL 34990?: Use the Tour button on this listing to request a showing of 5530 SW Orchid Bay Drive, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5530 SW Orchid Bay Drive, Palm City, FL 34990 still available?: 5530 SW Orchid Bay Drive, Palm City, FL 34990 is currently listed as Active, and has been on the market 28 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5530 SW Orchid Bay Drive, Palm City, FL 34990?: With 20% down ($200,200) on the $1,001,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5530 SW Orchid Bay Drive, Palm City, FL 34990 is about $5,261/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5530 SW Orchid Bay Drive, Palm City, FL 34990?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5530 SW Orchid Bay Drive, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5530 SW Orchid Bay Drive, Palm City, FL 34990 have an HOA fee?: Yes: 5530 SW Orchid Bay Drive, Palm City, FL 34990 carries an HOA fee of about $617 quarterly (Orchid Bay POA). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 5530 SW Orchid Bay Drive, Palm City, FL 34990?: 5530 SW Orchid Bay Drive, Palm City, FL 34990 is zoned for Palm City (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 5530 SW Orchid Bay Drive, Palm City, FL 34990?: Often, yes. The right offer on 5530 SW Orchid Bay Drive, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of The Keyes Company - Stuart

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$1,001,000

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Listed by Veronica Harris, The Keyes Company - Stuart

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34957 Homes for Sale$449,450 34997 Homes for Sale$444,950 34990 Homes for Sale$629,900 34994 Homes for Sale$325,000 33455 Homes for Sale$549,900 34996 Homes for Sale$468,500 34956 Homes for Sale$49,900

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Recently sold homes in ZIP 34990

These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.