How do I schedule a tour of 1642 NW Sweet Bay Circle, Palm City, FL 34990?

Use the Tour button on this listing to request a showing of 1642 NW Sweet Bay Circle, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 1642 NW Sweet Bay Circle, Palm City, FL 34990 still available?

1642 NW Sweet Bay Circle, Palm City, FL 34990 is currently listed as Active, and has been on the market 19 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 1642 NW Sweet Bay Circle, Palm City, FL 34990?

With 20% down ($137,800) on the $689,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1642 NW Sweet Bay Circle, Palm City, FL 34990 is about $3,621/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 1642 NW Sweet Bay Circle, Palm City, FL 34990?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1642 NW Sweet Bay Circle, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 1642 NW Sweet Bay Circle, Palm City, FL 34990 have an HOA fee?

Yes: 1642 NW Sweet Bay Circle, Palm City, FL 34990 carries an HOA fee of about $4,384 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 1642 NW Sweet Bay Circle, Palm City, FL 34990?

1642 NW Sweet Bay Circle, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 1642 NW Sweet Bay Circle, Palm City, FL 34990?

Often, yes. The right offer on 1642 NW Sweet Bay Circle, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

19 Days on Market

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$689,000

1642 NW Sweet Bay Circle

Palm City, FL 34990

Harbour Ridge Y&CC-Sweetbay Village

Explore the area: Palm City homes for sale · St Lucie County real estate

Price Check

How this price compares

List price: $689,000
Price per sq ft: $273
Original price: Unchanged
Days on market: 19

This 3-bedroom single-family home in ZIP 34990 is listed at $689,000, or $273 per square foot. It has been on the market for 19 days.

Bedrooms

Bathrooms

2,525

Living Sq Ft

1990

Year Built

Estimated monthly payment

$3,621 /mo

Principal and interest only, based on $137,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $4,384/mo HOA are not included.

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Listing Snapshot

Price: $689,000
Days on Site: 19 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 2,525 sqft
Total Sq Ft: 3,075 sqft
Lot Size: 0.33 Acres
Year Built: 1990
Property Type: Single Family
MLS #: M20057346
Property Tax: $5,209 (2025)
HOA Fees: $4,384 / Monthly
Subdivision: Harbour Ridge Y&CC-Sweetbay Village
Development: Harbour Ridge Y&CC-Sweetbay Village
County: St Lucie
Status: Active

About This Property

WATER VIEW!!! 3 Bedroom/2.5 Bath Portofino Golf Villa on River Ridge #11 Lake. Updated tile flooring, crown & decorative moldings, electric fireplace, custom kitchen cabinetry, and expanded living room. 3rd Bedroom currently used as an office. Fabulous Screen Enclosed Patio overlooking lake and #11 Green with large spa and summer kitchen. Impact Windows. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 1990
Property Condition: Resale
Number of Stories: 1
Parking: Attached Carport / Carport / Garage / Golf Cart Garage / Garage Door Opener
Lot Size (Acres): 0.33
Living Sq Ft: 2,525
Total Sq Ft: 3,075
Structure Type: House

Interior Features

Appliances: Cooktop / Dryer / Dishwasher / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric / Individual
Flooring: Ceramic Tile
Fireplace: Yes
Interior Features: Eat In Kitchen / High Ceilings / Living Dining Room
Furnished: Unfurnished

Exterior Features

Construction: Block / Concrete / Stucco
Roof: Barrel
Pool Features: Association
Lot Features: Quarter To Half Acre Lot
Waterfront: Yes
Waterfront Features: Lake Front

Community & HOA

HOA Fee: $4,384 / Monthly
HOA Includes: Common Areas / Cable Tv / Hvac / Internet / Reserve Fund / Security
Association Amenities: Bocce Court / Boating / Clubhouse / Dog Park / Fitness Center / Golf Course / Library / Pickleball / Pool / Putting Greens / Restaurant / Tennis Courts / Trails
Community Features: Home Owners Association / Boat Facilities / Gated / Street Lights
Security: Security System Owned / Security System / Gated With Guard / Gated Community / Smoke Detectors / Security Guard
Utilities: Cable Available
Pets Allowed: Number Limit / Size Limit / Yes
Financing Terms: Cash
Restrictions: Buyer Approval Required / No Corporate Buyer / No Commercial Vehicles / Ok To Lease / Rental Restriction
MLS Area: 7220

This home's HOA fee works out to $4,384 a month, in line with the $4,384 median across 3 homes for sale in this community. See the community's HOA fees

Schools

Elementary School: Bessey Creek
Middle School: Hidden Oaks
High School: Martin County

About the Community

Harbour Ridge Y Cc Sweetbay Village

View Community Details →

Homes for Sale: 2
Median List Price: $495,000
Median $/Sq Ft: $214
Avg Days on Market: 272

View all 2 homes for sale in Harbour Ridge Y Cc Sweetbay Village →

Frequently Asked Questions

How do I schedule a tour of 1642 NW Sweet Bay Circle, Palm City, FL 34990?: Use the Tour button on this listing to request a showing of 1642 NW Sweet Bay Circle, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1642 NW Sweet Bay Circle, Palm City, FL 34990 still available?: 1642 NW Sweet Bay Circle, Palm City, FL 34990 is currently listed as Active, and has been on the market 19 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1642 NW Sweet Bay Circle, Palm City, FL 34990?: With 20% down ($137,800) on the $689,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1642 NW Sweet Bay Circle, Palm City, FL 34990 is about $3,621/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1642 NW Sweet Bay Circle, Palm City, FL 34990?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1642 NW Sweet Bay Circle, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1642 NW Sweet Bay Circle, Palm City, FL 34990 have an HOA fee?: Yes: 1642 NW Sweet Bay Circle, Palm City, FL 34990 carries an HOA fee of about $4,384 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1642 NW Sweet Bay Circle, Palm City, FL 34990?: 1642 NW Sweet Bay Circle, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1642 NW Sweet Bay Circle, Palm City, FL 34990?: Often, yes. The right offer on 1642 NW Sweet Bay Circle, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Harbour Ridge Realty Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$689,000

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Listed by Gwendolyn Deisler, Harbour Ridge Realty Inc

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Recently sold homes in ZIP 34990

These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.