$495,000
1549 NW Sweet Bay Circle
Harbour Ridge Y&CC-Sweetbay Village
Explore the area: Palm City homes for sale · St Lucie County real estate
Price Check
How this price compares
- List price
- $495,000
- Price per sq ft
- $227
- Original price
- $649,000
- Days on market
- 237
This 3-bedroom single-family home in ZIP 34990 is listed at $495,000, or $227 per square foot. The asking price has come down 23.7% from its original $649,000. It has been on the market for 237 days.
Estimated monthly payment
$2,601 /mo
Principal and interest only, based on $99,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $4,384/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $495,000
- Days on Site
- 237 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,178 sqft
- Total Sq Ft
- 2,898 sqft
- Lot Size
- 0.32 Acres
- Year Built
- 1989
- Property Type
- Single Family
- MLS #
- M20054159
- Property Tax
- $4,365 (2025)
- HOA Fees
- $4,384 / Monthly
- Subdivision
- Harbour Ridge Y&CC-Sweetbay Village
- Development
- Harbour Ridge Y&CC-Sweetbay Village
- County
- St Lucie
- Status
- Active
About This Property
Looking for a View? 3 Bedroom-2 Bath Golf Villa on 12th Green of River Ridge! Hurricane Impact Windows & Full House Generator. Granite counters, SS Appliances in kitchen, tile & carpet flooring. Living Room Sliders "pocket" onto large screen enclosed covered" patio across the back of the home for outdoor living. 2 Car Side-load Garage and Separate Golf Cart Garage added to home. Custom Landscaping. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1989
- Property Condition
- Resale
- Number of Stories
- 1
- Parking
- Attached Carport / Carport / Garage / Golf Cart Garage / Garage Door Opener
- Lot Size (Acres)
- 0.32
- Living Sq Ft
- 2,178
- Total Sq Ft
- 2,898
- Structure Type
- House
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric / Individual
- Flooring
- Carpet / Ceramic Tile
- Interior Features
- Breakfast Area / Kitchen Dining Combo
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Concrete / Stucco
- Roof
- Barrel
- Exterior Features
- Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio / Screened
- Lot Features
- Quarter To Half Acre Lot / Sprinklers Automatic
Community & HOA
- HOA Fee
- $4,384 / Monthly
- HOA Includes
- Common Areas / Cable Tv / Hvac / Internet / Reserve Fund / Security
- Association Amenities
- Bocce Court / Boating / Clubhouse / Dog Park / Fitness Center / Golf Course / Library / Pickleball / Pool / Putting Greens / Restaurant / Tennis Courts / Trails
- Community Features
- Home Owners Association / Boat Facilities / Gated / Property Manager On Site
- Security
- Gated With Guard / Gated Community
- Utilities
- Cable Available
- Pets Allowed
- Number Limit / Size Limit / Yes
- Financing Terms
- Cash
- Restrictions
- Buyer Approval Required / No Corporate Buyer / No Commercial Vehicles / Ok To Lease / Rental Restriction
- MLS Area
- 7220
Schools
- Elementary School
- Bessey Creek
- Middle School
- Hidden Oaks
- High School
- Martin County
About the Community
- Homes for Sale
- 2
- Median List Price
- $495,000
- Median $/Sq Ft
- $214
- Avg Days on Market
- 272
Frequently Asked Questions
- How do I schedule a tour of 1549 NW Sweet Bay Circle, Palm City, FL 34990?
- Use the Tour button on this listing to request a showing of 1549 NW Sweet Bay Circle, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 1549 NW Sweet Bay Circle, Palm City, FL 34990 still available?
- 1549 NW Sweet Bay Circle, Palm City, FL 34990 is currently listed as Active, and has been on the market 237 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 1549 NW Sweet Bay Circle, Palm City, FL 34990?
- With 20% down ($99,000) on the $495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1549 NW Sweet Bay Circle, Palm City, FL 34990 is about $2,601/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 1549 NW Sweet Bay Circle, Palm City, FL 34990?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1549 NW Sweet Bay Circle, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 1549 NW Sweet Bay Circle, Palm City, FL 34990 have an HOA fee?
- Yes: 1549 NW Sweet Bay Circle, Palm City, FL 34990 carries an HOA fee of about $4,384 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 1549 NW Sweet Bay Circle, Palm City, FL 34990?
- 1549 NW Sweet Bay Circle, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 1549 NW Sweet Bay Circle, Palm City, FL 34990?
- Often, yes. The right offer on 1549 NW Sweet Bay Circle, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Harbour Ridge Realty Inc
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 13, 2026.
$495,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Gwendolyn S. Deisler, Harbour Ridge Realty Inc
Map & Location
Featured Communities
Cities in St. Lucie County
Zip Codes in St. Lucie County
Property Types
Recent Sales
Recently sold homes in ZIP 34990
These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $295 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$500,000
Sold · October 1, 2026
2857 SW Brighton Way
3 bed · 2 bath · 1,952 sqft · $256/sqft
$25,000 under the asking price
Sold$640,000
Sold · October 1, 2026
2601 SW Mayacoo Way
3 bed · 2 bath · 2,168 sqft · $295/sqft
$9,000 under the asking price
Sold$900,000
Sold · September 30, 2026
12500 Harbour Ridge Boulevard 4-8
3 bed · 3 bath · 2,371 sqft · $380/sqft
$195,000 under the asking price
Sold$190,000
Sold · September 30, 2026
3691 SW Sunset Trace Circle SW
2 bed · 2.5 bath · 1,236 sqft · $154/sqft
$15,000 under the asking price
Sold$185,000
Sold · September 30, 2026
1485 SW Silver Pine Way 107 H-1
2 bed · 2 bath · 1,111 sqft · $167/sqft
$24,900 under the asking price
Sold$1,650,000
Sold · September 30, 2026
281 SW Hatteras Court
4 bed · 4.5 bath · 4,806 sqft · $343/sqft
$95,000 under the asking price
See every recorded sale in ZIP 34990 or find out what your ZIP 34990 home is worth.
