616 SW CLEVELAND Avenue

Estimated monthly payment

$2,496 /mo

Principal and interest only, based on $94,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Listing Snapshot

Price

$474,900

Days on Site

1 Days

Bedrooms

2

Total Baths

3

Full Baths

2

Partial Baths

1

Living Area

1,130 sqft

Total Sq Ft

1,130 sqft

Lot Size

0.18 Acres

Year Built

1920

Property Type

Single Family

MLS #

B26079792

Property Tax

$5,347 (2025)

Subdivision

BESSEY ADDITION

County

Martin

Status

Active

Special Conditions

Standard / Listed As Is

About This Property

Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors, arched openings & timeless cottage charm. Offering 2 bedrooms, 2.5 baths plus flexible bonus space for a guest sleeping area or home office, it has approx. 1,130 sq. ft. under air. No HOA—enjoy it year-round, as a winter retreat or investment property with short- or long-term rental potential. The .18-acre fenced yard adds privacy & possibilities: R-3 zoning may allow additional units & improvements—or create your own backyard oasis with a pool. Updated baths, metal roof, 2026 water heater & 2025 HVAC add modern comfort. Minutes to downtown, dining, shops & the St. Lucie River. Professional photos-some grass features AI. Minutes to downtown, dining, shops & the St. Lucie River. This charming Downtown Stuart cottage offers far more than its 1920 year built might suggest. Filled with natural light from 13 windows, each with custom blinds, the home feels bright, warm & welcoming throughout. Original wood floors, graceful arched openings, new interior wood doors, paneled walls, painted wood ceilings, custom built-in bookcases in the living room & Bahama-blue exterior hurricane shutters all add to its authentic cottage character. Extensive renovations over the years—including substantial improvements reflected in the property's 1990 effective year—bring modern comfort while preserving the personality that makes this home so special. Both bedrooms feature their own beautifully renovated en-suite baths, each with custom walk-in showers, updated vanities & thoughtfully designed cabinetry and wardrobe-style storage. An additional half bath provides convenience for guests. More recent improvements include fresh interior paint, remote-controlled ceiling fans, 2025 HVAC & a 2026 water heater. The spacious kitchen offers abundant counter space, warm wood cabinetry, a pantry, separate storage closet & new LG refrigerator. While not recently remodeled like the bathrooms, its generous layout provides excellent functionality today with plenty of opportunity for a future owner to personalize it and create the kitchen they've always wanted. The large, private fenced backyard is another standout feature, with mature landscaping, fruit trees & plenty of space for outdoor entertaining, gardening or a future pool. A separate shed houses the full-size washer & dryer and functions as a dedicated laundry/utility space with electric, water, hanging space & folding area. An additional covered outdoor storage area provides convenient space for lawn equipment, tools & outdoor gear, plus a dedicated kayak rack. Two separate driveways provide unusually generous off-street parking for a home this close to Downtown Stuart, with room to comfortably accommodate 5 or more vehicles—a valuable feature in an area where many homes have limited or street-only parking. The home is being sold fully furnished with quality cottage-style furnishings that complement its character beautifully, making it a truly turnkey option for a full-time home, winter retreat or investment property ready for immediate use. Located in Flood Zone X, with flood insurance not currently required by the seller's lender. A wind mitigation inspection has been completed, and the Bahama shutters provide added storm protection while enhancing the home's authentic Florida cottage style. Seller reports favorable current insurance costs as well as low utility bills. Buyers should independently verify insurance requirements, coverage, premiums & utility costs. R-3 zoning offers additional flexibility and may allow accessory dwelling units, additional residential units or other improvements, subject to applicable City of Stuart zoning,

General Features

Property Type

Single Family

Status

Active

Year Built

1920

Property Condition

Resale

Number of Stories

1

Levels

One

Parking

Asphalt / Concrete / Driveway / Gravel / Parking Pad

Direction Faces

East

Lot Size (Acres)

0.18

Living Sq Ft

1,130

Total Sq Ft

1,130

Structure Type

House

Sewer

Public Sewer

Water Source

Public

Zoning

R3

Interior Features

Appliances

Cooktop / Dryer / Dishwasher / Electric Cooktop / Electric Range / Electric Water Heater / Freezer / Ice Maker / Microwave / Oven / Refrigerator / Water Heater / Washer

Cooling

Central Air / Ceiling Fans / Electric

Heating

Central / Electric

Flooring

Ceramic Tile / Tile / Wood

Interior Features

Built In Features / Bedroom On Main Level / Closet Cabinetry / Entrance Foyer / Living Dining Room / Custom Mirrors / Main Level Primary / Multiple Primary Suites / Multiple En Suite Bathrooms / Pantry / Split Bedrooms / Storage / Separate Shower

Laundry

Washer Hookup / Electric Dryer Hookup / Laundry Room / Outside / See Remarks

Windows

Blinds / Shutters

Main Level Bedrooms

2

Main Level Baths

3

Total Rooms

3

Furnished

Furnished

Exterior Features

Construction

Vinyl Siding / Wood Frame

Roof

Metal

Exterior Features

Awnings / Garden / Outdoor Living Area / Storage / Room For Pool

Architectural Style

Traditional

Patio & Porch

Patio

Lot Features

Fruit Trees / Less Than Quarter Acre

Waterfront Features

None

Community & HOA

Security

Smoke Detectors

Utilities

Cable Available / Electricity Connected / Sewer Connected / Water Available

Pets Allowed

No Pet Restrictions / Yes

Financing Terms

Cash / Conventional / FHA / Va Loan

Restrictions

No Restrictions / Ok To Lease

MLS Area

6080 - Stuart - North of Indian St

Schools

High School

Jensen Beach