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5541 SW Bellflower Court, Palm City, FL 34990
Active
24 Days on Market
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$890,000

5541 SW Bellflower Court

Palm City, FL 34990

Highlands Reserve PUD

Explore the area: Palm City homes for sale · Martin County real estate

How this price compares

List price
$890,000
Price per sq ft
$266
Original price
Unchanged
Days on market
24

This 4-bedroom single-family home in Highlands Reserve Pud is listed at $890,000, or $266 per square foot. It has been on the market for 24 days.

4
Bedrooms
4
Bathrooms
3,346
Living Sq Ft
2009
Year Built

Estimated monthly payment

$4,677 /mo

Principal and interest only, based on $178,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $430/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price
$890,000
Days on Site
24 Days
Bedrooms
4
Total Baths
4
Full Baths
4
Partial Baths
0
Living Area
3,346 sqft
Total Sq Ft
4,165 sqft
Lot Size
0.29 Acres
Year Built
2009
Property Type
Single Family
MLS #
M20056535
Property Tax
$6,225 (2025)
HOA Fees
$430 / Monthly
Subdivision
Highlands Reserve PUD
Development
Highlands Reserve PUD
County
Martin
Status
Active
Special Conditions
Listed As Is

About This Property

Welcome to Highlands Reserve! This spacious 4-bedroom home offers room for everyone. All four bedrooms are upstairs along with a versatile loft/bonus/flex room, while a private den/office downstairs is ideal for working from home or could be an additional bedroom. The main level features engineered wood flooring, crown molding, and plantation shutters. Garage parking accommodates three vehicles with a tandem 2-car garage plus a separate 1-car garage, offering excellent flexibility for vehicles, additional storage, or a dedicated workshop space. Step outside to your own private retreat featuring a pool, included hot tub, and a large fenced backyard overlooking the preserve—peaceful, private, and perfect for relaxing or entertaining. Additional updates include a new hot water heater and two A/C systems, with one replaced last year. Highlands Reserve is a gated community offering an impressive array of amenities, including a clubhouse, community pool, fitness center, playground, tennis courts, BBQ area, and walking trails. HOA services include lawn and landscaping, cable, internet, and more. Conveniently located near top-rated schools, with easy access to I-95 and the Turnpike, and just minutes from charming Downtown Stuart and the beautiful Treasure Coast beaches. This home offers the Florida lifestyle you've been looking for!

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
2009
Property Condition
Resale
Number of Stories
2
Attached Garage
Yes
Parking
Attached / Driveway / Garage / Garage Door Opener
Lot Size (Acres)
0.29
Living Sq Ft
3,346
Total Sq Ft
4,165
Structure Type
House
Sewer
Public Sewer
Water Source
Public

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Water Heater / Washer
Cooling
Central Air / Ceiling Fans / Electric
Heating
Central / Electric
Flooring
Carpet / Ceramic Tile / Engineered Hardwood
Interior Features
Bathtub / Dining Area / Separate Formal Dining Room / Eat In Kitchen / Kitchen Island / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
Windows
Plantation Shutters
Furnished
Unfurnished

Exterior Features

Construction
Block / Concrete
Roof
Concrete / Tile
Exterior Features
Balcony / Barbecue / Outdoor Living Area
Architectural Style
Traditional
Private Pool
Yes
Pool Features
Gunite / Pool Equipment / Screen Enclosure / Salt Water / Association
Patio & Porch
Covered / Patio / Screened / Balcony
Lot Features
Quarter To Half Acre Lot / Sprinklers Automatic
View
Preserve

Community & HOA

HOA Fee
$430 / Monthly
HOA Includes
Common Areas / Cable Tv / Internet / Pools / Reserve Fund / Security
Association Amenities
Clubhouse / Community Kitchen / Fitness Center / Picnic Area / Playground / Pickleball / Park / Pool / Sidewalks / Tennis Courts / Trails
Community Features
Home Owners Association / Gated / Property Manager On Site / Street Lights
Security
Security System Owned / Security Gate / Gated With Guard / Gated Community / Smoke Detectors
Utilities
Sewer Available / Water Available
Pets Allowed
Number Limit / Size Limit / Yes
Financing Terms
Cash / Conventional / Va Loan
Restrictions
Buyer Approval Required / Ok To Lease / Rental Restriction
MLS Area
6090 - Palm City

This home's HOA fee works out to $430 a month, in line with the $430 median across 7 homes for sale in Highlands Reserve Pud. See Highlands Reserve Pud HOA fees

Schools

Elementary School
Citrus Grove (Martin)
Middle School
Hidden Oaks
High School
Martin County

Highlands Reserve is a gated, waterfront community in Palm City, Martin County, Florida. Active listings are priced from $699,999 to $1,200,000. Homes were built between 2006 and 2012. Pure Equity lists homes in Highlands Reserve and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
7
Under Contract
3
Median List Price
$845,000
Median $/Sq Ft
$248
Avg Days on Market
89
View all 7 homes for sale in Highlands Reserve →
How do I schedule a tour of 5541 SW Bellflower Court, Palm City, FL 34990?
Use the Tour button on this listing to request a showing of 5541 SW Bellflower Court, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5541 SW Bellflower Court, Palm City, FL 34990 still available?
5541 SW Bellflower Court, Palm City, FL 34990 is currently listed as Active, and has been on the market 24 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5541 SW Bellflower Court, Palm City, FL 34990?
With 20% down ($178,000) on the $890,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5541 SW Bellflower Court, Palm City, FL 34990 is about $4,677/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5541 SW Bellflower Court, Palm City, FL 34990?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5541 SW Bellflower Court, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5541 SW Bellflower Court, Palm City, FL 34990 have an HOA fee?
Yes: 5541 SW Bellflower Court, Palm City, FL 34990 carries an HOA fee of about $430 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 5541 SW Bellflower Court, Palm City, FL 34990?
5541 SW Bellflower Court, Palm City, FL 34990 is zoned for Citrus Grove (Martin) (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 5541 SW Bellflower Court, Palm City, FL 34990?
Often, yes. The right offer on 5541 SW Bellflower Court, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Keller Williams of the Treasure Coast

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

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Listed by Lori McNicholas, Keller Williams of the Treasure Coast

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