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12813 NW Cinnamon Way, Palm City, FL 34990
Active
6 Days on Market
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$495,000

12813 NW Cinnamon Way

Palm City, FL 34990

Harbour Ridge Y&CC - Cinnamon Village

Explore the area: Palm City homes for sale · St Lucie County real estate

How this price compares

List price
$495,000
Price per sq ft
$208
Original price
Unchanged
Days on market
6

This 3-bedroom single-family home in ZIP 34990 is listed at $495,000, or $208 per square foot. It has been on the market for 6 days.

3
Bedrooms
2
Bathrooms
2,384
Living Sq Ft
1988
Year Built

Estimated monthly payment

$2,601 /mo

Principal and interest only, based on $99,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $4,513/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price
$495,000
Days on Site
6 Days
Bedrooms
3
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
2,384 sqft
Total Sq Ft
2,660 sqft
Lot Size
0.34 Acres
Year Built
1988
Property Type
Single Family
MLS #
M20056931
Property Tax
$8,471 (2025)
HOA Fees
$4,513 / Monthly
Subdivision
Harbour Ridge Y&CC - Cinnamon Village
Development
Harbour Ridge Y&CC - Cinnamon Village
County
St Lucie
Status
Active

About This Property

Enjoy Beautiful Sunsets overlooking 2nd Fairway of Golden Marsh Golf Course. Renovated 3 Bedroom/2 Bath San Remo model. Kitchen has Granite Counters, SS Appliances, Double Wall Ovens & Induction Cooktop plus Casual Dining area. New Hardi-Board Siding, Impact Windows & Sliders. (2024) Expanded Sunroom and Screen Enclosed Patio. Being offered Furnished (Turnkey) with a few exceptions. Located in Harbour Ridge Y&CC. $125,000 Joining Fee & Equity required at closing. Monthly HOA Fee includes annual Club Dues, Golf, Trail Fees, Tennis, Pickleball, POA & HOA Fees, Capital Fund Fees & appropriate taxes. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

General Features

Property Type
Single Family
Status
Active
Year Built
1988
Property Condition
Resale
Number of Stories
1
Attached Garage
Yes
Parking
Attached / Garage / Garage Door Opener
Lot Size (Acres)
0.34
Living Sq Ft
2,384
Total Sq Ft
2,660
Structure Type
House

Interior Features

Appliances
Cooktop / Dryer / Dishwasher / Disposal / Microwave / Oven / Refrigerator / Washer
Cooling
Central Air / Ceiling Fans / Electric
Heating
Central / Electric / Individual
Furnished
Furnished

Exterior Features

Construction
Fiber Cement / Frame
Roof
Flat / Tile
Exterior Features
Outdoor Living Area
Pool Features
Association
Patio & Porch
Patio / Screened
Lot Features
Sprinklers Automatic

Community & HOA

HOA Fee
$4,513 / Monthly
HOA Includes
Common Areas / Cable Tv / Hvac / Internet / Reserve Fund / Security
Association Amenities
Bocce Court / Boating / Clubhouse / Dog Park / Fitness Center / Golf Course / Library / Pickleball / Pool / Putting Greens / Restaurant / Tennis Courts / Trails
Community Features
Home Owners Association / Boat Facilities / Gated / Street Lights
Security
Gated With Guard / Gated Community
Utilities
Cable Available
Pets Allowed
Number Limit / Size Limit / Yes
Financing Terms
Cash
Restrictions
Buyer Approval Required / No Corporate Buyer / No Commercial Vehicles / Ok To Lease / Rental Restriction
MLS Area
7220

Schools

Elementary School
Bessey Creek
Middle School
Hidden Oaks
High School
Martin County

Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale
298
Under Contract
89
Median List Price
$629,900
Median Sale Price (September)
$670,000
Median $/Sq Ft
$276
Avg Days on Market
111
View all 298 homes for sale in Palm City →
How do I schedule a tour of 12813 NW Cinnamon Way, Palm City, FL 34990?
Use the Tour button on this listing to request a showing of 12813 NW Cinnamon Way, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 12813 NW Cinnamon Way, Palm City, FL 34990 still available?
12813 NW Cinnamon Way, Palm City, FL 34990 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 12813 NW Cinnamon Way, Palm City, FL 34990?
With 20% down ($99,000) on the $495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 12813 NW Cinnamon Way, Palm City, FL 34990 is about $2,601/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 12813 NW Cinnamon Way, Palm City, FL 34990?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 12813 NW Cinnamon Way, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 12813 NW Cinnamon Way, Palm City, FL 34990 have an HOA fee?
Yes: 12813 NW Cinnamon Way, Palm City, FL 34990 carries an HOA fee of about $4,513 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 12813 NW Cinnamon Way, Palm City, FL 34990?
12813 NW Cinnamon Way, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 12813 NW Cinnamon Way, Palm City, FL 34990?
Often, yes. The right offer on 12813 NW Cinnamon Way, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Harbour Ridge Realty Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

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Listed by Gwendolyn S. Deisler, Harbour Ridge Realty Inc

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