How do I schedule a tour of 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?

Use the Tour button on this listing to request a showing of 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 still available?

645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 is currently listed as Active, and has been on the market 7 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?

With 20% down ($135,181) on the $675,904 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 is about $3,552/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 have an HOA fee?

Yes: 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 carries an HOA fee of about $223 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?

Often, yes. The right offer on 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

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$675,904

645 SE Ranch Oak Circle

Port St Lucie, FL 34984

Veranda Oaks

Explore the area: Port St Lucie homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $675,904
Price per sq ft: N/A
Original price: Unchanged
Days on market: 7

This 5-bedroom single-family home in Veranda Oaks is listed at $675,904. It has been on the market for 7 days.

Bedrooms

Bathrooms

Living Sq Ft

2027

Year Built

Estimated monthly payment

$3,552 /mo

Principal and interest only, based on $135,181 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $223/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $675,904
Days on Site: 7 Days
Bedrooms: 5
Total Baths: 4
Full Baths: 4
Lot Size: 0.16 Acres
Year Built: 2027
Property Type: Single Family
MLS #: A12111916
HOA Fees: $223 / Monthly
Subdivision: Veranda Oaks
County: St Lucie
Status: Active

About This Property

What's Special: 5th Bedroom | No Rear Neighbors. New Construction - March Completion! Built by America's Most Trusted Home Builder. Welcome to the Barbados at 645 SE Ranch Oak Circle in Veranda Oaks! This spacious two-story home offers five bedrooms, four bathrooms, and flexible living spaces designed to fit the way you live. The open-concept gourmet kitchen overlooks the great room and casual dining area, creating a bright and welcoming space for gathering with family and friends. A first-floor bedroom, full bath, and private study provide comfort and versatility for guests, work, or hobbies. Upstairs, the generous primary suite features a private balcony, while a large game room and three additional bedrooms give everyone room to relax and unwind. A covered lanai and thoughtful storage throughout complete this beautifully designed home. A new home opportunity awaits at Veranda Oaks in Port St. Lucie. Conveniently located near the Martin County line with easy access to the Florida Turnpike, you’re close to beaches, recreation, shopping, medical facilities, and Treasure Coast attractions. This gated 56-acre community features two lakes and an amenity center with a pool, cabana, dog park, playground, and covered seating. Additional Highlights Include: shower in place of tub at bath 4, pocket slider at great room, outdoor kitchen rough-in, deluxe primary shower and garden tub, and whole house impact windows. Photos are for representative purposes only. MLS#A12111916

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 2027
Property Condition: Under Construction
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage
Direction Faces: North
Lot Size (Acres): 0.16
Sewer: Public Sewer
Water Source: Public
Zoning: RES

Interior Features

Appliances: Disposal / Gas Range / Gas Water Heater / Microwave / Oven
Cooling: Central Air
Heating: Central
Flooring: Vinyl
Interior Features: Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Entrance Foyer / Eat In Kitchen / High Ceilings / Main Level Primary / Pantry / Soaking Tub / Separate Shower / Upper Level Primary / Vaulted Ceilings / Walk In Closets
Windows: Blinds
Total Rooms: 3
Furnished: Unfurnished

Exterior Features

Construction: CBS Concrete Block Structure / Block / Frame / Stucco
Roof: Shingle
Pool Features: Association
Lot Features: Sprinklers Automatic
View: Other

Community & HOA

HOA Fee: $223 / Monthly
HOA Includes: Common Areas
Association Amenities: Gated / Other / Pool / Sidewalks
Community Features: Home Owners Association / Street Lights
Pets Allowed: Yes
Financing Terms: Conventional / FHA / Other / Va Loan
Restrictions: Other Restrictions
MLS Area: 7220

About the Community

Veranda Oaks

View Community Details →

Veranda Oaks is a gated community in Port St. Lucie, St. Lucie County, Florida. Active listings are priced from $491,189 to $615,364. Homes were built starting 2026. Pure Equity lists homes in Veranda Oaks and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 9
Under Contract: 15
Median List Price: $576,929
Median Sale Price (October): $504,654
Median $/Sq Ft: $206
Avg Days on Market: 44

View all 9 homes for sale in Veranda Oaks →

Frequently Asked Questions

How do I schedule a tour of 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?: Use the Tour button on this listing to request a showing of 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 still available?: 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 is currently listed as Active, and has been on the market 7 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?: With 20% down ($135,181) on the $675,904 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 is about $3,552/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 have an HOA fee?: Yes: 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 carries an HOA fee of about $223 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984?: Often, yes. The right offer on 645 SE Ranch Oak Circle, Port St. Lucie, FL 34984 depends on how it's priced against comparable single family sales in Port St Lucie, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Taylor Morrison Realty of FL

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$675,904

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Listed by Michelle Campbell, Taylor Morrison Realty of FL

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Recently sold homes in Veranda Oaks

These are the last 6 recorded closings in Veranda Oaks, with the price each home actually sold for rather than what it was listed at. They closed at a median of $211 per square foot. The most recent closed on November 5, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.